Labor & Employment

in committee · Michigan · House Apr 30, 2026

HB 5560: Labor: hours and wages; regulation of wages and fringe benefits; provide for exemption for certain earned wage access services. Amends 1978 PA 390 (MCL 408.471 - 408.490) by adding sec. 18a. TIE BAR WITH: HB 5558'26

HB 5560 exempts "earned wage access services" (like apps allowing workers to access earned wages before payday) from Michigan's standard wage and fringe benefit laws, as defined in the separate "earned wage access services act." This exemption applies only to services complying with that specific act, removing them from the scope of the existing 1978 wage law (MCL 408.471-408.490). The bill is conditional, requiring the enactment of HB 5558 first before taking effect. It directly affects providers of these early-wage access services, allowing them to operate under different rules than traditional wage payment systems.

Topics ✗ Labor & EmploymentOpposes Labor & EmploymentExempts earned wage access services from wage laws, weakening worker protections under existing regulations by removing coverage for fringe benefits and wage standards.95% confidence

Sub-Topics Labor Standards Minimum Wage

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in committee · Michigan · House Apr 30, 2026

HB 5569: Financial institutions: generally; criminal usury; amend to exempt earned wage access services. Amends 1968 PA 259 (MCL 438.41 - 438.42) by adding sec. 1a. TIE BAR WITH: HB 5558'26

HB 5569 exempts licensed earned wage access services from Michigan's criminal usury law (MCL 438.41-438.42). This bill adds Section 1a to the existing law, clarifying that the criminal usury regulations do not apply to businesses operating under the earned wage access services act. It directly affects providers of short-term wage advances - such as those offering early access to earned pay - by removing them from criminal usury penalties. The change simplifies regulatory compliance for these services without altering other aspects of the usury law.

Topics ✓ Labor & EmploymentSupports Labor & EmploymentExempts earned wage access services from usury laws, enabling workers to access earned wages earlier without provider penalties, aligning with wage access protections.85% confidence

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in committee · Michigan · House Feb 19, 2026

HB 5526: Public utilities: rates; approval of new fees and fee increases; require. Amends sec. 10p of 1939 PA 3 (MCL 460.10p).

HB 5526 requires Michigan electric utilities to create worker transition programs during ownership changes, including skills training, job placement, and guarantees of comparable wages/benefits for at least 30 months after a sale. It mandates that acquiring entities must first offer jobs to existing non-supervisory workers before hiring externally and establish dispute resolution for workplace issues. The bill also sets new service quality standards for utilities, covering outages, maintenance, and billing, requiring annual reports on compliance and performance. These changes directly affect electric utilities, their workers, and customers by protecting jobs during ownership transitions and ensuring reliable service.

Topics ✓ Labor & EmploymentSupports Labor & EmploymentRequires utilities to guarantee comparable wages/benefits for 30 months and prioritize existing non-supervisory workers during ownership changes, directly protecting worker transitions and employment stability.95% confidence

Sub-Topics Workforce Development

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in committee · Michigan · House Apr 30, 2026

HB 5559: Financial institutions: money transmitters; money transmission services act; provide for exemption for certain earned wage access services. Amends sec. 4 of 2006 PA 250 (MCL 487.1004). TIE BAR WITH: HB 5558'26

HB 5559 exempts licensed earned wage access services from Michigan's money transmission licensing requirements. It directly affects companies offering "earned wage access" services (like early paycheck access for workers), which are already regulated under a separate state law. The bill adds a specific exemption in the Money Transmission Services Act, stating that these providers are not subject to licensing if they operate under the existing earned wage access services act. This change simplifies regulatory compliance for these businesses without altering other money transmission rules.

Topics ✓ Labor & EmploymentSupports Labor & EmploymentExempts earned wage access services (allowing workers early paycheck access) from licensing, facilitating worker access to earned wages without regulatory barriers.95% confidence

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in committee · Michigan · House Apr 30, 2026

HB 5562: Financial institutions: other; definition of financial licensing acts in the consumer financial services act; modify to include the earned wage access services act. Amends sec. 2 of 1988 PA 161 (MCL 487.2052). TIE BAR WITH: HB 5558'26

HB 5562 amends Michigan's Consumer Financial Services Act to add the "Earned Wage Access Services Act" to the list of financial licensing acts requiring state regulation. This change directly affects companies offering earned wage access services (like apps allowing workers to access earned wages early), requiring them to obtain licenses under the same framework as other financial service providers. The bill modifies Section 2 of the act by explicitly including earned wage access services in the definition of "Financial licensing acts," aligning them with existing regulatory requirements. This is a definitional update without creating new rules or fees, ensuring these services fall under the state's financial licensing oversight.

Topics ✓ Labor & EmploymentSupports Labor & EmploymentRegulates earned wage access services to protect workers from predatory practices, ensuring transparency in early wage access - a key labor rights component under wage access policies.92% confidence

Tags Licensing

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in committee · Michigan · House Apr 30, 2026

HB 5564: Civil procedure: other; regulation and licensing of earned wage access service providers; provide for. Amends sec. 4012 of 1961 PA 236 (MCL 600.4012). TIE BAR WITH: HB 5558'26

HB 5564 amends Michigan's garnishment law to clarify rules for withholding wages or salary (referred to as "periodic payments"). It requires plaintiffs to send regular payment statements to defendants and garnishees (like employers), sets strict deadlines for default judgments, and establishes a 28-day cure period for employers who miss garnishment requirements. The bill specifically excludes earned wage access services (like paycheck advance apps) from these garnishment rules, as noted in section 13(d). This update aims to streamline the process for all parties involved in wage garnishments while ensuring transparency and reducing errors.

Topics ✓ Labor & EmploymentSupports Labor & EmploymentExcludes earned wage access services from garnishment rules, protecting workers' access to earned wages and preventing premature wage withholding.95% confidence

Sub-Topics Labor Standards

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in committee · Michigan · House Apr 30, 2026

HB 5567: Financial institutions: generally; regulatory loan act; amend to exempt earned wage access services. Amends sec. 20 of 1939 PA 21 (MCL 493.20). TIE BAR WITH: HB 5558'26

HB 5567 amends Michigan's Regulatory Loan Act to exempt earned wage access services from its regulations. Specifically, it adds a new exemption for businesses operating under a license issued by the earned wage access services act, meaning these services would no longer be treated as loans under the current law. This change would directly affect providers of earned wage access services (such as employers or third-party apps offering early wage access) by removing requirements like licensing under the Regulatory Loan Act. The bill's implementation is contingent on another related bill (HB 5558) being enacted.

Topics ✓ Labor & EmploymentSupports Labor & EmploymentExempts earned wage access services from loan regulations, enabling workers to access earned wages without high-cost loan barriers, directly advancing wage access rights.95% confidence

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in committee · Michigan · House Feb 24, 2026

HB 5541: Worker's compensation: benefits; calculation of average weekly wage; modify. Amends sec. 371 of 1969 PA 317 (MCL 418.371) & adds sec. 612.

HB 5541 modifies Michigan's worker's compensation law to change how overtime pay is counted for calculating average weekly wage for injured workers at small businesses (employers with 50 or fewer employees). Instead of counting overtime at 1.5 times the regular rate, the bill requires using the regular hourly rate for overtime hours, which lowers the average weekly wage and reduces both benefits for injured workers and employer insurance premiums. Insurers must apply the lower premium rate if this change results in a reduced cost, and the provision expires December 31, 2028. This affects small business employers, their injured employees, and worker's compensation insurers.

Topics ✗ Labor & EmploymentOpposes Labor & EmploymentBill reduces injured workers' benefits by calculating overtime at regular rate instead of 1.5x, lowering average weekly wage and benefits. Weakens worker compensation protections per bill summary.95% confidence

Sub-Topics Labor Standards Workers' Compensation

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passed · Michigan · House Apr 30, 2026

HB 5558: Businesses: other; regulation and licensing of earned wage access service providers; provide for. Creates new act.

HB 5558 creates a new licensing system for businesses providing "earned wage access services" (EWAS), which allow workers to access part of their earned but unpaid wages before payday. It requires all EWAS providers (excluding banks, payroll services, and employers offering early pay) to obtain a state license, pay annual fees based on business volume, and submit detailed application information. The law defines key terms like "earned but unpaid income" (wages earned but not yet paid by an employer) and outlines penalties for unlicensed operation. This directly affects EWAS providers operating in Michigan, imposing regulatory requirements while exempting certain financial institutions and employer-provided early wage options.

Topics ✓ Labor & EmploymentSupports Labor & EmploymentRegulates EWAS providers to ensure workers access earned wages early, protecting financial rights under Labor: hours and wages subject.85% confidence

Tags Licensing

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in committee · Michigan · House Feb 26, 2026

HB 5579: Labor: fair employment practices; use of electronic monitoring or automated decisions tools by an employer; prohibit except for certain purposes. Creates new act.

HB 5579, the "Responsible Artificial Intelligence Security for Employees Act," prohibits most employers from using automated decisions tools (like AI for hiring) or electronic monitoring tools (like tracking software) for employment decisions affecting employees or job applicants. Employers may only use these tools for specific, limited purposes, such as screening large applicant volumes for job skills or monitoring essential work functions, safety, or compliance. The bill requires employers to obtain written consent from workers, provide clear notice of monitoring, ensure data accuracy, and use tools in the least invasive way possible. It directly affects all Michigan employers and their employees/applicants, creating new rules for technology use in the workplace.

Topics ✓ Labor & EmploymentSupports Labor & EmploymentProhibits employer use of AI/monitoring tools in employment decisions, protecting worker rights under Labor: fair employment practices subject.95% confidence ✗ TechnologyOpposes TechnologyRestricts employer use of AI and monitoring tools for employment decisions, limiting technology deployment in labor practices per bill's prohibitions.90% confidence

Sub-Topics Gig Economy Artificial Intelligence

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