Healthcare (Insurance)

in committee · New York · Senate May 13, 2026

S 10317: Provides for network participation verification and disclosure

This bill requires health care providers to confirm their network status with a patient's insurance plan within 72 hours before scheduling non-emergency appointments. Under the new rules, providers must give patients written or electronic proof of this verification and clearly state whether they are in-network or out-of-network. If a provider fails to verify their status or misleads a patient, they are prohibited from charging out-of-network fees and must accept the in-network rate as full payment. Additionally, the bill mandates that insurers, health maintenance organizations, and other corporations provide free, real-time verification systems accessible to all providers.

Topics ✓ HealthcareSupports HealthcareBill protects patient rights by preventing surprise out-of-network billing and ensuring transparency in network status.85% confidence

Sub-Topics Insurance

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in committee · New York · Senate Mar 31, 2026

S 9659: Requires insurance coverage for home test kits for sexually transmitted diseases

This bill mandates that health insurance policies covering medical services must pay for home test kits used to screen for sexually transmitted diseases, including HIV. It defines these kits as FDA-approved products that allow individuals to collect their own samples at home for tests recommended by federal health guidelines. The changes apply to all insurance plans issued, renewed, or modified after the law takes effect, ensuring broader access to testing outside of clinical settings.

Topics ✓ HealthcareSupports HealthcareBill mandates insurance coverage for home STI test kits, expanding access to screening and strengthening preventive healthcare services.95% confidence

Sub-Topics Insurance

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in committee · New York · Senate May 6, 2026

S 10220: Authorizes residential cooperative corporations to offer health insurance

This bill allows residential cooperative corporations in New York to offer health insurance to their shareholders and dependents. To qualify, the cooperative must have existed for at least two years and cannot be created solely to obtain insurance coverage. The insurance must be provided by a state-authorized insurer, and the law clarifies that offering this coverage does not mean the cooperative is acting as an insurance company itself. The Superintendent of Financial Services will create rules to ensure financial stability, prevent discrimination, and require proper reporting. The changes will take effect 180 days after the bill becomes law.

Topics ✓ HealthcareSupports HealthcareBill expands health insurance access to residents of cooperative corporations, strengthening coverage options.85% confidence ✓ Labor & EmploymentSupports Labor & EmploymentBill expands health insurance benefits for cooperative shareholders, strengthening worker welfare and employment standards.75% confidence

Sub-Topics Insurance

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in committee · New York · Assembly May 11, 2026

A 11342: Enacts the "Give Kids a Chance - Carter and Ray's Law"; mandates health insurance coverage for congenital anomalies

Enacts the "Give Kids a Chance - Carter and Ray's Law" mandating health insurance coverage for congenital anomalies including certain reconstructive services, habilitative services, and inpatient and outpatient services.

Topics ✓ HealthcareSupports HealthcareBill mandates insurance coverage for congenital anomalies, expanding access to essential reconstructive and habilitative services.95% confidence

Sub-Topics Insurance

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in committee · New York · Senate Jun 3, 2026

S 9746: Clarifies who may sue an insurer for violations related to misrepresentations, misleading statements and incomplete comparisons

Clarifies that residents of the state and any policyholder, contract holder, certificate holder, or beneficiary of a policy, contract, or certificate of life, accident and health insurance may sue an insurer for violations related to misrepresentations, misleading statements and incomplete comparisons.

Topics ✓ HealthcareSupports HealthcareBill protects patient rights by clarifying legal recourse against insurers for misrepresentations, strengthening consumer protections in health insurance.85% confidence

Sub-Topics Insurance

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in committee · New York · Senate May 22, 2026

J 2166: Congratulating Dr. Carol Podgorski upon the occasion of her retirement after many years of distinguished service to the University of Rochester Medical Center

This Senate resolution formally congratulates Dr. Carol Podgorski on her retirement from the University of Rochester Medical Center after a distinguished career in aging, behavioral health, and Alzheimer's care. The bill recognizes her extensive contributions as a professor, researcher, and leader who has improved care for older adults and families across New York State. It highlights her specific achievements, including securing insurance coverage for family therapy services and directing programs that support dementia patients and caregivers. The resolution concludes by directing that a copy of the document be sent to Dr. Podgorski as an official acknowledgment of her service.

Topics ✓ HealthcareSupports HealthcareBill recognizes achievements in securing insurance coverage and improving care for older adults and families.85% confidence

Sub-Topics Insurance Mental Health

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in committee · New York · Senate May 7, 2026

S 10228: Relates to the date of enrollment in the child health insurance plan program; repealer

Eliminates the prospective enrollment waiting period for children under the age of nineteen enrolling in the child health insurance plan program by enrolling a child retroactively to the first day of the month in which they are approved for coverage under such program.

Topics ✓ HealthcareSupports HealthcareBill removes enrollment waiting periods for children, expanding access to health insurance coverage.95% confidence

Sub-Topics Children's Health Insurance Tags Children

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in committee · New York · Senate May 29, 2026

S 10607: Relates to insurance coverage for endodontic services

Mandates insurance policies which cover restorative dental services to provide coverage for endodontic services including exams, imaging, root canals and post-treatment care.

Topics ✓ HealthcareSupports HealthcareBill mandates insurance coverage for endodontic services, expanding access to necessary dental care and strengthening health benefits.95% confidence

Sub-Topics Insurance

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in committee · New York · Senate May 11, 2026

S 10292: Requires certain health insurance coverage for prostheses and custom orthoses

Requires health insurance coverage for prosthetic and orthotic devices that equals the coverage and payment provided for by federal laws and regulations for the aged and disabled.

Topics ✓ HealthcareSupports HealthcareBill mandates insurance coverage for prosthetic and orthotic devices, expanding access to essential medical equipment and strengthening patient care benefits.95% confidence ✓ VeteransSupports VeteransBill mandates health insurance coverage for prosthetic devices, which directly benefits veterans requiring such medical equipment.65% confidence

Sub-Topics Insurance

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in committee · New York · Senate Apr 30, 2026

S 10149: Provides that coverage for outpatient diagnosis and treatment of substance use disorder shall not be subject to preauthorization

This bill requires health insurance policies to cover outpatient services for diagnosing and treating substance use disorders without needing prior approval from the insurer. It directly affects individuals seeking addiction treatment and the insurance companies that provide these health plans. Under the new rules, insurers cannot impose stricter financial costs or treatment limits on substance use disorder care than they do for general medical services. The law also ensures that detoxification and rehabilitation services are included in this coverage.

Topics ✓ Criminal JusticeSupports Criminal JusticeBill expands access to substance use disorder treatment, a key rehabilitation component that reduces recidivism and supports criminal justice reform.85% confidence ✓ HealthcareSupports HealthcareBill removes preauthorization barriers for substance use disorder treatment, expanding access and protecting patient rights.95% confidence

Sub-Topics Insurance Substance Abuse

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