Provides for network participation verification and disclosure

This bill requires health care providers to confirm their network status with a patient's insurance plan within 72 hours before scheduling non-emergency appointments. Under the new rules, providers must give patients written or electronic proof of this verification and clearly state whether they are in-network or out-of-network. If a provider fails to verify their status or misleads a patient, they are prohibited from charging out-of-network fees and must accept the in-network rate as full payment. Additionally, the bill mandates that insurers, health maintenance organizations, and other corporations provide free, real-time verification systems accessible to all providers.