Housing (Property Development)

in committee · Tennessee · House Mar 18, 2026

HB 2236: Tennessee Housing Development Agency - As introduced, enacts the "First-Time Homebuyer Assistance Program," which creates a first-time homebuyer assistance program, to be administered by the agency. - Amends TCA Title 5; Title 6; Title 7 and Title 13, Chapter 23.

HB 2236 creates Tennessee's "First-Time Homebuyer Assistance Program," administered by the Tennessee Housing Development Agency. It provides up to $20,000 in assistance to qualifying first-time homebuyers for down payments, closing costs, or permanent interest rate reductions on qualifying mortgage loans for homes priced at or below $450,000. Homebuyers must use the funds within 60 days of purchase, and if they sell or refinance before their mortgage term ends, they must repay 50% of their home equity gain or the assistance amount, whichever is lower. The program applies only to homes in Tennessee that meet specific ownership and construction criteria. The bill is currently pending review by the Cities & Counties Subcommittee.

Topics ✓ HousingSupports HousingCreates $20k first-time homebuyer assistance for down payments/closing costs on homes ≤$450k, directly advancing affordable housing access through funding.95% confidence

Sub-Topics Homeownership Mortgages Property Development

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in committee · Tennessee · Senate May 27, 2026

SB 2410: Housing - As enacted, establishes the community workforce housing innovation pilot program to be administered by the Tennessee housing development agency; authorizes the agency to provide loans to an applicant for construction or rehabilitation of workforce housing in each of the three grand divisions; requires the housing to be affordable to natural persons or families who meet certain criteria. - Amends TCA Title 7, Chapter 53; Title 13; Title 48, Chapter 101, Part 3; Title 56 and Title 67.

SB 2410 establishes Tennessee's Community Workforce Housing Innovation Pilot Program, administered by the Tennessee Housing Development Agency. The program provides loans for constructing or rehabilitating housing affordable to families earning no more than 150% of the area median income (adjusted for household size), prioritizing projects setting aside at least 80% of units for workforce housing and 50% specifically for essential services personnel (like teachers, first responders, and healthcare workers). It requires applicants to form public-private partnerships, meet minimum funding contribution thresholds (10% of costs or $2 million), and demonstrates innovative design or regulatory incentives. The agency must fund at least one project in each of Tennessee’s three grand divisions (East, Middle, West) by March 2027, with interest forgiveness available for projects meeting affordability and set-aside targets.

Topics ✓ HousingSupports HousingEstablishes loan program for workforce housing meeting 150% AMI, prioritizing 80% affordable units for essential workers. Directly funds affordable housing development.92% confidence

Sub-Topics Affordable Housing Property Development

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signed · Tennessee · House May 27, 2026

HB 2509: Housing - As enacted, establishes the community workforce housing innovation pilot program to be administered by the Tennessee housing development agency; authorizes the agency to provide loans to an applicant for construction or rehabilitation of workforce housing in each of the three grand divisions; requires the housing to be affordable to natural persons or families who meet certain criteria. - Amends TCA Title 7, Chapter 53; Title 13; Title 48, Chapter 101, Part 3; Title 56 and Title 67.

HB 2509 establishes Tennessee's Community Workforce Housing Innovation Pilot Program, administered by the Tennessee Housing Development Agency. It authorizes the agency to provide loans for constructing or rehabilitating workforce housing affordable to households earning no more than 150% of area median income, prioritizing projects that set aside at least 80% of units for workforce housing. The program requires applicants to form public-private partnerships and contribute at least 10% of project costs through grants or land donations, with funding targeted to all three grand divisions and projects near employment centers. Projects must demonstrate regulatory incentives (like streamlined permits) or innovative features (e.g., mixed-use design) to qualify for loans.

Topics ✓ HousingSupports HousingEstablishes pilot program funding workforce housing at ≤150% AMI with 80% set-aside, directly advancing affordable housing access through loans and affordability requirements.95% confidence

Sub-Topics Affordable Housing Housing Finance Property Development

in committee · Tennessee · Senate Feb 5, 2026

SB 2341: Tennessee Housing Development Agency - As introduced, enacts the "First-Time Homebuyer Assistance Program," which creates a first-time homebuyer assistance program, to be administered by the agency. - Amends TCA Title 5; Title 6; Title 7 and Title 13, Chapter 23.

SB 2341 creates Tennessee's First-Time Homebuyer Assistance Program, providing up to $20,000 in financial support to eligible first-time homebuyers for down payments, closing costs, or reducing mortgage interest rates. The program applies to new residential units under $450,000 purchased in Tennessee, requiring owner-occupancy within 60 days and meeting federal tax criteria for first-time buyers (including specific provisions for single parents). Recipients must repay up to 50% of their home equity gain if they sell the property before the original mortgage term ends. The Tennessee Housing Development Agency administers the program using state appropriations and other funds.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates state-funded program providing up to $20k assistance for first-time homebuyers, increasing state budget allocation for housing support.90% confidence ✓ HousingSupports HousingCreates $20k assistance program for first-time homebuyers, directly funding affordable housing access through down payment/closing cost support.95% confidence

Sub-Topics Homeownership Mortgages Property Development

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signed · Tennessee · House May 18, 2026

HB 1892: Real Property - As enacted, authorizes a tax increment agency to enter into a taxpayer agreement relative to a plan area after obtaining a written statement executed by each holder of an existing, previously recorded mortgage or deed of trust on the property securing indebtedness and in which each holder consents to the taxpayer agreement and indicates that the assessment does not constitute an event of default under the existing mortgage or deed of trust. - Amends TCA Title 9, Chapter 23 and Title 67, Chapter 5.

HB 1892 allows housing authorities, industrial development corporations, and community redevelopment agencies in Tennessee to require property owners in designated redevelopment areas to make payments securing the agencies' bonds. These payments create a recorded lien on the property that takes priority over all existing and future mortgages or liens, treated like property taxes for enforcement. The agreement must include specific details like property description and owner names when filed with the county, and the lien remains with the land even if other debts are paid.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill enables tax increment agencies to secure funding for redevelopment projects via property liens, advancing state budget capacity for public infrastructure.85% confidence ✓ HousingSupports HousingBill enables housing authorities to secure bonds via priority liens for redevelopment projects, directly supporting housing development in designated areas through financing mechanisms.85% confidence

Sub-Topics Community Development Housing Finance Property Development

in committee · Tennessee · Senate May 18, 2026

SB 1760: Real Property - As enacted, authorizes a tax increment agency to enter into a taxpayer agreement relative to a plan area after obtaining a written statement executed by each holder of an existing, previously recorded mortgage or deed of trust on the property securing indebtedness and in which each holder consents to the taxpayer agreement and indicates that the assessment does not constitute an event of default under the existing mortgage or deed of trust. - Amends TCA Title 9, Chapter 23 and Title 67, Chapter 5.

SB 1760 allows housing authorities, industrial development corporations, and community redevelopment agencies to require property owners in designated redevelopment areas to make payments securing the agencies' bonds. These agreements must be recorded as a lien on the property, which takes priority over all existing and future mortgages or liens. The lien is treated like a property tax lien and runs with the land, meaning it stays attached to the property even if ownership changes. Property owners in redevelopment zones would be directly affected by these payment obligations and the lien's priority status.

Topics ✓ HousingSupports HousingBill enables housing authorities to secure funding for redevelopment through priority liens, facilitating housing development projects in designated areas without restricting tenant protections or affordability.85% confidence

Sub-Topics Community Development Mortgages Property Development

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signed · Tennessee · Senate May 15, 2025

SB 207: Agriculture, Dept. of - As enacted, establishes a fund for the development and implementation of programs that benefit Tennesseans by preserving farmland and forestland, including a grant program for conservation easements. - Amends TCA Title 43, Chapter 1, Part 1.

SB 207 creates a new "farmland preservation fund" within Tennessee's state budget to support the long-term protection of agricultural and forested land. The fund provides grants to help farmers and foresters place permanent conservation easements on their property - legal agreements that prevent development while allowing farming or forestry activities. These grants can be awarded directly to landowners or to qualified nonprofit organizations (like 501(c)(3) groups) that hold the easements, with requirements including proof of the easement agreement and ongoing agricultural use. The Tennessee Department of Agriculture will manage the fund, and unspent money will carry forward annually instead of reverting to the general budget.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates new state budget fund for farmland conservation grants, allocating state resources to preserve agricultural land through program funding.95% confidence ✓ EnvironmentSupports EnvironmentSB 207 establishes a farmland preservation fund with grants for conservation easements, directly protecting agricultural/forest land from development and conserving natural resources per bill's explicit purpose.95% confidence ✗ HousingOpposes HousingBill preserves farmland via conservation easements, restricting land development that could otherwise be used for housing. This limits housing development, aligning with 'oppose' indicators.80% confidence

Sub-Topics State Budget Conservation Forestry Property Development

in committee · Tennessee · House May 13, 2025

HB 636: Regional Authorities and Special Districts - As enacted, enacts the "Real Estate Infrastructure Development Act of 2025." - Amends TCA Title 7; Title 9; Title 12; Title 13; Title 66; Title 67 and Title 68.

HB 636 amends Tennessee law to raise the minimum capital cost requirement for infrastructure development districts from $500,000 to $1,000,000. This change directly affects developers and local governments creating such districts, requiring projects to meet the higher $1 million threshold. The bill modifies specific sections of Tennessee Code (Titles 7, 9, 12, 13, 66, 67, and 68) to reflect this updated cost standard. It does not create new programs or funding but adjusts an existing eligibility requirement for infrastructure districts. The bill became law as Public Chapter 357 on May 13, 2025.

Topics ✗ HousingOpposes HousingRaises minimum capital cost for infrastructure districts from $500k to $1M, increasing barriers for developers and likely limiting housing development projects by raising entry costs.80% confidence

Sub-Topics Property Development

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signed · Tennessee · Senate May 13, 2025

SB 26: Regional Authorities and Special Districts - As enacted, enacts the "Real Estate Infrastructure Development Act of 2025." - Amends TCA Title 7; Title 9; Title 12; Title 13; Title 66; Title 67 and Title 68.

SB 26 amends Tennessee law to raise the minimum required capital cost for infrastructure development districts from $500,000 to $1,000,000. This change directly affects developers and local governments creating such districts by requiring larger initial investment commitments. The bill modifies Tennessee Code Annotated Section 7-84-711(a) to reflect this increased threshold. It became effective May 5, 2025, after being signed by the Governor.

Topics ✗ HousingOpposes HousingBill raises capital threshold for infrastructure districts, increasing costs for developers and likely limiting housing development. This aligns with 'oppose' indicator of restricting housing development.80% confidence

Sub-Topics Property Development

in committee · Tennessee · Senate Mar 31, 2026

SB 1045: Real Property - As introduced, prohibits the state or a local or municipal government from requiring a builder or developer of real property to pay for the building or development of infrastructure that is nonessential to the development, maintenance, or growth of the builder's development property. - Amends TCA Title 5; Title 6; Title 7; Title 13; Title 54 and Title 66.

SB 1045 prohibits state and local governments from requiring developers to pay for infrastructure that isn't essential to their project, such as roads or utilities not directly connected to the development. It specifically applies to residential projects with fewer than 300 single-family homes or 500 multi-family units, defining "nonessential infrastructure" as anything not contiguous to the property or exceeding initial planning estimates. The bill does not change existing tax, zoning, or permitting rules but takes effect July 1, 2025, for new contracts. This directly affects builders and developers by limiting government demands for off-site infrastructure costs.

Topics ✓ HousingSupports HousingBill reduces developer costs by prohibiting nonessential infrastructure fees for residential projects, facilitating housing development without explicit affordability measures.95% confidence

Sub-Topics Property Development Zoning

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