SB 1785, the "Citizen's Bill of Rights," prohibits Oklahoma government and businesses from forcing digital payment systems without alternatives, monitoring spending habits, or denying services based on personal characteristics like race or political views. It guarantees citizens' rights to use gold/silver as currency, opt out of medical procedures (including vaccines), choose energy sources without tracking, maintain personal gardens or rainwater collection, and avoid social credit scores. The bill specifically restricts entities from using digital identification for travel or employment restrictions, tracking carbon usage, or penalizing personal agricultural practices. It applies to all state and federal government entities, businesses, and their agents operating in Oklahoma. The law aims to prevent coercion in financial, medical, energy, and personal freedom decisions while requiring publication of AI-related reports.
Oklahoma's SB 1521 prohibits AI chatbots designed to simulate emotional relationships (called "companion" chatbots) if they risk encouraging minors to engage in sexual content, self-harm, or violence. It requires all AI chatbot providers to implement verified age checks using state-issued ID (not just birth dates) before allowing access, and bans minors from using companion chatbots. The bill also mandates that chatbots clearly disclose they are AI at the start of each conversation and every 30 minutes, while restricting data collection and prohibiting the sharing of age verification information. These rules apply to any AI chatbot service operating in Oklahoma, with enforcement by the Attorney General.
HB 3675 requires health insurance companies to have a qualified human professional review any adverse decision (like denying coverage) made by an algorithm, artificial intelligence system, or automated decision system before it becomes final. The bill mandates that patients receive clear notices explaining the reasons for denied coverage, the clinical basis for the decision, and how to appeal. It allows AI systems to be used for administrative tasks or fraud detection but prohibits their use in final coverage decisions without human oversight. The law takes effect on November 1, 2026, directly affecting patients, insurers, and utilization review agents in Oklahoma.
HB 4356 requires social media platforms accessed by Oklahoma minors under 16 years old to verify users' ages before allowing account creation or access. It prohibits platforms from using "dark patterns" (manipulative design) to bypass age checks and bans third-party vendors from retaining minors' personal data. The law exempts email services, gaming platforms, educational tools, and other non-social media services from these requirements. It applies to platforms operating in Oklahoma that connect users socially through features like infinite scrolling or algorithm-driven content.
HB 4083 restricts AI chatbots from offering human-like features (such as pretending to feel emotions or build emotional bonds) to users under 18. It requires chatbot companies to implement age verification systems to prevent minors from accessing these features and mandates safety systems to detect emergencies like self-harm. Therapeutic chatbots providing mental health support may be available to minors only if approved by a licensed professional, with clear disclaimers and clinical evidence of safety. Violations can result in fines up to $7,500 per intentional violation, enforced by the Attorney General or affected minors.
HB 3244 modifies Oklahoma law to strengthen penalties for patterns of criminal activity and exploitation of vulnerable individuals. It expands "pattern of criminal offenses" to include online acts (via social media, AI, or cellular networks) and adds identity theft to the list of crimes that can form a pattern, punishable by a Class D1 felony ($25,000 fine or imprisonment). The bill also increases penalties for exploiting elderly/disabled adults: theft of $100,000+ becomes a Class C1 felony, while lesser amounts trigger a Class C2 felony, with enhanced penalties for repeat exploitation. It directly affects criminals committing multiple offenses across locations or online, and those exploiting vulnerable groups (elderly, disabled, homeless, or minors) through coercion or deception.
HB 3545 restricts how Oklahoma state agencies can use artificial intelligence, directly affecting all state departments, commissions, and offices. It prohibits AI from manipulating behavior, enabling discriminatory classification, conducting general public surveillance via facial recognition (except for locating missing persons), or creating malicious deepfakes. The bill requires human review and approval for high-risk AI decisions (like benefits or legal rights), mandates disclosure when AI generates content, and requires agencies to inform users they're interacting with AI. Agencies must remove prohibited systems by September 2027, report compliance to the Office of Management and Enterprise Services (OMES), and submit annual reports detailing AI use starting December 2026.
SB 2085 establishes new rules for artificial intelligence in Oklahoma, primarily affecting residents who use AI chatbots and companies providing AI services. It prohibits companion chatbot platforms from serving minors without parental controls, requiring them to offer parents options to manage their child’s account, terminate inappropriate interactions, and disclose privacy practices. The bill also bans AI companies from selling user data without consent, using someone’s likeness in AI-generated content without permission, and restricts state government contracts with AI entities. Violations could trigger civil penalties, and the Oklahoma Attorney General would enforce these provisions.
SB 2037 requires licensed mental health professionals and health care providers in Oklahoma to obtain written, informed consent from patients before using artificial intelligence (AI) for therapy or psychotherapy services. The bill prohibits AI from making independent therapeutic decisions, directly interacting with clients during sessions, generating treatment plans without provider review, or detecting emotions. It mandates that providers maintain full responsibility for all AI-assisted interactions and explicitly states that final clinical decisions must be made by licensed professionals, not AI systems. Violations may result in disciplinary action and fines up to $10,000 per incident, enforced by licensure boards or the Attorney General.
HB 3959 prohibits large food retailers (over 15,000 sq ft) from using personalized algorithmic pricing that targets consumers based on their data, including requiring clear disclosures like "THIS PRICE WAS SET BY AN ALGORITHM USING YOUR PERSONAL DATA." It bans electronic shelf labels (ESLs) in these stores, mandating physical price tags instead, and prohibits collecting data on minors under 17 for pricing. The bill also forbids using protected class data (like race, gender, or disability) to set different prices for goods, preventing discriminatory pricing practices. These rules directly affect major grocery chains and aim to increase transparency in pricing strategies.
