HB 1510 requires unemployment insurance claimants in Maryland to use two-step verification (like a password plus a code) when accessing online claim services to prevent fraud. It mandates the Department of Labor to review claims with suspicious patterns - such as identical bank account details used across multiple claims - and refer suspected fraud cases to law enforcement. The bill also authorizes the Department to recover overpaid benefits by withholding from state income tax refunds and increases penalties for fraud, including extending disqualification periods for claimants found to have committed fraud.
HB 1596 establishes the Maryland Growth Initiative within the Maryland Technology Development Corporation to support start-up companies in Maryland that are transitioning from early development to scaling. The Initiative will identify and prioritize companies in this growth phase, with special focus on those previously funded by Maryland Innovation Initiative, other Corporation programs, or minority-owned businesses. It creates a permanent $5 million annual fund administered by the Corporation, which may use private investment, interest earnings, and state appropriations to provide post-seed funding, business expertise, and infrastructure support - without replacing existing funding sources. The fund is designed to help companies scale locally instead of relocating.
HB 1037 (Broadband Accountability and Affordability Act) gives Maryland's Public Service Commission authority to oversee broadband and internet-based phone service (VoIP), which it previously could not regulate. The bill requires Internet Service Providers (ISPs) to report on network reliability, outages, pricing, and emergency preparedness plans, and to maintain infrastructure meeting safety and reliability standards. The Commission can audit providers and order corrective actions if services are deemed unsafe, unreliable, or inadequate. ISPs must submit annual reports on progress, with the Commission reporting to the legislature each year starting in 2028 on improvements in service quality and network resilience.
HB 1032 requires all public and nonpublic primary and secondary schools in Maryland to adopt written policies protecting student privacy, including procedures for parents to access records, limits on sharing personal information without consent, and documentation of record reviews. It also mandates that nonpublic prekindergarten programs and schools report annually (starting September 1, 2027) the number of alleged discrimination incidents based on race, religion, sexual orientation, gender identity, or other protected characteristics. These provisions directly affect all K-12 schools, with specific exemptions for religiously affiliated schools that meet existing legal standards under federal law. The bill updates privacy requirements and adds new reporting obligations without altering existing anti-discrimination protections.
SB 602 establishes the Algorithmic Addiction Fund in Maryland to use settlement funds from cases where social media algorithms harmed children. The fund, administered by the Maryland Department of Health, is financed by civil penalties from settlements related to social media harm and earns interest. It directly supports children by funding prevention programs (like school digital literacy campaigns), treatment services for mental health impacts (such as depression and anxiety), research, and evidence-based interventions. The fund is non-lapsing, meaning unused money rolls over annually, and all spending must align with the state budget.
SB 989 (Safe Kids Act) creates a civil cause of action allowing parents or legal guardians of minors depicted in unlawful child exploitation material to sue online platforms that knowingly distribute such material. The bill defines "unlawful child exploitation material" to include AI-generated images that appear indistinguishable from real children, criminalizing platforms that knowingly issue, sell, or distribute these materials. It establishes remedies including actual damages, attorney fees, and punitive damages for affected families, while exempting platforms acting solely as transmission services. The law applies to social media, apps, and websites that create or distribute content featuring minors in sexual situations, including AI-generated depictions.
HB 1399 requires credit bureaus and other consumer reporting agencies in Maryland to meet strict standards when using algorithms to evaluate credit data. It mandates that agencies explain algorithmic decisions in plain language (meeting an 8.0 Flesch-Kincaid readability score), maintain public algorithm registries, and achieve error rates below 0.5% and discriminatory bias below 0.1% when compared to human reviews. Agencies must also conduct quarterly bias audits by independent third parties, implement data governance with minimum data point requirements (1,000-10,000 per category), and require human review within 24 hours before final credit decisions. This bill directly affects agencies that compile credit reports for lenders, insurers, or employers, aiming to ensure transparency and fairness in automated credit evaluations.
HB 1475 requires merchants selling goods or services to disclose when prices are set using algorithms that analyze personal data, mandating a clear statement: "THIS PRICE WAS SET BY AN ALGORITHM USING YOUR PERSONAL DATA." It also prohibits residential landlords or property managers from using software, data analytics, or algorithms to coordinate rent adjustments or lease terms across multiple properties. Violations are treated as unfair trade practices under Maryland’s Consumer Protection Act, subject to enforcement and penalties. The bill directly affects businesses using dynamic pricing and rental property owners/managers utilizing algorithmic tools for pricing decisions.
HB 985 prohibits video streaming services (like Netflix or Disney+) from broadcasting commercial advertisements louder than the accompanying video programming. It directly affects streaming platforms that transmit content via internet-based systems, excluding traditional TV broadcasters and cable operators. The bill requires these services to comply with audio loudness standards that match the volume of the main content, aligning with existing federal FCC regulations. The law takes effect October 1, 2026, and violations would be treated as unfair trade practices under Maryland law.
SB 695 regulates how businesses and government entities can use driver's license or ID card swiping. It prohibits swiping except for specific purposes like verifying identity during purchases, checking age for restricted goods, preventing fraud, or processing payments. Businesses may not store, sell, or share personal details (like license numbers) collected through swiping, except for limited data (name, address, date of birth, ID number) when used for fraud prevention or payment processing. Violations are treated as unfair trade practices under Maryland’s Consumer Protection Act, with enforcement by the Attorney General. The bill applies to retailers, financial institutions, and government agencies handling such data.
