Prohibits insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse

This bill (A 10279) prohibits insurance companies from discriminating against policyholders based on marital status after the death of a spouse. It directly affects widowed individuals who purchase or maintain property, casualty, home, renter's, or auto insurance. The law bans insurers from refusing to continue coverage, canceling policies, limiting coverage, or charging higher premiums solely because a policyholder is widowed. The provision applies to all insurance types covered under the law and takes effect upon the bill's enactment.