Housing

passed both · New York · Assembly Jun 3, 2026

A 10279: Prohibits insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse

This bill (A 10279) prohibits insurance companies from discriminating against policyholders based on marital status after the death of a spouse. It directly affects widowed individuals who purchase or maintain property, casualty, home, renter's, or auto insurance. The law bans insurers from refusing to continue coverage, canceling policies, limiting coverage, or charging higher premiums solely because a policyholder is widowed. The provision applies to all insurance types covered under the law and takes effect upon the bill's enactment.

Topics ✓ HousingSupports HousingBill prevents insurance discrimination for home and renter's insurance, protecting widowed individuals from financial barriers to maintaining housing stability.80% confidence

Sub-Topics Renters

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in committee · New York · Senate Feb 18, 2026

S 9227: Enacts the residential structure fire prevention act of 2026

Enacts the residential structure fire prevention act; provides a tax credit to homeowners who remove cock loft fire hazards in their homes; provides an insurance discount for the installation of smoke detecting alarm devices in cock lofts; provides that the repair of cock lofts for the purpose of fire prevention and safety shall be qualifying expenditures under state housing programs.

Topics ✓ Budget & TaxesSupports Budget & TaxesProvides tax credit for homeowners removing fire hazards, directly offering tax relief per Budget & Taxes indicators.95% confidence ✓ HousingSupports HousingBill designates fire prevention repairs as qualifying expenditures under state housing programs, directly advancing housing safety and program funding.90% confidence

Sub-Topics Tax Credits

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passed both · New York · Senate May 19, 2026

S 9207: Prohibits restrictions on insurance policies based on the policyholder harboring or owning any dog of a specific breed or mixture of breeds

This bill prohibits insurance companies from denying coverage, raising premiums, canceling policies, or limiting coverage based solely on a policyholder owning or harboring a specific dog breed or mix. It directly affects homeowners and renters insurance policyholders who might previously have faced discrimination due to their dog's breed. The law amends insurance regulations to ban these restrictions, ensuring coverage decisions cannot be influenced by breed alone. It applies to all policies issued, renewed, or modified after the effective date.

Topics ✓ HousingSupports HousingPrevents insurance discrimination based on dog breed, protecting tenants from coverage denial/price hikes that could impact housing stability and affordability.85% confidence

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in committee · New York · Assembly Feb 2, 2026

A 10115: Clarifies provisions related to eviction where a landlord seeks to demolish a housing accommodation

This bill clarifies when a landlord can use building demolition as a "good cause" reason to evict tenants. It requires landlords to demolish an *entire* housing accommodation or building (not just individual units) to qualify for this eviction reason. Landlords must prove their intent to demolish the whole structure with "clear and convincing evidence" to win a court case. This directly affects landlords seeking eviction based on demolition plans and protects tenants in buildings where only partial demolition is proposed.

Topics ✓ HousingSupports HousingRequires landlords to demolish entire buildings with clear evidence, strengthening tenant protections against unjust evictions based on demolition plans.95% confidence

Sub-Topics Landlords Tenant Rights

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in committee · New York · Senate Feb 4, 2026

S 9120: Establishes the senior homeowner foreclosure and rehabilitation revolving loan program

Establishes the senior homeowner foreclosure and rehabilitation revolving loan program to permit the New York state mortgage agency to make low-interest loans, deferred payment loans, or forgivable loans, or a combination thereof, to eligible senior homeowners for eligible assistance; directs SONYMA to prioritize senior homeowners at imminent risk of foreclosure; properties with essential systems in need of immediate repair or replacement, including heating and boilers; and senior homeowners with documented financial hardship that limits their ability to maintain the property or make mortgage payments.

Topics ✓ HousingSupports HousingProvides low-interest loans to seniors at risk of foreclosure and for property repairs, preventing homelessness and stabilizing housing for vulnerable homeowners.95% confidence

Sub-Topics Homeownership Mortgages

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passed both · New York · Assembly Jun 3, 2026

A 10160: Requires utilities accept public assistance payments

This bill requires gas and electric utilities to accept and credit public assistance payments directly for residential customers. It specifically mandates that utilities treat payments from programs like the Home Energy Assistance Program (HEAP) and emergency funding as full payment, regardless of a customer's account status. Utilities must use these payments to restore service or stop collections activity. The law directly affects low-income residential utility customers who receive public assistance and the utilities serving them. It takes effect immediately upon enactment.

Topics ✓ HousingSupports HousingBill ensures low-income tenants receive utility service continuity via public assistance payments, preventing disconnection that could lead to housing instability or eviction, aligning with tenant protection and affordable housing goals.85% confidence

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in committee · New York · Senate Feb 2, 2026

S 9090: Establishes the "winter moratorium evictions act"

This bill prohibits evictions from residential properties in New York State during periods of "inclement winter weather," defined as temperatures at or below 32°F (including wind chill), typically occurring from November through April. It directly affects all residential tenants in New York, with the legislature noting evictions disproportionately impact Black and Latinx households. The law amends real property law to block eviction proceedings during these cold-weather periods, citing health risks like increased mortality and homelessness linked to winter displacement. The ban aims to protect public health and safety by preventing homelessness during conditions that exacerbate exposure-related health crises.

Topics ✓ HousingSupports HousingProhibits winter evictions to protect vulnerable tenants, directly strengthening tenant rights and addressing disproportionate impacts on Black/Latinx households per bill summary.95% confidence

Sub-Topics Homelessness Tenant Rights

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in committee · New York · Assembly Feb 12, 2026

A 10192: Creates an office to residential conversion tax credit and a historic preservation rehabilitation office to residential conversion tax credit

Creates an office to residential conversion tax credit which shall be administered by the empire state development corporation; creates a historic preservation rehabilitation office to residential conversion tax credit which shall be administered by the state historic preservation office.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates tax credit administration offices, providing tax relief through incentives for residential conversion and historic preservation.90% confidence ✓ HousingSupports HousingCreates tax credits for residential conversion and historic preservation, incentivizing housing development and preservation, aligning with affordable housing goals.95% confidence

Sub-Topics Tax Credits Historic Preservation Property Development

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in committee · New York · Senate Jun 3, 2026

S 9263: Requires utilities accept public assistance payments

This bill requires gas and electric utilities to accept payments from public assistance programs (like the Home Energy Assistance Program and emergency funding) as full payment for residential customers. Utilities must treat these payments as if paid directly by the customer, including restoring disconnected service or stopping collections. It directly affects low-income households using these assistance programs by preventing utility disconnections due to unpaid bills when aid is available. The law takes effect immediately upon passage.

Topics ✓ EnergySupports EnergyBill protects low-income utility consumers from disconnection by requiring acceptance of public assistance payments, aligning with consumer protection in energy services.95% confidence ✓ HousingSupports HousingPrevents utility disconnections for low-income households using public assistance, directly supporting affordable housing stability and tenant protection.95% confidence

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in committee · New York · Senate Jan 16, 2026

S 8930: Relates to the brownfield redevelopment tax credit

Expands the eligibility of the brownfield redevelopment tax credit; reduces the population numbers to make more qualified sites eligible for such tax credit.

Topics ✓ Budget & TaxesSupports Budget & TaxesExpands tax credit eligibility for brownfield redevelopment, providing tax relief to developers and incentivizing economic activity under fiscal policy.95% confidence ✓ EnvironmentSupports EnvironmentExpands tax credit for brownfield redevelopment, incentivizing cleanup of contaminated sites which reduces pollution and promotes environmental remediation.85% confidence ✓ HousingSupports HousingExpands tax credit eligibility for brownfield redevelopment, encouraging development on underutilized land which typically increases housing stock and supports affordable housing initiatives.85% confidence

Sub-Topics Tax Credits Tax Incentives Hazardous Materials Community Development

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