Rep. James Gallagher

Maddy summaryThe Health Insurance Transparency for Patients Act requires health insurance companies and Medicare Advantage organizations to publicly report detailed data on how they handle coverage requests. Starting with plan years after the law is passed, these providers must annually submit and display online information about the number and percentage of claims denied versus approved, along with the specific reasons for denials. The report must also break down data by the review method used, such as automated systems or human reviewers, and include the time it took to reach a decision. Additionally, the bill mandates that these organizations list all services requiring prior authorization and publish this information in a simple, easy-to-understand format. The Department of Health and Human Services will also make this data available on its own website to ensure public access.

Maddy summaryThe CLUSTER Act amends federal disaster relief laws to officially include "community hardening" as a recognized type of hazard mitigation. This change allows funding for coordinated safety upgrades across multiple private homes in a specific area, rather than treating each property individually. The bill directly affects homeowners and local governments seeking federal assistance to strengthen residential structures against threats like earthquakes or storms. By adding this category to the existing Stafford Act, the legislation expands the scope of eligible projects for disaster preparedness.

Maddy summaryThe American Food for American Schools Act of 2026 requires schools to purchase domestic food products for federal nutrition programs unless a waiver is granted due to shortages or quality issues. Under this bill, school food authorities must request permission from the Department of Agriculture to buy foreign goods, with waivers limited to 5% of annual food costs. Contracts with suppliers must include clauses that require compliance with domestic sourcing rules, and any supplier who fails to comply must repay the federal funds used to purchase foreign items. Additionally, the law mandates that schools notify parents about any foreign products used and requires the government to publish a public list of waivers and instances of noncompliance. The legislation also increases funding for a procurement training program to help schools navigate these new requirements.

Maddy summaryThe Young Farmer Success Act expands student loan forgiveness to include individuals working full-time as employees or managers on farms and ranches. To qualify, these agricultural operations must generate at least $35,000 in gross revenue from selling agricultural products in 2026, with the required income increasing annually based on inflation adjustments. This change directly affects young people seeking loan relief who are currently employed in the farming and ranching sectors but were previously ineligible for this specific provision.

Maddy summaryThis bill designates the United States Postal Service facility at 4640 Cass Street in San Diego, California, as the Mary Wilding Memorial Post Office Building. It directly affects the specific postal location by changing its official name to honor Mary Wilding. The key provision ensures that all future legal documents, maps, and records referring to this building will use the new memorial name. This is a commemorative measure that updates official records rather than changing operational policies or funding.

Maddy summaryThis bill, titled the National Security Interstate Pipeline Act, allows the President to designate specific oil and natural gas pipelines as critical to national security, thereby placing them under exclusive federal control for siting and permitting. Once designated, the Federal Energy Regulatory Commission becomes the sole lead agency responsible for approving these projects, bypassing state and local regulations that could delay construction. The legislation also grants pipeline companies the right to use eminent domain to acquire necessary land after a good-faith negotiation attempt and permits the President to waive certain environmental laws if delays threaten national defense. Additionally, the bill sets strict timelines for federal and state agencies to complete reviews, deeming requirements satisfied if actions are not taken within specified periods, while requiring the President to report these designations and waivers to Congress.

Maddy summaryThe Wildfire Reduction Market Expansion Act of 2026 updates the Clean Air Act to broaden the definition of renewable biomass eligible for carbon credits. It specifically allows materials from forest management, such as slash, storm debris, and wood residuals, to be counted as renewable fuel if they come from sustainably managed lands or public forests designated for fuel reduction. The bill also includes vegetation cleared from defensible space around buildings and from wildfire risk reduction projects in the wildland-urban interface. By clarifying these categories and establishing certification requirements, the legislation aims to increase the supply of biomass available for generating renewable energy credits.

Maddy summaryThe SAFE Rural Act creates a new funding program to help rural communities, Tribal lands, and territories prepare for floods before disasters occur. It establishes a dedicated fund that receives 2% of annual disaster relief money to provide formula-based grants to States and Tribal governments for projects like restoring wetlands, upgrading drainage, and building resilient infrastructure. To ensure these funds reach smaller towns, the bill requires States to pass the money down as subgrants to local governments with populations of 50,000 or fewer, while also offering a simplified application process for small projects under $500,000. The legislation further mandates that recipients submit streamlined plans for maintaining their projects long-term and sets aside specific grants to build local capacity for managing hazard mitigation programs.

Maddy summaryThe Biomass Facility Construction Act reinstates federal investment and production tax credits for new open- and closed-loop biomass facilities. These tax incentives apply specifically to projects that begin construction after the bill is enacted, allowing eligible properties to be treated as energy property with a 30 percent energy percentage for investment credit calculations. Additionally, the legislation removes previous limitations on production credits for these new facilities, ensuring they remain available for biomass projects starting after the enactment date. The bill directly affects developers and operators planning to build new biomass energy plants, providing financial benefits to encourage such construction.

Maddy summaryThis bill, known as the Daughters of the American Revolution Membership Integrity Act, amends federal law to explicitly limit membership in the Daughters of the American Revolution to adult human females. It defines a female as someone who naturally possesses or would have the reproductive system capable of producing ova for fertilization, regardless of any congenital anomalies or medical disruptions. By adding this specific definition to the organization's governing code, the legislation clarifies the genealogical and biological requirements for joining the group. The change directly affects the organization's eligibility rules but does not alter its internal operations or funding.