Housing (Affordable Housing)

The Whole-Home Repairs Act of 2025 establishes a federal pilot program to fund home repairs for affordable housing. It provides grants to eligible homeowners (with income at or below 80% of area median income) and forgivable loans to eligible landlords (who own 10 or fewer rental properties with majority affordable units) for repairs addressing accessibility, habitability, energy efficiency, and safety. The program requires landlords to maintain affordability by capping rent increases at 5% annually for three years after repairs and to comply with accessibility standards. The pilot will operate until 2031 with $30 million in funding, administered by local governments or qualified nonprofits, and will track outcomes through annual reporting on units served and demographic data.

This bill protects affordable housing projects that received tax credits before 2025 by preventing owners from selling only the non-low-income portions of buildings. It requires that both low-income and non-low-income portions be sold together at fair market value, with the housing credit agency factoring in rent restrictions for the low-income units. This applies to properties where tax credits were necessary for the project’s financial viability. The law directly affects developers and property owners managing federally subsidized affordable housing developments.

The Choice in Affordable Housing Act of 2025 aims to improve the Housing Choice Voucher program by increasing landlord participation, particularly in high-opportunity neighborhoods (census tracts with poverty rates below 20%). It authorizes one-time payments to landlords (up to 200% of monthly housing assistance), security deposit payments to reduce tenant barriers, and bonuses for public housing agencies that employ dedicated landlord liaisons. The bill establishes a $100 million annual fund (2025-2029) to support these initiatives through the Herschel Lashkowitz Housing Partnership Fund. This legislation directly affects low-income families using vouchers, landlords who participate in the program, and public housing agencies administering the program.

HR 6345, the Point-Access Housing Guidelines Act of 2025, requires the Department of Housing and Urban Development (HUD) to create federal guidelines for permitting residential buildings with a single internal stairway serving all units (up to five stories). These guidelines will cover fire safety, construction costs, accessibility, and include examples from existing jurisdictions and expert input. Local governments, developers, and housing authorities would use these model codes to more easily adopt such buildings, potentially increasing housing supply in high-cost areas without overriding local building codes. HUD may also fund pilot projects to test the safety and feasibility of these designs.

HR 5529, the Fair Housing for Disabled Veterans Act, changes how veteran disability payments are treated when determining eligibility for low-income housing programs. Specifically, it amends the tax code to exclude disability compensation or pension payments (under 38 U.S.C. chapters 11 or 15) from income calculations for low-income housing tax credits and residential rental project bonds. This means disabled veterans applying for these housing assistance programs will not have their disability benefits counted as income, potentially making them eligible for more housing options they otherwise might have been disqualified from. The bill directly affects disabled veterans seeking affordable housing through these federally supported programs.