Technology (Consumer Protection)

introduced · Tennessee · House Feb 5, 2026

HB 2336: Consumer Protection - As introduced, updates the mandatory notice regarding security freezes to specify that identity theft complaints to the federal trade commission and attorney general and reporter may be submitted via electronic means as specified by the federal trade commission and the attorney general and reporter, instead of only in writing or via their websites. - Amends TCA Title 4; Title 7; Title 8; Title 10; Title 38; Title 39; Title 40; Title 47; Title 49; Title 53; Title 56; Title 63; Title 68 and Title 71.

HB 2336 updates Tennessee's security freeze notice requirements to allow consumers to submit identity theft complaints electronically to the Federal Trade Commission (FTC) and the Tennessee Attorney General, as specified by those agencies. This replaces the current requirement that complaints must be submitted only in writing or via agency websites. The bill directly affects consumers who use security freezes to protect their identities and the agencies receiving these complaints. It makes no changes to the content or requirements of the complaints, only modernizing the submission method.

Topics ✓ TechnologySupports TechnologyAllows electronic submission of identity theft complaints to FTC/Attorney General, modernizing data privacy complaint process per bill's electronic means update.90% confidence

Sub-Topics Consumer Data Protection Tags Consumer Protection

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in committee · Tennessee · House Mar 11, 2026

HB 2623: Consumer Protection - As introduced, increases, from 60 to 65 days, the time that a controller has after receipt of an appeal from a consumer regarding the controller's refusal to take action on a consumer request under the Tennessee Information Protection Act to inform the consumer in writing of action taken or not taken in response to the appeal, including a written explanation of the reasons for the decision. - Amends TCA Title 4; Title 39 and Title 47.

HB 2623 extends the time businesses must provide written responses to consumer appeals under Tennessee's Information Protection Act, increasing the deadline from 60 to 65 days. It directly affects consumers who appeal denied requests for their personal data and the businesses (referred to as "controllers") handling those requests. The bill amends Tennessee Code § 47-18-3304(c) to require businesses to explain their decisions in writing within the new 65-day window after receiving an appeal. This is a procedural change to the state's consumer privacy law, with no broader policy shifts.

Topics ✓ TechnologySupports TechnologyExtends response time for consumer data appeals under Tennessee's Privacy Act, requiring written explanations - strengthens data privacy protections.95% confidence

Sub-Topics Consumer Data Protection Data Privacy Tags Consumer Protection

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in committee · Tennessee · Senate Mar 10, 2026

SB 2519: Consumer Protection - As introduced, updates the mandatory notice regarding security freezes to specify that identity theft complaints to the federal trade commission and attorney general and reporter may be submitted via electronic means as specified by the federal trade commission and the attorney general and reporter, instead of only in writing or via their websites. - Amends TCA Title 4; Title 7; Title 8; Title 10; Title 38; Title 39; Title 40; Title 47; Title 49; Title 53; Title 56; Title 63; Title 68 and Title 71.

SB 2519 updates Tennessee's consumer protection laws to allow identity theft complaint submissions (regarding security freezes) via electronic means approved by the Federal Trade Commission and Tennessee Attorney General, instead of requiring only written submissions or website filings. This change directly affects consumers who need to report identity theft or request security freezes. The bill amends multiple Tennessee code sections (including Titles 4, 7, 39, and 47) related to private data protection to align with federal electronic filing standards. The key mechanism replaces restrictive language with flexible electronic submission options through authorized federal channels. This simplifies the process for consumers while maintaining compliance with federal guidelines.

Topics ✓ TechnologySupports TechnologyAllows electronic identity theft complaints via FTC/AG-approved methods, enhancing digital access for data privacy reporting under consumer protection.90% confidence

Sub-Topics Consumer Data Protection Data Privacy Tags Consumer Protection

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failed · Tennessee · House Mar 11, 2026

HB 2039: Consumer Protection - As introduced, prohibits a person from requiring another to use programmable money for a transaction; prohibits an issuer of programmable money from denying a transaction based upon certain factors; requires an issuer of programmable money that denies a transaction to provide reasons for the denial to the affected party upon request; designates violations to be violations of the Consumer Protection Act of 1977 and provides for other forms of relief and enforcement. - Amends TCA Title 47.

HB 2039 prohibits requiring anyone to use programmable digital money (money with built-in transaction rules) for payments and bans issuers from denying transactions based on protected characteristics like political views, religion, gender, medical history, location, or business sector. It also requires issuers to provide written reasons for denied transactions within 90 days upon request. The bill defines "programmable money" as digital currency with automated transaction controls and designates violations as breaches of Tennessee’s Consumer Protection Act. This directly affects consumers, businesses, and digital payment issuers operating within Tennessee.

Topics ✓ TechnologySupports TechnologyRegulates programmable money issuers to prevent discrimination in transactions, aligning with consumer protection in digital rights and data privacy95% confidence

Tags Consumer Protection

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in committee · Tennessee · House May 27, 2026

HB 1946: Consumer Protection - As enacted, requires the Tennessee advisory commission on intergovernmental relations (TACIR) to conduct a study of the potential regulation of artificial intelligence systems and generative artificial intelligence chatbots in this state. - Amends TCA Title 29; Title 37 and Title 47.

HB 1946, the "Curbing Harmful AI Technology (CHAT) Act," prohibits AI chatbots designed to mimic human relationships (called "companion chatbots") from being made available to minors in Tennessee if they could encourage self-harm, illegal activity, secrecy, or unsafe isolation. It requires companies to display clear disclaimers that the chatbot is not human during use and to notify users every 30 minutes. The bill also mandates that AI chatbots detect suicidal thoughts or self-harm expressions and redirect users to crisis services like the 988 Suicide & Crisis Lifeline. This directly affects companies developing or deploying companion chatbots in Tennessee that interact with minors, excluding standard customer service or internal business AI.

Topics ✓ HealthcareSupports HealthcareBill mandates AI chatbots to detect suicidal thoughts and prevent self-harm, directly supporting mental health protection for minors.85% confidence ✓ TechnologySupports TechnologyRegulates AI chatbots to prevent harm to minors, requiring disclaimers and notifications, aligning with consumer protection measures for digital safety.90% confidence

Sub-Topics Mental Health Artificial Intelligence Consumer Data Protection Tags Consumer Protection

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in committee · Tennessee · Senate Mar 10, 2026

SB 1998: Consumer Protection - As introduced, requires certain food retail establishments to use a nondigital presentation of price; prohibits a food retail establishment from using personalized algorithmic pricing; makes other changes related to food retail establishments. - Amends TCA Title 47 and Title 53.

SB 1998 requires large food retail stores (over 15,000 sq. ft. for primary food sales or over 85,000 sq. ft. with 10% food sales area) to display prices using physical signs or labels instead of digital screens. It prohibits stores from using personalized algorithmic pricing - setting different prices for customers based on their personal data, including protected characteristics like race, gender, or location. The bill defines "surveillance pricing" as using tracking technology to customize prices and mandates clear, visible price displays at the point of purchase. These changes aim to prevent discriminatory pricing practices and ensure transparency for consumers.

Topics ✓ TechnologySupports TechnologyProhibits personalized algorithmic pricing using personal data (including protected characteristics), directly protecting consumer privacy from tech-enabled discrimination.95% confidence

Sub-Topics Data Privacy Tags Consumer Protection

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died · Tennessee · House Mar 18, 2026

HB 1468: Consumer Protection - As introduced, prohibits an entity from setting the price of a specific good or service using personalized algorithmic pricing; designates a violation as an unfair or deceptive act or practice affecting trade or commerce in violation of the Tennessee Consumer Protection Act of 1977. - Amends TCA Title 29; Title 45; Title 47 and Title 66.

HB 1468 prohibits businesses in Tennessee from setting prices for specific goods or services using "personalized algorithmic pricing" - a practice where algorithms adjust prices based on personal data about individual consumers. The bill directly affects most businesses operating in Tennessee (including retailers, service providers, and online platforms) but excludes insurance companies, financial institutions under federal law, and subscription-based agreements. Violating this rule would be treated as an unfair or deceptive practice under Tennessee's Consumer Protection Act, subjecting violators to existing penalties and remedies like fines or consumer restitution. The law takes effect on July 1, 2026, and does not apply to price adjustments based on factors like mileage or trip duration in ride-sharing services.

Topics ✓ TechnologySupports TechnologyProhibits algorithmic pricing using personal data, regulating tech-driven consumer pricing as deceptive under consumer protection law, aligning with data privacy and consumer protection indicators.90% confidence

Sub-Topics Consumer Data Protection Data Privacy Tags Consumer Protection

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in committee · Tennessee · Senate Apr 7, 2026

SB 1807: Consumer Protection - As introduced, prohibits an entity from setting the price of a specific good or service using personalized algorithmic pricing; designates a violation as an unfair or deceptive act or practice affecting trade or commerce in violation of the Tennessee Consumer Protection Act of 1977. - Amends TCA Title 29; Title 45; Title 47 and Title 66.

SB 1807 prohibits businesses in Tennessee from using computer algorithms to set prices for specific goods or services based on personal data about individual consumers. This directly affects companies like ride-sharing apps, e-commerce platforms, or retailers that adjust prices using personal information such as location, browsing history, or purchase patterns. The bill exempts insurance companies, financial institutions under federal law, and existing subscription agreements. Violations would be treated as unfair business practices under Tennessee’s Consumer Protection Act, subject to penalties and remedies under that law, effective July 1, 2026.

Topics ✓ TechnologySupports TechnologyProhibits algorithmic pricing using personal data, protecting consumer privacy and preventing deceptive practices under consumer protection law.95% confidence

Sub-Topics Consumer Data Protection Data Privacy Tags Consumer Protection

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in committee · Tennessee · Senate Apr 7, 2026

SB 2071: Consumer Protection - As introduced, prohibits a person from requiring another to use programmable money for a transaction; prohibits an issuer of programmable money from denying a transaction based upon certain factors; requires an issuer of programmable money that denies a transaction to provide reasons for the denial to the affected party upon request; designates violations to be violations of the Consumer Protection Act of 1977 and provides for other forms of relief and enforcement. - Amends TCA Title 47.

SB 2071 prohibits businesses from requiring customers to use programmable money (digital currency with built-in transaction rules) for payments and bans digital payment providers from denying transactions based on protected characteristics like race, religion, political views, or medical history. If a transaction is denied, providers must explain the reason within 90 days upon request. Violations are treated as breaches of Tennessee’s Consumer Protection Act, enabling legal action and remedies. This law directly affects digital payment services and consumers using programmable money in Tennessee.

Topics ✓ TechnologySupports TechnologyRegulates digital payment systems to prevent discrimination and ensure transparency, aligning with consumer protection in tech90% confidence

Tags Consumer Protection

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in committee · Tennessee · Senate Mar 25, 2025

SB 1339: Consumer Protection - As introduced, changes, from 45 to 50 days from receipt of a request, the time that a controller has to inform a consumer of the controller's decision to decline to take action regarding the consumer's authenticated request under the Tennessee Information Protection Act. - Amends TCA Title 4; Title 5; Title 6; Title 7; Title 8; Title 10; Title 29; Title 39; Title 47 and Title 48.

SB 1339 extends the response time for businesses under Tennessee's data privacy law from 45 to 50 days when handling consumer requests for personal data. It specifically amends Section 47-18-3304(b)(2) of Tennessee Code to change the deadline for businesses to inform consumers of their decision to decline action on verified requests. This affects businesses that collect personal information of Tennessee residents and must comply with the Tennessee Information Protection Act. The change will take effect on July 1, 2025.

Topics ✓ TechnologySupports TechnologyBill amends Tennessee's data privacy law to extend response time for consumer requests, maintaining regulatory framework for data protection under the Tennessee Information Protection Act.90% confidence

Sub-Topics Consumer Data Protection Data Privacy Tags Consumer Protection

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