S 1545 United States Senate · 119th Congress

Repeatedly Flooded Communities Preparation Act

This bill requires communities participating in the National Flood Insurance Program that repeatedly experience severe flooding to develop and implement flood mitigation plans. Specifically, it targets communities with at least 50 properties having multiple flood insurance claims totaling over $1,000 each in a 10-year period, or those with unmitigated severe flood damage to public/private facilities. Communities must assess flood risks, create community-specific plans for reducing those risks, and submit them to FEMA for review, with public access to these plans. Failure to comply may result in sanctions, including suspension from the flood insurance program, while FEMA must provide data assistance and consider compliance when distributing mitigation grants.
Bill status in committee 1 of 4 stages cleared
Introduction
Apr 2025
Committee Review
Floor Vote
President
Introduced Apr 30, 2025 Last action May 1, 2025
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Full legislative history

Actions timeline

Total actions
3
Key actions
1
Committee
2
May 1, 2025
Upper · Passed
Committee on Banking, Housing, and Urban Affairs. Hearings held.
upper
Apr 30, 2025
Committee
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
upper
Apr 30, 2025
Introduced
Introduced in Senate
upper
1 primary · 1 co-sponsor

Sponsors