Housing in United States

in committee · United States · House Feb 23, 2026

HR 7647: MORE Opportunities for Homeownership Act

The MORE Opportunities for Homeownership Act (HR 7647) amends the Federal Home Loan Bank Act to expand eligibility for community financial institutions. Specifically, it adds the Federal Credit Union Act to the list of qualifying acts alongside the Federal Deposit Insurance Act, allowing credit unions to access Federal Home Loan Bank programs. This change directly affects credit unions by enabling them to secure funding for mortgage lending through these programs. The key mechanism is updating the legal definition of eligible institutions, aiming to increase homeownership opportunities in underserved communities.

Topics ✓ Housing

Sub-Topics Homeownership Mortgages

in committee · United States · House Aug 12, 2025

HR 4969: Keep Mobile Homes Affordable Act

This bill requires the Department of Housing and Urban Development (HUD) to investigate whether prices for rental spaces (pad sites) in mobile home communities are being manipulated or artificially raised through practices like price gouging. HUD must also monitor if any single buyer (including large investors) purchases over 2,500 mobile homes or pad sites in one area, and investigate potential issues like unjustified rent hikes or utility failures. The investigation findings will lead to reports for Congress and public websites, specifically analyzing impacts on seniors and underserved communities. The bill directly affects residents of manufactured home communities, particularly those in areas with high institutional investment, by mandating federal oversight of pricing practices.

Topics ✓ Housing

Sub-Topics Affordable Housing Mortgages Renters

in committee · United States · Senate Dec 2, 2025

S 1005: Southern Nevada Economic Development and Conservation Act

The Southern Nevada Economic Development and Conservation Act transfers approximately 48,302 acres of federal land to be held in trust for Nevada's Moapa Band of Paiutes and Las Vegas Paiute tribes, while establishing 10 special management areas totaling over 300,000 acres for conservation in Clark County. The bill authorizes conveyances of federal land to Clark County and local governments for public purposes including fire facilities, water infrastructure, and affordable housing, with requirements that land be used for specific purposes and may revert to the federal government if misused. It adjusts boundaries for Red Rock Canyon and Sloan Canyon National Conservation Areas and adds several new wilderness areas to the National Wilderness Preservation System. These provisions aim to balance economic development with conservation of natural resources in Southern Nevada.

Topics ✓ Environment ✓ Housing

Sub-Topics Conservation Public Lands Affordable Housing Property Development

in committee · United States · House Jul 14, 2025

HR 4385: Helping More Families Save Act

HR 4385, the Helping More Families Save Act, establishes a 10-year pilot program allowing families receiving Section 8 or 9 housing assistance to save money toward financial stability. Under the program, eligible families (with income under 80% of area median income) have rent increases tied to their earned income placed into interest-bearing escrow accounts managed by participating housing agencies. Families can withdraw these savings after 5 years (or earlier for self-sufficiency goals approved by the agency), without affecting their eligibility for other benefits. The program requires agencies to notify families of enrollment options and prohibits denial of housing assistance for opting out, with a final evaluation report due 8 years after implementation.

Topics ✓ Housing

Sub-Topics Affordable Housing Homeownership Housing Finance

in committee · United States · House May 6, 2025

HR 3215: Utilizing National Land for Opportunities and Community Key (UNLOCK) Housing Act

HR 3215, the UNLOCK Housing Act, redefines affordable housing development on federal land as a "public purpose" under existing law, directly enabling housing for extremely low-income, very low-income, and low-income families (as defined by federal standards). It creates a Joint Task Force between HUD and the Interior Department to identify underused federal land suitable for housing, streamline land transfers, and measure costs from housing shortages. The Task Force must annually report progress to Congress and will dissolve 10 years after the bill's enactment. This bill changes how federal land can be used for housing by making affordable development a priority under current land management statutes.

Topics ✓ Housing

Sub-Topics Affordable Housing Housing Finance Property Development

in committee · United States · House Aug 5, 2025

HR 4874: Affordable Housing Resident Services Act

HR 4874 creates a federal grant program to fund supportive services for residents in affordable housing properties assisted by federal programs like low-income housing tax credits, Section 8 housing, and supportive housing for seniors or people with disabilities. Eligible non-profits managing such properties can receive 5-year grants to provide voluntary services including health access, educational programs, financial literacy, housing stability support, and assistance with public benefits. Grantees must use at least 25% of funds for staff salaries and training, while no more than 75% can cover direct resident services like mentoring or home modifications. The program aims to improve resident outcomes by connecting them to community resources without requiring participation in any service.

Topics ✓ Budget & Taxes ✓ Healthcare ✓ Housing

Sub-Topics Affordable Housing Homelessness Tenant Rights

in committee · United States · House Jan 15, 2026

HR 7110: Eliminating Bias in Algorithmic Systems Act of 2026

This bill requires federal agencies that use or fund complex AI systems (called "covered algorithms") to establish civil rights offices staffed by experts. These offices must monitor and report on potential bias in algorithms affecting programs like benefits, housing, or loans, particularly regarding traits like race, gender, or disability. Agencies must submit detailed reports every two years starting one year after the bill passes, outlining risks, mitigation steps, stakeholder engagement, and recommendations. The law also creates an interagency working group to coordinate efforts across agencies. It directly affects any federal agency using or overseeing such AI systems, aiming to prevent unfair outcomes through transparency and accountability.

Topics ✓ Housing ✓ Labor & Employment ✓ Technology

Sub-Topics Artificial Intelligence

in committee · United States · House Feb 17, 2026

HR 7596: Improving Housing Access Act

HR 7596, the Improving Housing Access Act, requires the Comptroller General to study barriers to housing for elderly and disabled people within one year of the bill's enactment. The study will specifically examine potential improvements to two federal housing programs: supportive housing for the elderly (under Section 202 of the 1959 Housing Act) and supportive housing for people with disabilities (under Section 811 of the Cranston-Gonzalez Act). It focuses on identifying ways to improve access, including options for providing financial support to these programs. The bill does not create new benefits but mandates a review to inform future policy decisions.

Topics ✓ Housing

Sub-Topics Affordable Housing Homeownership Housing Finance Tags People with Disabilities Seniors

in committee · United States · House Jul 16, 2025

HR 4448: Restoring Equal Opportunity Act

HR 4448, the Restoring Equal Opportunity Act, prohibits lawsuits alleging discrimination based on "disparate impact" in employment and housing. It amends the Civil Rights Act of 1964 and Fair Housing Act to ban claims where a neutral policy (like a test or screening rule) unintentionally disadvantages protected groups (such as race or gender), even if there was no discriminatory intent. The bill also nullifies specific federal regulations implementing civil rights laws, removing legal grounds for such claims under current enforcement rules. This directly affects employers, housing providers, and federal agencies that enforce civil rights laws, changing how discrimination claims can be brought in court.

Topics ✗ Housing ✗ Labor & Employment

Sub-Topics Employment Discrimination

in committee · United States · House Mar 14, 2025

HR 1198: Let’s Get to Work Act of 2025

HR 1198, the Let’s Get to Work Act of 2025, amends work requirements for the Supplemental Nutrition Assistance Program (SNAP) and extends them to public housing and tenant-based rental assistance programs. It increases the work requirement period from 3 to 6 months for non-exempt SNAP participants (ages 18-50 without children), while adding exemptions for parents with young children, individuals over 60, and married couples where one spouse complies with work rules. These changes apply directly to SNAP recipients and public housing tenants meeting the specified criteria, aligning housing program eligibility with SNAP’s updated work rules. The bill modifies existing provisions without creating new programs or altering benefit levels.

Topics ✗ Housing

Sub-Topics Property Development Renters

All housing bills