Healthcare (Insurance)

signed · Nevada · Assembly May 28, 2025

AB 142: Revises provisions relating to industrial insurance. (BDR 53-876)

AB 142 expands industrial insurance coverage for stress-related injuries to include civilian support staff working for law enforcement agencies. Currently, only sworn personnel like police officers, firefighters, and EMTs qualified as "first responders" for such claims. The bill adds civilian employees who provide support services to law enforcement to the definition of "first responder" and requires them to prove stress resulted from witnessing violent events (e.g., homicides, mass casualties) with clear medical evidence. This directly affects civilian employees in law enforcement support roles who previously lacked eligibility for this specific coverage under Nevada’s industrial insurance system.

Topics ✓ HealthcareSupports HealthcareExpands mental health insurance coverage for civilian law enforcement staff by including stress-related injuries under first responder benefits.90% confidence

Sub-Topics Insurance

vetoed · Nevada · Assembly Jun 12, 2025

AB 188: Revises provisions relating to the Public Employees' Benefits Program. (BDR 23-673)

AB 188 revises Nevada's Public Employees' Benefits Program to improve transparency and expand eligibility for health insurance subsidies. It requires the Program's Board to annually report (by August 31 of even years) on the typical cost of health insurance for retirees, enabling better budget planning. The bill also expands subsidy eligibility to state employees hired on or after January 1, 2012 - previously ineligible - subject to 15 years of continuous service. Additionally, it simplifies reinstating health coverage for retirees by removing restrictions on coverage gaps and allowing enrollment during any open period, while maintaining subsidy access. These changes directly affect current and future state retirees and their beneficiaries.

Topics ✓ Budget & TaxesSupports Budget & TaxesRequires annual reporting on retiree health costs for better budget planning, promoting fiscal responsibility in program management.92% confidence ✓ HealthcareSupports HealthcareExpands health insurance subsidies to state employees hired after 2012, increasing coverage access and improving program transparency for retirees.95% confidence ✓ Labor & EmploymentSupports Labor & EmploymentExpands health insurance subsidies to previously ineligible state employees (hired 2012+), enhancing benefits under employment standards.95% confidence

Sub-Topics Insurance

Track

signed · Nevada · Senate Jun 11, 2025

SB 376: Revises provisions governing industrial insurance. (BDR 53-629)

SB 376 modifies Nevada's industrial insurance rules to help certain firefighters, police officers, and arson investigators with occupational lung or heart disease. It allows these workers to choose their own treating physician or chiropractor when the state's official panel has fewer than 12 qualified providers in their specialty who accept new patients and can schedule appointments within 30 days. The bill also establishes a reimbursement process: if the worker or their insurer pays for treatment upfront, the employer or insurer must reimburse the full cost within 30 days (with a 2x penalty for delays). These changes specifically apply to claims filed under NRS 617.455 and 617.457.

Topics ✓ HealthcareSupports HealthcareAllows firefighters/police to choose treating physicians when state panel options are limited, improving healthcare access for occupational disease treatment.95% confidence ✓ Labor & EmploymentSupports Labor & EmploymentAllows firefighters/police/arson investigators to choose their own doctors for work-related illnesses, improving access to care and protecting workers' rights under occupational health provisions.95% confidence

Sub-Topics Insurance

signed · Nevada · Senate May 28, 2025

SB 97: Makes revisions to the Silver State Health Insurance Exchange. (BDR 57-346)

SB 97 amends Nevada's Silver State Health Insurance Exchange Board by requiring one of the five Governor-appointed voting members to be a member of a Nevada Indian tribe with expertise in tribal health care administration. The bill updates board composition rules to ensure representation of tribal health expertise alongside existing requirements for members with expertise in health insurance, administration, consumer advocacy, or health care delivery. It maintains the Board's structure of seven voting members (including four appointed by the Governor, one by the Senate Majority Leader, and one by the Assembly Speaker) plus three advisory nonvoting members from state departments. The change directly affects the Exchange's governance, aiming to incorporate tribal perspectives into decisions about health insurance programs for Nevadans.

Topics ✓ HealthcareSupports HealthcareRequires tribal health expertise on board, ensuring tribal perspectives in health insurance exchange governance, aligning with healthcare policy goals for inclusive care access.85% confidence

Sub-Topics Insurance

introduced · Nevada · Assembly Feb 6, 2025

AB 439-82: Revises provisions governing certain contracts of insurance. (BDR 57-1044)

This bill prohibits health insurance policies from requiring arbitration for claimants. It applies to individual health insurance, group plans, health benefit plans, and related contracts. Insurance policies must now include a clear statement that arbitration clauses are not binding on people making claims. The law repeals previous rules allowing some arbitration requirements and removes outdated references to those rules. This changes how health insurance contracts handle dispute resolution for policyholders.

Topics ✓ HealthcareSupports HealthcareProhibits mandatory arbitration in health insurance claims, protecting patient rights to pursue claims without binding arbitration, aligning with patient rights indicators.95% confidence

Sub-Topics Insurance

Track

signed · Nevada · Senate May 27, 2025

SB 4: Revises provisions relating to consent to adoption. (BDR 11-294)

SB 4 is a budget appropriations bill (not related to adoption consent as its title suggests), allocating over $50 million in state funds for specific programs. It provides: $15.6 million for jail-based behavioral health programs in Clark and Washoe counties, $3 million for public defender stipends tied to a court case, $1.95 million to support education recommendations, and smaller sums for university lab equipment, SNAP program administration, and health plan broker fees. All funds must be spent by specified deadlines (June 30, 2027, with balances reverting to the state fund by September 17, 2027), and unused portions cannot be carried forward. The bill directly affects state agencies (like Corrections, Human Services, and Education), counties (Clark and Washoe), and specific programs, with no policy changes beyond funding allocations.

Topics ✓ Budget & TaxesSupports Budget & TaxesAllocates $50M+ for behavioral health, public defenders, education, SNAP, and university programs, directly funding essential public services.90% confidence ✓ Criminal JusticeSupports Criminal JusticeAllocates $15.6M for jail-based behavioral health (rehabilitation) and $3M for public defender stipends (defendant rights), directly funding key criminal justice reform areas.85% confidence ✓ HealthcareSupports HealthcareAllocates $15.6M for jail-based behavioral health programs, directly funding mental health services within healthcare access.90% confidence

Sub-Topics Appropriations Corrections Courts Insurance Mental Health

signed · Nevada · Senate May 31, 2025

SB 387: Revises provisions relating to the prevention and early detection of lung cancer. (BDR 57-68)

SB 387 requires most health insurance plans in Nevada, including Medicaid, to cover annual lung cancer screenings (using low-dose CT scans) with no out-of-pocket costs for people aged 50-80 who have a smoking history of at least 20 pack-years and meet specific health criteria. It also mandates the Governor to annually proclaim November as "Lung Cancer Awareness Month" and the second Saturday of November as "Lung Cancer Screening Day." Additionally, the Department of Health and Human Services must study whether current screening criteria create access disparities based on sex, gender identity, or expression. The coverage requirement applies to policies issued or renewed on or after January 1, 2026.

Topics ✓ HealthcareSupports HealthcareMandates insurance coverage for preventive lung cancer screenings with no out-of-pocket costs, expanding access for high-risk patients (50-80 with smoking history).95% confidence

Sub-Topics Insurance Medicaid

signed · Nevada · Senate Jun 9, 2025

SB 344: Requires certain health insurance to cover certain screenings for certain genetic disorders. (BDR 57-1104)

SB 344 requires most health insurance plans, including Medicaid, to cover noninvasive prenatal blood screenings for genetic conditions in fetuses and carrier screenings for genetic disorders in parents, without requiring prior authorization. This applies to all insurers offering health coverage, mandating that these specific screenings be included in policies as standard benefits. The bill removes barriers like prior approval requests that could delay or deny access to these screenings during pregnancy. It directly affects insurers by expanding coverage requirements and benefits patients seeking early detection of genetic conditions.

Topics ✓ HealthcareSupports HealthcareMandates insurance coverage for genetic screenings without prior authorization, expanding access to preventive healthcare services and removing barriers to coverage.95% confidence

Sub-Topics Insurance Medicaid

signed · Nevada · Assembly Jun 11, 2025

AB 428: Requires certain health plans to include coverage for fertility preservation services. (BDR 57-915)

AB 428 requires most health insurance plans in Nevada to cover fertility preservation services for individuals diagnosed with breast or ovarian cancer who face infertility from the cancer or its treatment. This coverage must include medically necessary procedures as defined by established medical guidelines, such as egg or sperm freezing before cancer treatment begins. Insurers affiliated with religious organizations may exclude this coverage if they provide written notice to insureds about the exemption. The law applies to private health plans, Medicaid, and state/local government employee health insurance, with enforcement by the Insurance Commissioner for non-compliance.

Topics ✓ HealthcareSupports HealthcareMandates insurance coverage for fertility preservation during cancer treatment, expanding patient access to medically necessary services without restricting benefits.95% confidence

Sub-Topics Insurance Medicaid

signed · Nevada · Assembly Jun 11, 2025

AB 169: Revises provisions relating to health insurance. (BDR 57-735)

AB 169 requires most Nevada health insurance policies (including Medicaid) to cover habilitative and rehabilitative speech therapy for stuttering treatment for individuals under age 26. Insurers cannot impose annual visit limits, deny coverage based on the cause of stuttering, or apply medical management techniques like prior authorization for this specific therapy. The law applies to standard health insurance plans but excludes policies covering only a single disease or limited benefit. This coverage becomes mandatory for new or renewed policies on or after January 1, 2026.

Topics ✓ HealthcareSupports HealthcareMandates insurance coverage for stuttering speech therapy without visit limits or prior authorization, expanding access and protecting patient rights for a specific health service.95% confidence

Sub-Topics Insurance Medicaid