Whole-Home Repairs Act of 2025

The Whole-Home Repairs Act of 2025 establishes a federal pilot program to fund home repairs for affordable housing. It provides grants to eligible homeowners (with income at or below 80% of area median income) and forgivable loans to eligible landlords (who own 10 or fewer rental properties with majority affordable units) for repairs addressing accessibility, habitability, energy efficiency, and safety. The program requires landlords to maintain affordability by capping rent increases at 5% annually for three years after repairs and to comply with accessibility standards. The pilot will operate until 2031 with $30 million in funding, administered by local governments or qualified nonprofits, and will track outcomes through annual reporting on units served and demographic data.