Prohibits the use of an algorithmic device by a landlord for the purpose of determining the amount of rent to charge a residential tenant; declares that such use is an unfair or deceptive trade practice.
This bill establishes new regulations for on-demand pay providers in New York, which allow workers to access earned wages before their regular payday. It specifically distinguishes between "employer-integrated" providers (those working directly with employers) and "non-verified" providers (those not tied to employers). Employer-integrated providers must register with the superintendent, disclose fees clearly, and follow strict rules about user rights and data privacy, but are not treated as lenders. Non-verified providers, however, are regulated as lenders under loan laws and cannot charge more than 10% annual interest on advances. The law applies directly to workers who use these services and the companies offering them in New York.
This bill requires businesses operating virtual currency services in New York State to obtain a license from the state superintendent. It directly affects exchanges, wallet providers, and other businesses buying, selling, or storing virtual currency for others, but exempts regular consumers, merchants using virtual currency for purchases, and banks already approved for such activities. Key provisions include mandatory licensing, cybersecurity and anti-money laundering programs, capital requirements, consumer protection rules, and strict reporting for handling customer assets. The law defines virtual currency broadly while excluding gaming tokens and rewards programs. It creates a regulatory framework specifically for businesses operating within New York State.
Imposes liability for misleading, incorrect, contradictory or harmful information to a user by a chatbot that results in financial loss or other demonstrable harm.
Requires the office of court administration, clerks, and all other records custodians to develop policies and procedures to ensure no identifying information or documentation relating to name change actions or sex designation change actions is visible or retrievable in any electronic database maintained by the state of New York or a subdivision thereof.
Requires mobile applications on cell phones, smart phones and tablets that offer a subscription service provide an option to cancel the subscription on its application and have the option posted in a clear and conspicuous format.
Adds that a person is guilty of computer tampering in the third degree when they intentionally enter or alter in any manner or destroy computer material indicating that a person did or did not receive a vaccination that is reported to the New York state immunization information system or the New York city immunization registry.
This bill prohibits residential landlords in New York from charging tenants fees for using electronic rent payment methods like online systems or automated clearing house (ACH) transfers. It requires landlords to offer at least one fee-free payment option, such as cash or personal checks, and bans any agreement where tenants waive these rights. Landlords cannot force tenants to use electronic payments exclusively or charge fees for choosing not to use them. The law applies directly to residential landlords and their tenants, ensuring no added costs for common digital payment methods.
Requires any website or mobile application associated with an electronic benefit transfer system to be offered in the twelve most common non-English languages spoken by limited-English proficient individuals in the state, based on data in the most recent American Community Survey published by the United States Census Bureau.
Requires each agency to develop and implement a five-year accessibility plan, to include: the steps the agency is taking and will be taking over the next 5 years to ensure accessibility to the agency's facilities, services, and programs for persons with disabilities, and information on ongoing projects and projects planned over the next 5 years related to improving physical, digital and programmatic access, and effective communications for persons with disabilities.
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People with Disabilities
