The Homeownership Eligibility Reform Act restricts access to government-backed and private mortgage insurance for single-family homes to individuals who are U.S. citizens. Specifically, the bill amends laws governing the Federal Housing Administration, Fannie Mae, and Freddie Mac to require that borrowers for one-to-four-unit properties must be citizens to qualify for their mortgage products. This change directly affects foreign nationals and non-citizen residents who currently might purchase homes with these types of financing, effectively limiting their eligibility for these specific mortgage programs.
This bill updates Pennsylvania's Taxpayer Relief Act to change the deadline for senior citizens to apply for property tax and rent rebates. Under the new rules, eligible individuals must file their claims by December 31 of the year following the tax year, replacing the previous June 30 cutoff. The legislation also removes the requirement that late-filed claims be accepted only if funds are available, allowing the state to process applications submitted after the deadline. These changes directly affect elderly Pennsylvanians seeking financial assistance and streamline the administrative process for the state department handling these claims.
HB 1242 proposes a constitutional amendment to update the language of North Carolina's "Law of the Land Clause" in Article I, Section 19. The bill would replace the current text with a modernized version that explicitly prohibits imprisonment or deprivation of life, liberty, or property except by law, while also reinforcing protections against discrimination based on race, color, religion, or national origin. This measure does not create new laws immediately but instead places the updated text before voters for a decision at the November 3, 2026, general election. If approved by a majority of voters, the new language will become part of the state constitution; if rejected, the existing constitutional text remains unchanged.
This bill allows the town of Chatham to use public funds to buy, sell, or place legal restrictions on properties to ensure they are used for year-round living or affordable housing. These restrictions can limit who lives in a home to those earning up to 250% of the area's median income or cap resale prices to keep homes affordable for future buyers. The law also permits the town to attach these rules to deeds or other agreements without needing separate approval from the state's housing department. Ultimately, the measure gives the town more flexibility to create and maintain housing options for permanent residents and low-to-moderate-income households.
