The Securing Agriculture's Workforce Act of 2026 modernizes the H-2A visa program by transferring administrative authority to the Department of Homeland Security and introducing a unified online platform to streamline applications for employers and workers. Key provisions include establishing new housing standards with mandatory inspections, creating a system for staggered worker entry and exit, and allowing workers to transfer between employers without losing their status. The bill also defines specific job classifications for wage calculations, expands the scope of covered agricultural activities, and provides legal protections for employers who document the employment of workers seeking visa status. Additionally, it requires agencies to develop a heat illness prevention plan and allows for contract termination due to natural disasters.
The Ounce of Prevention Act allows communities receiving federal Community Development Block Grants to use those funds for projects that reduce risks from weather-related disasters. This legislation expands the definition of eligible activities to include measures that protect health and welfare by lessening the impact of future hazards, such as building new structures or rehabilitating existing ones in high-risk areas. To support these efforts, the bill requires grantees to submit plans detailing how they will address specific disaster needs and mandates that the Department of Housing and Urban Development provide technical assistance. Additionally, the act permits communities to treat assisted housing units as a single structure for regulatory purposes and sets a deadline for the Secretary to issue new rules formalizing these mitigation efforts.
This bill modernizes housing assistance programs for Native American tribes and Native Hawaiians by streamlining environmental reviews, extending funding authorization through 2032, and expanding loan guarantee options. Key provisions include consolidating environmental review requirements to reduce paperwork for tribes, allowing 99-year leasehold interests on trust lands for housing, and creating new rental assistance specifically for homeless or at-risk Native American veterans. The legislation also clarifies rent rules, waives certain housing counseling certifications for tribal entities, exempts tribal housing projects from some federal civil rights and Buy America requirements, and establishes a direct loan guarantee process for tribal housing projects.
This bill creates a new tax-advantaged savings account specifically for first-time homebuyers, allowing them to deduct contributions up to $10,000 annually from their taxable income. The account can only be used to pay qualified homebuyer expenses such as purchasing or constructing a principal residence, and it is available to individuals who have not owned a home in the past three years. Distributions from the account remain tax-free if used for eligible housing expenses, but unused withdrawals are subject to income tax and a 10% penalty. The legislation also allows account holders to transfer funds to an IRA within 180 days after purchasing a home, and it exempts these contributions from Social Security and Medicare taxes.
The FARM Stability Act proposes changes to wage requirements for H-2A temporary agricultural workers in the United States. It would require the Secretary of Labor to establish a two-tiered wage system based on skill levels, with higher pay for workers who have formal training or significant experience compared to entry-level workers. The bill also mandates that wages account for housing costs by calculating an hourly adjustment factor based on average fair market rent for four-bedroom units, limited to 30 percent of the base wage rate. These provisions would directly affect employers hiring H-2A workers and the workers themselves by modifying how minimum wages are determined and adjusted annually.
This bill requires communities participating in the National Flood Insurance Program that repeatedly experience severe flooding to develop and implement flood mitigation plans. Specifically, it targets communities with at least 50 properties having multiple flood insurance claims totaling over $1,000 each in a 10-year period, or those with unmitigated severe flood damage to public/private facilities. Communities must assess flood risks, create community-specific plans for reducing those risks, and submit them to FEMA for review, with public access to these plans. Failure to comply may result in sanctions, including suspension from the flood insurance program, while FEMA must provide data assistance and consider compliance when distributing mitigation grants.
This bill amends the tax code to allow first-time homebuyers to use funds from 529 college savings plans for home purchases without tax penalties, under specific conditions. It permits tax-free withdrawals of the original contributions (plus earnings) if the account was maintained for 15 years, the funds are used within 60 days for a first home purchase, and the total lifetime withdrawals do not exceed $35,000. If the home is sold within 5 years, a recapture tax may apply based on the time held. It directly affects first-time homebuyers who have maintained 529 plans for 15 years and use the funds for qualifying home purchases.
This bill provides housing loans and education assistance to Black World War II veterans who were denied GI Bill benefits due to racial discrimination, or to their surviving spouses, children, or direct descendants. To qualify, applicants must certify they were denied benefits on racial grounds under the original 1944 GI Bill and apply within five years of the law's enactment. The Department of Veterans Affairs must implement these provisions within 90 days and report to Congress on participation and program costs. It specifically addresses documented historical discrimination where Black veterans were steered toward vocational training instead of college, with only 6% earning degrees compared to 19% of White veterans.
HR 4167, the Expanding Access to Lending Options Act, amends the Federal Credit Union Act to extend the maximum time federally chartered credit unions can hold mortgage loans from 15 years to 20 years (or longer by NCUA regulation). This change directly affects federally chartered credit unions by allowing them to offer longer-term mortgage products to members. The key provision modifies Section 107(5) of the Federal Credit Union Act, specifically updating the time limit for mortgage loans held by credit unions. The bill also includes a non-binding sense of Congress statement emphasizing safety and soundness in NCUA oversight, but the core policy change is the extended mortgage holding period.
The Equality Act (HR 15) amends federal civil rights laws to explicitly prohibit discrimination based on sexual orientation and gender identity in employment, housing, public accommodations, credit, and jury service. It expands existing protections under the Civil Rights Act of 1964 by adding sexual orientation and gender identity as protected characteristics under sex discrimination prohibitions. The bill clarifies that discrimination against LGBTQ people is a form of sex discrimination, consistent with the Supreme Court's Bostock decision, and adds specific definitions for gender identity and sexual orientation. This legislation directly affects businesses, employers, housing providers, financial institutions, and government entities that serve the public. The bill creates a more comprehensive legal framework to address discrimination that LGBTQ people face in multiple aspects of daily life.
