Sen. Paul Moriarty

Maddy summaryNew Jersey's S 2180 requires private lenders offering non-federal postsecondary education loans (like private student loans) to register annually with the state Banking Commissioner and report detailed data about their borrowers. It mandates that these lenders disclose information such as outstanding debt amounts, default rates, interest rates, and borrower demographics for loans issued to New Jersey residents. The law excludes banks, credit unions, and federal student loans from these requirements. This bill creates transparency for borrowers and regulators by making lender practices more visible, though it does not directly change loan terms or provide new borrower protections.

Maddy summaryThis bill requires the New Jersey Turnpike Authority and South Jersey Transportation Authority to create a toll exemption program for disabled veterans using the E-ZPass electronic toll collection system. To qualify, a disabled veteran must first obtain a special "Disabled Vet" license plate issued by the state, after which the toll authorities must automatically approve their application for toll waivers on vehicles registered in New Jersey. The exemption applies specifically to tolls collected through the electronic tolling system for vehicles owned or leased by disabled veterans who meet the license plate requirements.

Maddy summaryThis bill establishes new safety requirements for transportation network companies, commonly known as ride-sharing services, operating in New Jersey. It directly affects ride-sharing platforms and their drivers and passengers by mandating enhanced safety measures to address concerns about sexual misconduct and unauthorized drivers. The legislation amends existing state law to clarify definitions of key terms such as "transportation network company," "prearranged ride," and "authorized driver profile," ensuring consistent application of safety standards. These provisions aim to strengthen oversight and accountability for ride-sharing services without specifying particular operational changes beyond the updated legal definitions.

Maddy summaryThis bill requires all New Jersey high school students pursuing a state-endorsed diploma to complete a one-semester financial literacy course. It directly affects high school students by mandating curriculum covering budgeting, savings, credit, debt, taxes, college financial planning, banking, and consumer skills. The course must be taught by teachers with appropriate endorsements and cannot be satisfied by existing economics or business courses. The requirement applies to students entering 12th grade in the 2027-2028 school year.

Maddy summaryThis bill extends the time window from 7 to 10 days for workers who leave a job for a new one that later gets rescinded. It prevents disqualification from unemployment benefits if a worker accepts a new job offer starting within 10 days of leaving their current position, provided the new job’s pay and hours match or exceed their previous role, and the rescission wasn’t their fault. The change specifically applies when a worker gives notice to their first employer about a planned departure date, and the second job offer is withdrawn. This adjustment aims to protect workers who face unexpected loss of new employment opportunities after voluntarily leaving their prior job.

Maddy summaryS 3613 (Sponsored by Senator Paul Moriarty) would create a centralized online tracking system for New Jersey state permits, licenses, certifications, and form applications. The Office of Information Technology must establish this system within one year, requiring all relevant state departments and agencies to use it to track specific data points like application numbers, status updates, processing times, and approval dates. The system will include features allowing real-time status updates, unique tracking numbers, and electronic access for state entities. This bill directly affects state departments and agencies that issue permits and licenses, streamlining their internal tracking processes without changing permit requirements.

Maddy summarySCR 54 proposes a constitutional amendment to grant property tax exemptions for the primary residences of surviving spouses of certain first responders who die while on duty. It directly affects surviving spouses of law enforcement officers, paid or volunteer firefighters, and paid or volunteer emergency medical personnel (first aid, ambulance, or rescue squad members) who died from work-related duties. The exemption requires the property to have been the first responder's primary residence at the time of death, excludes cases involving the deceased's willful negligence, and ends if the surviving spouse remarries. It also disqualifies spouses who separated under circumstances that would have led to divorce before the first responder's death.

Maddy summaryS 2106 requires licensed private detectives in New Jersey to register their foreign government or foreign national employers with the State Police. This applies when a detective is employed by such entities, in addition to existing federal requirements under 18 U.S.C. § 951. The bill mandates that the State Police maintain a confidential registry containing the detective’s name, business address, employer name, and employer address - accessible only to the Attorney General and State Police. The registration requirement applies to all license holders upon initial licensing, renewal, or when changing employment to a foreign entity.

Maddy summaryThis bill (S 2161) increases compensation payments to New Jersey municipalities for lost property tax revenue when the State or qualifying nonprofit organizations own land for recreation or conservation. It raises annual payments for the first 13 years after land acquisition (starting at 100% of prior tax value and decreasing annually), then transitions to higher per-acre rates after year 13 based on the percentage of such land in the municipality (e.g., $3-$40 per acre depending on whether land constitutes less than 20%, 20-40%, 40-60%, or over 60% of the municipality’s total area). The payments, funded from the General Fund, replace previous formulas and apply to lands owned by the State, nonprofits, or the Palisades Interstate Park Commission. Municipalities directly affected are those with significant State or nonprofit-owned recreation/conservation lands.

Maddy summaryThis bill provides tax incentives for historic diners and restaurants in New Jersey that meet specific criteria. To qualify, an establishment must have operated continuously for at least 25 years (including pandemic-related closures), qualify as a small business, comply with health/safety rules, and (for restaurants) be family-owned. The bill creates an annual registry managed by the Division of Travel and Tourism, granting approved operators a 12-month sales tax exemption on prepared food/beverages sold for on-site consumption and corporation business/gross income tax credits. These benefits directly support qualifying historic eateries by reducing their tax burden.