Housing (Affordable Housing)

in committee · United States · House Jul 30, 2026

HR 9977: Homebuilding Materials Tariff Relief Act

The Homebuilding Materials Tariff Relief Act would exempt specific critical homebuilding products from tariffs imposed on or after January 20, 2025, to reduce costs for the construction and furnishing of single-family and multi-family residential buildings. The bill defines covered products by a detailed list of Harmonized Tariff Schedule codes, which includes items such as wood, glass, ceramics, and certain plastics used in housing. It restricts the President from reimposing these tariffs unless the National Association of Realtors Housing Affordability Index averages 160 or above for the preceding 12 months and Congress passes a joint resolution approving the action. This legislation directly affects homebuilders, suppliers, and consumers by potentially lowering the price of new homes through reduced material costs.

Topics ✓ HousingSupports HousingBill exempts critical homebuilding materials from tariffs to reduce construction costs for residential buildings, directly supporting housing development.95% confidence

Sub-Topics Affordable Housing

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in committee · United States · House Jul 23, 2026

HR 9934: Housing BOOM Act

The Housing BOOM Act aims to increase the supply of affordable housing by significantly raising the state-level limit on Low-Income Housing Tax Credits and establishing new federal funding mechanisms, including a Middle Income Housing Construction Loan Fund and a Workforce Housing Block Grant Program. The bill directs billions in annual appropriations over five years to support rental construction for households earning between 60 and 120 percent of the area median income, while also increasing existing subsidies for homeless assistance, rural housing, and supportive housing for the elderly and persons with disabilities. To address tenant stability, the legislation creates a new Office of Eviction Prevention within the Department of Housing and Urban Development and authorizes grants to help convert unused government buildings and hotels into emergency shelters and affordable units. Additionally, the act establishes an Interagency Council on Housing Affordability to coordinate federal policy and requires prevailing wage standards for construction workers on federally assisted projects.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill explicitly directs billions in annual appropriations and establishes new federal funding mechanisms for housing construction.95% confidence ✓ HousingSupports HousingThe bill explicitly aims to increase affordable housing supply by raising tax credit limits and establishing new federal funding mechanisms for construction.98% confidence

Sub-Topics Affordable Housing Housing Finance Tenant Rights

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in committee · United States · House Sep 8, 2026

HR 10325: To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.

This bill increases the mandatory financial contributions from Federal Home Loan Banks to the Affordable Housing Program by extending a 15 percent net income requirement through 2025 and establishing it as the permanent rate for 2026 and beyond. The legislation directly affects the Federal Home Loan Banks, which are government-sponsored enterprises that provide funding to member banks and credit unions. A key provision ensures that these annual contributions will not fall below $100 million in any given year, regardless of the banks' net income fluctuations.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill mandates increased financial contributions from Federal Home Loan Banks to the Affordable Housing Program, directly increasing government funding for housing.75% confidence ✓ HousingSupports HousingThe bill explicitly increases mandatory funding for the Affordable Housing Program by raising Federal Home Loan Bank contributions.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · United States · House Aug 13, 2026

HR 10096: Task Force on the Impact of the Affordable Housing Crisis Act of 2026

The Task Force on the Impact of the Affordable Housing Crisis Act of 2026 establishes a bipartisan, 18-member task force to study how a lack of affordable housing affects various aspects of life and government spending. The group will evaluate impacts on areas such as education, employment, health, and regional economic growth, while also quantifying the costs imposed on federal, state, and local programs due to housing shortages. Members will be appointed by congressional leadership within 180 days of enactment and must submit a final report with recommendations to Congress before the task force terminates two years after all members are appointed.

Topics ✓ HousingSupports HousingThe bill establishes a task force to study the affordable housing crisis and its impacts, advancing awareness and policy analysis for this topic.75% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · United States · House Jul 22, 2026

HR 9870: Affordable Housing Incentives Act

The Affordable Housing Incentives Act allows property owners to avoid paying capital gains taxes when they sell real estate to qualified housing operators for use as affordable housing. To qualify, the property must be subject to a binding legal agreement that ensures it remains affordable or used as a homeless shelter for at least 30 years. The sale price cannot exceed the value determined by a professional appraisal, and the seller must notify the Treasury Department within 90 days of the transfer. The Treasury is required to audit these properties every five years to verify they continue to meet the affordability requirements throughout the 30-year period.

Topics ✗ Budget & TaxesOpposes Budget & TaxesBill creates a tax exemption for capital gains on real estate sales, reducing government revenue to fund affordable housing initiatives.85% confidence ✓ HousingSupports HousingBill provides tax incentives to convert properties into affordable housing and homeless shelters, directly advancing housing development and stability.95% confidence

Sub-Topics Audits & Accountability Tax Incentives Affordable Housing Historic Preservation Property Taxes

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in committee · United States · Senate Aug 6, 2026

S 5298: Delivering Americans Affordable Homes Act

The Delivering Americans Affordable Homes Act directs the U.S. Postal Service to establish a new Housing Liaison Office tasked with identifying and leasing its unused land parcels for residential development. These leases must be executed through Joint Development Partnerships that include a public entity, such as a state or local government, alongside private or non-profit developers capable of constructing housing. The legislation mandates that each lease last at least 60 years and ensures that no less than 20 percent of the new units remain affordable to households earning 80 percent or less of the area median income for a minimum of 50 years. To protect its financial interests, the Postal Service is required to receive rental revenue over the life of the lease that equals at least the appraised fair value of the property rights, while also retaining the authority to refuse deals that would disrupt mail delivery or cost more than they generate.

Topics ✓ HousingSupports HousingThe bill explicitly directs the USPS to lease land for residential development via partnerships to create affordable homes, directly advancing housing supply.98% confidence

Sub-Topics Affordable Housing Homeownership Property Development

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in committee · United States · Senate Aug 7, 2026

S 5366: Affordable Housing Credit Carryback Act

The Affordable Housing Credit Carryback Act amends the Internal Revenue Code to allow taxpayers to claim a five-year carryback for unused low-income housing tax credits. This provision enables developers and investors who have not fully utilized their allocated credits in the current year to apply them against taxes owed in previous years. By extending this refund mechanism, the bill provides financial flexibility to entities involved in affordable housing projects, potentially accelerating the development of such units.

Topics ✗ Budget & TaxesOpposes Budget & TaxesThe bill creates a tax refund mechanism (carryback) for developers and investors, effectively reducing government tax revenue to subsidize private entities.75% confidence ✓ HousingSupports HousingThe bill facilitates affordable housing development by allowing carryback of unused low-income housing tax credits, providing financial flexibility to developers.95% confidence

Sub-Topics Tax Credits Affordable Housing Historic Preservation Housing Finance

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in committee · United States · House Aug 6, 2026

HR 10053: Public Service Homeownership Assistance Act

The Public Service Homeownership Assistance Act would authorize the Department of Housing and Urban Development to provide downpayment assistance loans to federal, state, tribal, and local government employees starting in 2027. These loans, which range from $10,000 to $20,000, are strictly limited to covering downpayments or closing costs for the purchase of a residential property with one to four units. Recipients must occupy the home within 60 days and continue to live there at least half the year to maintain eligibility. Repayment of the loan is not required immediately but begins upon the sale of the home, a cash-out refinance, or if the employee stops occupying the property for more than six months in a given year.

Topics ✓ HousingSupports HousingThe bill authorizes HUD to provide downpayment assistance loans to government employees, directly funding homeownership and expanding access to residential property.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · United States · House Aug 10, 2026

HR 10075: First-Time Homebuyer Affordability Act

The First-Time Homebuyer Affordability Act amends the Internal Revenue Code to exempt qualified mortgage bonds from the federal government's annual volume cap on tax-exempt securities. By removing this limit, the bill allows for a greater issuance of these specific bonds, which are typically used to finance home loans for first-time buyers. This change directly affects financial markets and lenders by enabling them to issue more tax-advantaged debt without being constrained by existing statutory limits. The provision applies to all obligations issued after the date of the Act's enactment.

Topics ✓ HousingSupports HousingThe bill explicitly aims to increase affordable housing by removing caps on tax-exempt bonds used to finance first-time homebuyer loans.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · United States · Senate Aug 6, 2026

S 5285: Visitable Inclusive Tax credits for Accessible Living (VITAL) Act

The VITAL Act increases federal low-income housing tax credit allocations to states starting in 2026, with amounts adjusted annually for inflation to expand the supply of affordable and disability-accessible housing. The bill provides a 50% boost to the tax credit value for new buildings where at least half of the units are designed to meet accessibility standards for people with disabilities and are located in areas with high walkability. To ensure these accessible units are actually built, the legislation requires states to allocate credits so that at least 40% of all new low-income housing units created over any three-year period meet these specific disability access criteria.

Topics ✓ HousingSupports HousingThe bill explicitly increases federal tax credit allocations to expand the supply of affordable and disability-accessible housing.95% confidence

Sub-Topics Affordable Housing Historic Preservation Housing Finance Tags People with Disabilities

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