Labor: hours and wages; regulation of wages and fringe benefits; provide for exemption for certain earned wage access services. Amends 1978 PA 390 (MCL 408.471 - 408.490) by adding sec. 18a. TIE BAR WITH: HB 5558'26

HB 5560 exempts "earned wage access services" (like apps allowing workers to access earned wages before payday) from Michigan's standard wage and fringe benefit laws, as defined in the separate "earned wage access services act." This exemption applies only to services complying with that specific act, removing them from the scope of the existing 1978 wage law (MCL 408.471-408.490). The bill is conditional, requiring the enactment of HB 5558 first before taking effect. It directly affects providers of these early-wage access services, allowing them to operate under different rules than traditional wage payment systems.