HR 6784 creates a federal tax credit allowing homeowners to claim 50% of costs for removing lead hazards in homes built before 1978, directly affecting owners of older properties. The credit covers certified lead abatement (up to $3,000 per home) or interim safety measures (up to $1,000), with a lifetime cap of $4,000 per residence. Homeowners must use certified professionals, provide documentation of completed work meeting federal standards, and cannot double-dip with state/local credits. The credit expires after December 31, 2028, and applies to costs incurred after December 31, 2024.
The Grandfamily Housing Act of 2025 creates a federal grant program to support housing where grandparents or other relatives raise children (intergenerational homes). It provides funds to property owners to hire service coordinators who offer on-site services like tutoring, healthcare, and after-school care for children, while coordinating with local kinship support programs. Grants also cover outreach to families in the community, planning services, and retrofitting spaces for these programs. The program requires a report to Congress within two years evaluating its effectiveness and suggesting improvements.
This bill creates an entitlement program guaranteeing housing vouchers to young adults aged 18-30 experiencing homelessness, directly addressing systemic barriers that currently prevent them from accessing housing assistance. It requires public housing agencies to provide voluntary support services (like job training and housing navigation) while prohibiting discrimination based on credit history, immigration status, or other protected factors. Funded starting in fiscal year 2027, the program targets vulnerable youth disproportionately affected by homelessness, including Black, Indigenous, and LGBTQ+ communities. By expanding access to housing choice vouchers and reducing wait times from 132-140 days, it aims to improve housing stability and reduce homelessness for this population.
The Landlord Accountability Act of 2025 prohibits housing discrimination based on "source of income," which now includes housing vouchers, Social Security benefits, child support, and other income sources. It establishes $100,000 penalties for landlords who intentionally make units uninhabitable to disqualify them from federal housing programs or leave units vacant for more than 60 days. The bill creates a Multifamily Housing Complaint Resolution Program to handle tenant complaints, requires landlords to display tenant rights information in multiple languages, and provides tax credits for landlords maintaining housing for voucher users. It allocates $90 million annually for enforcement and $25 million annually for tenant harassment prevention programs. The bill directly affects landlords of federally assisted multifamily housing projects and tenants using housing vouchers or other income sources.
This bill creates a new Veterans Economic Opportunity and Transition Administration within the Department of Veterans Affairs (VA) to consolidate and manage specific benefit programs. It directly affects veterans and their families by centralizing services like vocational rehabilitation, education assistance, housing loans, and transition support under one administration. Key mechanisms include establishing a new Under Secretary position (requiring expertise in program management and IT) and mandating a 180-day report to Congress on implementation progress, with strict certification requirements before transferring services to ensure no negative impact on veterans. The bill also includes provisions to maintain current VA budget levels and employee numbers during the transition.
The Unlocking Homeownership Act allows individuals to use funds from 529 college savings plans for their first home purchase, rather than only for education expenses. It specifically permits distributions from these accounts to cover down payments or closing costs for a principal residence, provided the buyer (or their spouse, child, grandchild, or ancestor) has never owned a home in the past two years. Funds must be used within 120 days of withdrawal, and the bill includes a special provision for disaster-affected areas, allowing redirected use of funds if home purchases are delayed due to a federally declared disaster. This policy change directly affects first-time homebuyers who have saved in 529 plans, expanding the permissible use of those savings.
This bill creates a FEMA program providing income-based discounts to make flood insurance more affordable for qualifying policyholders. It caps annual premiums at 1% of a household's area median income for primary residences, small businesses (under 100 employees), and non-profits meeting hardship criteria. The program is funded by $250 million annually (with 95% required spending), and requires FEMA to implement monthly premium payments within 180 days. It directly affects millions of flood insurance policyholders in high-risk areas who struggle with current costs.
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Emergency Management
HR 3060, the "No Biometric Barriers to Housing Act of 2025," prohibits owners of federally assisted rental housing (including public housing, Section 8 units, and supportive housing programs) from using facial recognition, fingerprint, or remote biometric technology (like voice or gait analysis) for surveillance or other purposes that could unfairly affect tenant access to housing. The ban takes effect one year after the bill's enactment and applies to all covered housing types listed in the bill, such as those under the Housing Act of 1937 or Native American housing programs. It also requires the Department of Housing and Urban Development to report to Congress within a year on past biometric use in these units, its impacts on tenants, and effects on vulnerable communities. This law directly affects housing owners in federally subsidized properties by banning specific surveillance technologies and mandating transparency about their prior use.
This bill permanently extends the New Markets Tax Credit (NMTC), a federal tax incentive that encourages private investment in low-income communities. It directly affects community development entities (CDEs) that channel capital into underserved neighborhoods for projects like housing, healthcare, and businesses. Key provisions include permanently extending the credit beyond 2025, adding annual inflation adjustments to the credit amount starting in 2026, and ensuring the credit isn't reduced by the alternative minimum tax for investments made after December 2024. The changes apply to taxable years beginning after December 2024, providing long-term stability for community development financing.
The HOME Expansion Act allows jurisdictions that don't receive other federal housing funds to use HOME program money for infrastructure like water lines, roads, and sidewalks directly tied to affordable housing projects. It raises the income eligibility limit for affordable homeownership from 95% to 110% of area median income and requires new long-term affordability measures, such as shared equity ownership models or community land trusts. The bill also creates exceptions for military members (waiving income rules during deployment) and heirs of deceased homeowners to maintain housing affordability. These changes apply to housing assisted under the HOME program and related tax credit programs.
