The Housing Price Transparency Act requires landlords and property managers who use algorithms to set rental prices to clearly disclose this practice to tenants. The Federal Trade Commission is authorized to enforce these rules by treating violations as unfair or deceptive acts, while state attorneys general may also bring civil actions on behalf of their residents if federal enforcement is not pending. Individuals injured by non-compliance can file private lawsuits in federal court to seek injunctions and recover damages of at least $10,000 per violation or actual monetary losses, whichever is greater.
The Veterans Housing Opportunity Act establishes a five-year pilot program that allows the Department of Housing and Urban Development to identify public housing agencies that are not effectively using their HUD-VASH vouchers. If an agency is found to be chronically underutilizing these funds, the department may take back the unused voucher assistance and redistribute it to other agencies. These reallocated vouchers must then be provided to veterans who are currently homeless or at risk of becoming homeless. The bill requires the department to report on the program's efficiency and housing outcomes after three years, while ensuring that any veteran who receives a voucher under this pilot keeps it even if the pilot program ends.
The Stable Homes Act directs the Department of Housing and Urban Development to launch a five-year pilot program that provides $300 million annually in grants to local governments for establishing or expanding eviction diversion programs. These programs require landlords to notify tenants of their right to participate in dispute resolution before filing formal eviction proceedings, mandating at least 30 days of good-faith negotiation involving services such as mediation, housing counseling, and rental assistance. The legislation ensures that low-income tenants have access to free legal counsel if their landlord is represented by an attorney, while allowing landlords to bypass the program only in cases involving an imminent threat of physical harm. Local governments receiving these grants must submit annual reports detailing case outcomes, costs, and tenant demographics to Congress through 2030.
The Task Force on the Impact of the Affordable Housing Crisis Act of 2026 establishes a bipartisan, 18-member task force to study how a lack of affordable housing affects various aspects of life and government spending. The group will evaluate impacts on areas such as education, employment, health, and regional economic growth, while also quantifying the costs imposed on federal, state, and local programs due to housing shortages. Members will be appointed by congressional leadership within 180 days of enactment and must submit a final report with recommendations to Congress before the task force terminates two years after all members are appointed.
The Native American Housing Assistance and Self-Determination Modernization Act of 2026 reauthorizes federal housing assistance for Indian tribes and Native Hawaiians through fiscal year 2033 while expanding eligibility to include families with incomes up to 120 percent of the area median. The bill grants tribes greater autonomy by allowing them to set their own rent, procurement, and environmental review policies, and it streamlines regulatory processes by consolidating environmental reviews and exempting certain small-scale projects from specific federal requirements. Additionally, the legislation establishes new grant programs for homeless American Indians, Alaska Natives, and Native Hawaiians, creates a rental assistance program for homeless Indian veterans, and extends leasehold interests on trust lands to 99 years to improve financing options.
The Affordable Housing Incentives Act allows property owners to avoid paying capital gains taxes when they sell real estate to qualified housing operators for use as affordable housing. To qualify, the property must be subject to a binding legal agreement that ensures it remains affordable or used as a homeless shelter for at least 30 years. The sale price cannot exceed the value determined by a professional appraisal, and the seller must notify the Treasury Department within 90 days of the transfer. The Treasury is required to audit these properties every five years to verify they continue to meet the affordability requirements throughout the 30-year period.
The Green New Deal for Public Housing Act directs federal funds to public housing agencies and tribal entities to rehabilitate, modernize, and electrify the nation's public housing stock into zero-carbon homes within ten years. The bill establishes grant programs that require recipients to conduct deep energy retrofits, install renewable energy systems, upgrade water quality infrastructure, and provide high-speed internet access to residents. In exchange for these funds, agencies must commit to maintaining their total number of housing units, ensuring displaced residents can return to their original projects, and adhering to strict labor standards that prioritize hiring low-income individuals and supporting resident-owned businesses. Additionally, the legislation strengthens tenant participation by mandating the formation of elected resident councils in larger developments and providing stipends for volunteer officers who help manage community operations.
The Green New Deal for Public Housing Act directs the Department of Housing and Urban Development to provide grants to public housing agencies and tribal entities for the comprehensive rehabilitation, energy upgrades, and modernization of public housing stock. These funds are intended to transform properties into zero-carbon homes by installing renewable energy systems, electrifying appliances, and repairing infrastructure, while also establishing workforce development programs that offer training, apprenticeships, and stipends to residents and local low-income workers. The bill mandates strict labor standards, including prevailing wages and the use of U.S.-made materials, and requires agencies to maintain or increase the total number of public housing units while prioritizing resident participation through elected councils and community engagement processes.
The First Time Homebuyer Debt Reduction Act directs the Federal Housing Finance Agency to require Fannie Mae and Freddie Mac to treat student loan payments made by third parties toward first-time buyers as financial concessions rather than sales incentives. This classification applies specifically to payments for newly constructed principal residences, allowing these contributions to be counted toward a buyer's down payment or closing costs without triggering penalties associated with seller financing. However, the bill limits this benefit by stipulating that any portion of the student loan payment exceeding $25,000 will still be classified as a sales concession.
The Delivering Americans Affordable Homes Act directs the U.S. Postal Service to establish a new Housing Liaison Office tasked with identifying and leasing its unused land parcels for residential development. These leases must be executed through Joint Development Partnerships that include a public entity, such as a state or local government, alongside private or non-profit developers capable of constructing housing. The legislation mandates that each lease last at least 60 years and ensures that no less than 20 percent of the new units remain affordable to households earning 80 percent or less of the area median income for a minimum of 50 years. To protect its financial interests, the Postal Service is required to receive rental revenue over the life of the lease that equals at least the appraised fair value of the property rights, while also retaining the authority to refuse deals that would disrupt mail delivery or cost more than they generate.
