Housing

in committee · Tennessee · House Mar 12, 2025

HB 1069: Real Property - As introduced, makes void and unenforceable a restriction in a homeowners’ association declaration that would prohibit the operation of a family child care home at a property that is the site of a proposed family child care home, if the operator of the proposed family child care home has obtained a license from the department of human services and any necessary permits or licenses from the applicable local government for the operation of the family child care home. - Amends TCA Title 13 and Title 66.

HB 1069 prevents homeowners' associations (HOAs) from blocking licensed family child care homes. If a family child care operator has a valid license from Tennessee's Department of Human Services and all required local permits, any HOA restriction against operating such a home on the property becomes unenforceable. The bill directly affects HOAs (by removing their ability to enforce such restrictions) and family child care operators (by ensuring their licensed operations cannot be blocked). It takes effect immediately upon becoming law, overriding conflicting HOA rules when licensing requirements are met.

Topics ✓ HousingSupports HousingRemoves HOA barriers to licensed family child care homes, enabling residential property use for affordable childcare and supporting housing accessibility for families.92% confidence

Track

in committee · Tennessee · House Mar 12, 2025

HB 452: Remedies and Special Proceedings - As introduced, requires that the trial for an unlawful detainer action be held no later than 14 days from the date the plaintiff filed the unlawful detainer motion; limits the scope of a hearing for an unlawful detainer motion based on nonpayment of rent to facts and issues related to nonpayment of rent; makes other changes related to judicial proceedings for unlawful detainer. - Amends TCA Title 29 and Title 66.

HB 452 changes Tennessee's eviction process for cases where a tenant hasn't paid rent. It requires that trials must be held within 14 days of the landlord filing the case and limits hearings to only rent-related issues, such as lease terms and payment history. After a court rules in the landlord's favor, the tenant must move out within seven days of receiving the court order, and the landlord can request immediate sheriff removal if the tenant doesn't comply. This bill affects tenants and landlords facing nonpayment evictions and takes effect on July 1, 2025.

Topics ✗ HousingOpposes HousingBill speeds eviction process (14-day trial, 7-day move-out), limits tenant defenses to rent issues only, weakening tenant protections in housing disputes.90% confidence

Sub-Topics Landlords Renters Tenant Rights

Track

in committee · Tennessee · House May 13, 2025

HB 636: Regional Authorities and Special Districts - As enacted, enacts the "Real Estate Infrastructure Development Act of 2025." - Amends TCA Title 7; Title 9; Title 12; Title 13; Title 66; Title 67 and Title 68.

HB 636 amends Tennessee law to raise the minimum capital cost requirement for infrastructure development districts from $500,000 to $1,000,000. This change directly affects developers and local governments creating such districts, requiring projects to meet the higher $1 million threshold. The bill modifies specific sections of Tennessee Code (Titles 7, 9, 12, 13, 66, 67, and 68) to reflect this updated cost standard. It does not create new programs or funding but adjusts an existing eligibility requirement for infrastructure districts. The bill became law as Public Chapter 357 on May 13, 2025.

Topics ✗ HousingOpposes HousingRaises minimum capital cost for infrastructure districts from $500k to $1M, increasing barriers for developers and likely limiting housing development projects by raising entry costs.80% confidence

Sub-Topics Property Development

Track

in committee · Tennessee · Senate Mar 3, 2026

SB 1092: Landlord and Tenant - As introduced, changes, from three days to three business days from the date written notice is received by a tenant, the date on which a landlord may terminate a rental agreement if the tenant or another person on the premises with the tenant's consent willfully or intentionally commits a violent act; behaves in a manner which constitutes or threatens to be a real and present danger to the health, safety, or welfare of the life or property of other tenants or persons on the premises; creates a hazardous or unsanitary condition on the property that affects the health, safety, or welfare or the life or property of other tenants or persons on the premises; or refuses to vacate the premises after entering the premises as an unauthorized subtenant or other unauthorized occupant. - Amends TCA Title 5; Title 6; Title 7; Title 13; Title 56; Title 62; Title 66; Title 67 and Title 68.

This Tennessee bill changes the notice period landlords must provide before terminating a lease for specific tenant violations. It extends the timeframe from three calendar days to three business days after written notice is given, covering incidents like violent acts, threats to safety, hazardous conditions, or unauthorized occupancy. The law applies to all residential rental agreements under Tennessee's landlord-tenant laws (affecting Titles 5, 6, 7, 13, 56, 62, 66, 67, and 68 of Tennessee Code). It makes a technical adjustment to existing procedures without creating new violations or altering tenant rights.

Topics ✓ HousingSupports HousingExtends notice period from calendar to business days for lease termination, requiring landlords to wait longer for tenant violations, strengthening tenant protections.90% confidence

Sub-Topics Landlords Tenant Rights

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signed · Tennessee · Senate May 13, 2025

SB 26: Regional Authorities and Special Districts - As enacted, enacts the "Real Estate Infrastructure Development Act of 2025." - Amends TCA Title 7; Title 9; Title 12; Title 13; Title 66; Title 67 and Title 68.

SB 26 amends Tennessee law to raise the minimum required capital cost for infrastructure development districts from $500,000 to $1,000,000. This change directly affects developers and local governments creating such districts by requiring larger initial investment commitments. The bill modifies Tennessee Code Annotated Section 7-84-711(a) to reflect this increased threshold. It became effective May 5, 2025, after being signed by the Governor.

Topics ✗ HousingOpposes HousingBill raises capital threshold for infrastructure districts, increasing costs for developers and likely limiting housing development. This aligns with 'oppose' indicator of restricting housing development.80% confidence

Sub-Topics Property Development

in committee · Tennessee · Senate May 27, 2025

SB 784: Taxes, Exemption and Credits - As enacted, changes the amounts of the franchise and excise tax credits allowed to financial institutions from certain percentages of the unpaid principal balance of certain qualified loans made to eligible housing entities to certain percentages of the month-end average unpaid principal balance of such loans; makes other related revisions. - Amends TCA Section 67-4-2109.

SB 784 changes how Tennessee financial institutions claim tax credits for loans made to housing entities. It replaces the previous method (based on a fixed unpaid principal balance) with a new calculation using the *month-end average unpaid principal balance* of those loans. Financial institutions now qualify for a 3% annual credit on regular qualified loans and a 5% credit on low-rate loans, applied over the loan’s life or 15 years, whichever ends first. This bill directly affects banks and credit unions that provide eligible housing loans, adjusting the tax credit amount under Tennessee Code §67-4-2109. The changes take effect July 1, 2025.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill modifies tax credits for financial institutions, providing tax relief under state tax policy by changing credit calculation methods.90% confidence ✓ HousingSupports HousingBill incentivizes financial institutions to lend to housing entities via tax credits (3-5% on loan balances), directly supporting housing development funding mechanisms.85% confidence

Sub-Topics Sales Tax Tax Credits

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in committee · Tennessee · Senate Mar 31, 2026

SB 1045: Real Property - As introduced, prohibits the state or a local or municipal government from requiring a builder or developer of real property to pay for the building or development of infrastructure that is nonessential to the development, maintenance, or growth of the builder's development property. - Amends TCA Title 5; Title 6; Title 7; Title 13; Title 54 and Title 66.

SB 1045 prohibits state and local governments from requiring developers to pay for infrastructure that isn't essential to their project, such as roads or utilities not directly connected to the development. It specifically applies to residential projects with fewer than 300 single-family homes or 500 multi-family units, defining "nonessential infrastructure" as anything not contiguous to the property or exceeding initial planning estimates. The bill does not change existing tax, zoning, or permitting rules but takes effect July 1, 2025, for new contracts. This directly affects builders and developers by limiting government demands for off-site infrastructure costs.

Topics ✓ HousingSupports HousingBill reduces developer costs by prohibiting nonessential infrastructure fees for residential projects, facilitating housing development without explicit affordability measures.95% confidence

Sub-Topics Property Development Zoning

Track

in committee · Tennessee · House May 15, 2025

HB 1326: Real Property - As enacted, creates a vested property right upon the submission, rather than the approval, of a development plan or building permit; specifies that the vesting period applicable when it is based on the submission of a building permit is three years. - Amends TCA Title 13.

HB 1326 changes Tennessee law to establish a property owner's development rights (a "vested right") when they submit a development plan or building permit application to local government, rather than waiting for official approval. This right lasts for three years from the submission date, during which the development standards in effect at the time of submission remain fixed. The bill requires plans to substantially comply with local regulations to trigger this right, and it amends multiple sections of Tennessee law to replace "approval" with "submission" throughout. This directly affects property developers, builders, and local governments by altering when development rights become protected under state law.

Topics ✓ HousingSupports HousingBill establishes vested development rights upon plan submission, fixing standards for 3 years to reduce delays. This directly advances housing development by streamlining permits for property owners, aligning with the topic's focus on development.90% confidence

Sub-Topics Building Codes Landlords Property Development

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in committee · Tennessee · Senate May 8, 2025

SB 452: Treasurer, State - As enacted, removes the restriction that earnings in an achieving a better life experience account may only be expended for a student's education expenses; redefines "disability certification" and "eligible individual" to have the same meaning as in the Internal Revenue Code and all rules and regulations released by the United States treasury. - Amends TCA Section 71-4-803 and Section 71-4-806.

SB 452 amends Tennessee law to allow funds in Achieving a Better Life Experience (ABLE) accounts to be used for non-education expenses, such as housing, transportation, or medical costs, rather than being restricted to education only. It directly affects Tennessee residents with disabilities who use ABLE accounts by aligning state definitions of "disability certification" and "eligible individual" with federal IRS rules. The bill removes the current restriction that ABLE account earnings could only cover education expenses and permits broader use of funds for daily living needs. This change takes effect in 2026 for most purposes, with immediate implementation for rulemaking.

Topics ✓ HealthcareSupports HealthcareRemoves education-only restriction on ABLE accounts, explicitly allowing medical costs as allowable expenses, expanding healthcare access for disabled individuals.95% confidence ✓ HousingSupports HousingExplicitly allows ABLE account funds to cover housing costs, expanding financial support for housing needs of disabled residents.95% confidence

Track

signed · Tennessee · House May 27, 2025

HB 691: Taxes, Exemption and Credits - As enacted, changes the amounts of the franchise and excise tax credits allowed to financial institutions from certain percentages of the unpaid principal balance of certain qualified loans made to eligible housing entities to certain percentages of the month-end average unpaid principal balance of such loans; makes other related revisions. - Amends TCA Section 67-4-2109.

HB 691 changes how Tennessee financial institutions calculate tax credits for loans to housing entities. It shifts the calculation from a single "unpaid principal balance" to a "month-end average unpaid principal balance" over each loan's life. This affects financial institutions providing qualified loans for eligible housing activities, with credits now set at 3% annually for standard loans or 5% for low-rate loans. The change applies to the institution's fiscal year and ends after 15 years or the loan's maturity, whichever comes first. The bill took effect January 1, 2026.

Topics ✓ HousingSupports HousingBill modifies tax credits for loans to housing entities, incentivizing financial institutions to fund housing activities through 3-5% annual credits, advancing housing development.85% confidence