Prohibits restrictions on insurance policies based on the policyholder harboring or owning any dog of a specific breed or mixture of breeds

This bill prohibits insurance companies from denying coverage, raising premiums, canceling policies, or limiting coverage based solely on a policyholder owning or harboring a specific dog breed or mix. It directly affects homeowners and renters insurance policyholders who might previously have faced discrimination due to their dog's breed. The law amends insurance regulations to ban these restrictions, ensuring coverage decisions cannot be influenced by breed alone. It applies to all policies issued, renewed, or modified after the effective date.