Rep. Tim Moore

Maddy summaryHJRES 64 is a joint resolution disapproving a rule issued by the Bureau of Consumer Financial Protection (CFPB) that defined "larger participants" in the market for general-use digital payment applications. The resolution directs Congress to reject the rule (published in the Federal Register on December 10, 2024), stating it shall have no force or effect. This action directly affects the CFPB’s regulatory authority over digital payment platforms, specifically targeting how the agency classifies major companies in this sector. The resolution does not create new policy but formally overturns the CFPB’s existing rule on this matter.

Maddy summaryThis bill extends the exclusivity period for certain advanced drugs from 7 to 11 years. It defines "advanced drug product" as a drug using genetically targeted technology to modulate gene function (e.g., suppress or activate genes). This change directly affects pharmaceutical companies developing these specific advanced therapies by granting them longer market exclusivity. The policy change modifies the Social Security Act to provide extended protection for these innovative drugs, allowing companies more time to recoup research and development costs.

Maddy summaryHR 1652, the "Rectifying UDAAP Act," refines how the Consumer Financial Protection Bureau (CFPB) enforces rules against "unfair, deceptive, or abusive acts or practices" (UDAAP) in consumer financial products. It requires the CFPB to define "abusive" practices within 180 days, clarifying that such acts must either intentionally interfere with consumer understanding or take unreasonable advantage of consumer confusion or reliance. The bill also mandates a 180-day "cure period" when companies self-identify violations and adds a "good-faith effort" defense for covered entities facing penalties. Additionally, it limits the CFPB’s ability to seek civil penalties for conduct predating the most recent compliance rating. This bill directly affects financial institutions subject to CFPB oversight by altering enforcement procedures and standards.

Maddy summaryHR 1695, the Guarding Readiness Resources Act, clarifies how the National Guard Bureau handles reimbursement funds from states. It requires that funds received from states (including Puerto Rico, DC, Guam, and the Virgin Islands) for using military property must be credited to specific accounts and can only be used by the Department of Defense for repairing, maintaining, or replacing assets directly supporting National Guard units operating under state control. This bill directly affects states that reimburse the National Guard Bureau and ensures these funds are restricted to maintaining military assets, not general purposes.

Maddy summaryHRES 166 is a non-binding House resolution expressing U.S. support for the Iranian people's desire for a democratic, secular, and nonnuclear republic. It condemns the Iranian regime's terrorism, regional proxy wars, internal suppression of ethnic and religious minorities, and human rights abuses - including executions and repression of women-led protests. The resolution calls for holding the regime accountable through sanctions, supports the Ten-Point Plan for Iran’s democratic transition, and urges protection for Iranian political refugees in Albania. It does not create new laws but affirms U.S. policy alignment with Iranian protesters' demands.

Maddy summaryThis bill awards a Congressional Gold Medal to the 761st Tank Battalion (known as the "Black Panthers"), the first predominantly Black armored unit in World War II's European Theater. It recognizes their combat service from 1944-1946, including key roles in the Battle of the Bulge and breaking the Siegfried Line, despite facing racial prejudice during and after the war. The medal will be displayed at the National Museum of African American History and Culture, with bronze duplicates available for sale to cover costs. The bill commemorates the battalion's 130,000 enemy casualties inflicted, 50% casualty rate, and their 1978 Presidential Unit Citation. It does not create new laws or affect current policies.

Maddy summaryHR 1631, the Safe Access to Cash Act of 2025, amends federal robbery law to clarify that all network-connected ATMs and cash in transit (being loaded/unloaded) are considered under the care of banks, credit unions, or savings associations. This directly affects financial institutions by expanding their legal responsibility for ATM security, regardless of whether the ATM is on their premises or owned/operated by another entity. The bill defines "ATM" broadly to include any terminal used for withdrawals, deposits, or balance inquiries via a bank-issued card. Key provisions ensure these locations and cash are treated as part of the institution's protected property under robbery statutes. This creates a clear legal standard for holding financial institutions accountable for ATM security.

Maddy summaryHR 1551, the Protect and Serve Act of 2025, creates a new federal criminal offense for intentionally harming law enforcement officers under specific circumstances. It imposes harsher penalties, including up to 10 years in prison for serious injury or life imprisonment if death occurs, kidnapping is involved, or a firearm is used. The law applies when the crime crosses state lines, involves interstate weapons, occurs on federal property, or targets federal officers. Prosecutions require the Attorney General’s written certification, considering factors like prior state convictions and public safety impact. The bill directly affects law enforcement officers and federal prosecutors by expanding federal jurisdiction for certain violent crimes against them.

Maddy summaryHR 1575, the "No American Land for Communist China Act," prohibits the People's Republic of China government and businesses with 25% or more Chinese government ownership from purchasing real estate adjacent to specific federal lands. The bill directly affects Chinese government agents and Chinese-affiliated businesses seeking to buy property near lands managed by the Departments of Interior, Defense, Agriculture (Forest Service), and Energy, as well as Indian country. Key provisions require the President to take necessary actions to block such purchases, defining "covered Federal lands" broadly to include national parks, military bases, and tribal lands. The law aims to prevent foreign government influence over land near sensitive U.S. properties through a clear purchase restriction.

Maddy summaryHR 1548, the "Leveling the Playing Field 2.0 Act," amends U.S. trade laws to strengthen enforcement of antidumping and countervailing duty regulations. The bill creates new rules for handling multiple investigations on the same merchandise (successive investigations), addresses market distortions in foreign countries that affect production costs, and improves mechanisms to prevent companies from circumventing existing duties. It also establishes procedures for investigating currency undervaluation as a form of subsidy and strengthens requirements for importers to certify compliance with trade laws. These changes primarily affect U.S. importers of foreign goods, foreign exporters, and the Department of Commerce, which administers these trade enforcement mechanisms.