Unemployment Insurance - Fraud Prevention, Detection, and Enforcement

HB 1510 requires unemployment insurance claimants in Maryland to use two-step verification (like a password plus a code) when accessing online claim services to prevent fraud. It mandates the Department of Labor to review claims with suspicious patterns - such as identical bank account details used across multiple claims - and refer suspected fraud cases to law enforcement. The bill also authorizes the Department to recover overpaid benefits by withholding from state income tax refunds and increases penalties for fraud, including extending disqualification periods for claimants found to have committed fraud.