Housing in United States

in committee · United States · House Mar 4, 2026

HR 7791: To authorize the Secretary of Housing and Urban Development to prioritize the award of certain housing grants to applicants located in, or serving, low-income communities.

This bill directs the U.S. Department of Housing and Urban Development to give extra priority when awarding certain housing construction and renovation grants to projects in or benefiting low-income opportunity zones. It allows HUD officials to consider an applicant's location in a qualified opportunity zone as a positive factor during the competitive grant selection process. The legislation applies to grants related to building, modifying, or preserving housing and would affect developers and organizations seeking federal housing funding in designated areas. By giving additional weight to these projects, the bill aims to channel more federal housing resources toward communities identified as opportunity zones under existing tax law.

Topics ✓ Housing

Sub-Topics Affordable Housing Community Development Housing Finance

in committee · United States · Senate Mar 9, 2026

S 4026: American Dream Accounts Act of 2026

This bill creates American Dream Accounts, which are tax-advantaged savings accounts designed to help eligible U.S. citizens save for purchasing a first home. The accounts allow contributions up to $7,500 annually (or $10,000 for those aged 35 or older) with tax-free growth and tax-free withdrawals when used to buy a first home, subject to a $500,000 lifetime limit on qualified distributions. Funds must be kept in a bank or qualified trustee, cannot be invested in life insurance, and cannot be commingled with other property. Withdrawals for purposes other than qualified first-time home purchases are subject to income tax and a 10% penalty. The bill also establishes rules for rollovers between accounts, reporting requirements, and penalties for excess contributions or prohibited transactions.

Topics ✓ Budget & Taxes ✓ Housing

Sub-Topics Income Tax Procurement Homeownership

in committee · United States · Senate Apr 29, 2026

S 4043: Health Care for Homeless Veterans Act

This bill makes permanent the authority of the Secretary of Veterans Affairs to provide treatment and rehabilitation services to seriously mentally ill and homeless veterans. It amends the United States Code by removing a temporary expiration clause that previously limited this program. The legislation directly affects veterans who face both mental health challenges and homelessness, ensuring they can continue receiving support without interruption. By codifying this authority into law, the bill removes the need for periodic renewal of the program.

Topics ✓ Healthcare ✓ Housing ✓ Veterans

Sub-Topics Mental Health Homelessness Veteran Healthcare Veteran Housing Veteran Mental Health

in committee · United States · Senate May 13, 2026

SJRES 149: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed".

This joint resolution seeks to disapprove a Bureau of Consumer Financial Protection rule that would remove consumer protections for home sales financed under contracts for deed. If enacted, the bill would prevent the withdrawal of the existing Truth in Lending regulations that currently apply to these types of home financing arrangements. The measure directly affects the Bureau of Consumer Financial Protection and homeowners who rely on contracts for deed as a way to purchase property. By blocking the rule change, Congress would maintain the current regulatory framework governing these consumer financial transactions.

Topics ✓ Housing

in committee · United States · Senate Feb 26, 2026

S 3937: Homes for American Families Act

This bill, titled the Homes for American Families Act, would amend the Sherman Antitrust Act to prohibit large investment entities from buying residential homes. It targets real estate investment trusts, insurance companies, and investment funds managing at least $150 million in assets, while exempting homebuilders and developers who construct homes for individual buyers. The law would treat such purchases as antitrust violations, though only civil penalties would apply rather than criminal ones. Additionally, the Department of Justice would be directed to prioritize investigating coordinated vacancy or pricing strategies by these large investors in local housing markets. The restrictions would only apply to purchases made after the bill is enacted.

Topics ✓ Housing

Sub-Topics Tenant Rights

in committee · United States · House Mar 3, 2026

HR 7768: Tax Relief for Renters Act of 2026

This bill, known as the Tax Relief for Renters Act of 2026, would allow renters to deduct a portion of their rent payments from their federal income tax. The deduction would be limited to $4,000 per year for individuals who lease their primary residence, with the amount subject to inflation adjustments starting in 2028. Eligibility is restricted by income thresholds, with higher limits for joint filers and lower limits for single filers and married couples filing separately. The provision would apply to tax years beginning after December 31, 2026, and would be available to taxpayers who do not itemize deductions as well as those who do.

Topics ✓ Budget & Taxes ✓ Housing

Sub-Topics Income Tax Landlords Renters Tenant Rights

in committee · United States · Senate Mar 26, 2026

SJRES 157: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)".

This bill allows Congress to disapprove a rule from the Bureau of Consumer Financial Protection that would remove an earlier regulation about lending discrimination. If passed, the resolution would prevent the Bureau from withdrawing the 2012 guidance that addressed potential unfair lending practices. The measure directly affects the Bureau's regulatory authority and the financial institutions that previously followed the discrimination guidelines. It uses a congressional veto mechanism to block the specific rule change without creating new laws or policies.

Topics ✓ Housing

in committee · United States · Senate Mar 12, 2026

S 4096: A bill to amend the Consolidated Farm and Rural Development Act to modify provisions relating to rural decentralized water systems grants.

This bill updates the federal program that provides grants to nonprofit organizations for helping rural residents build or repair their own water wells and wastewater systems. It directly affects low- and moderate-income households in rural areas by adjusting income eligibility thresholds and increasing the maximum subgrant amount to $20,000. The legislation also requires nonprofits to offer loans to households earning between 60 and 100 percent of the median nonmetropolitan income, and it adds funding to cover five-year performance warranties for wastewater systems. Finally, the program's expiration date is extended from 2023 to 2031, allowing continued support for these infrastructure projects.

Topics ✓ Housing

Sub-Topics Property Development Tags Rural Communities

in committee · United States · Senate Mar 5, 2026

S 4006: Fair Housing for Survivors Act of 2026

This bill expands protections under the Fair Housing Act to include survivors of domestic violence, sexual assault, and sex trafficking as a protected class. It requires landlords and housing providers to treat discrimination against these survivors the same way they treat discrimination based on race or national origin. The legislation also updates definitions to include dating violence, stalking, and threatened violence, and strengthens anti-intimidation provisions to cover coercion related to housing. These changes aim to prevent survivors from being evicted or denied housing due to their status as victims of violence.

Topics ✓ Criminal Justice ✓ Housing

Sub-Topics Civil Rights Domestic Violence Human Trafficking Tenant Rights

in committee · United States · Senate Mar 19, 2026

S 4149: Social Determinants for Moms Act

This bill, known as the Social Determinants for Moms Act, requires the Secretary of Health and Human Services to create a task force aimed at reducing preventable maternal deaths and health disparities in the United States. The task force would include federal agency leaders, community organization representatives, and maternity care providers to develop coordinated strategies addressing both medical and non-medical factors like housing, nutrition, and access to care. Additionally, the bill authorizes $100 million over five years to provide grants to community organizations working in areas with high maternal mortality rates and poverty, focusing on social determinants such as transportation, employment, and environmental conditions. The task force must submit reports to Congress every two years outlining its progress and recommendations for future funding and actions.

Topics ✓ Healthcare ✓ Housing

Sub-Topics Women's Health

All housing bills