SB 2010, the "Regulate Artificial Intelligence in Health Care Act," requires health insurance companies to have licensed healthcare professionals review AI-driven decisions about whether medical care is medically necessary before denying or delaying treatment. It directly affects health insurance issuers - including TennCare, pharmacy benefits managers, and large insurers - that use AI tools for prior authorization decisions. The bill prohibits AI systems from making final medical necessity determinations alone, mandating that licensed providers evaluate each case based on patient history and clinical details. Violations are considered unfair claims practices, allowing affected individuals to sue for damages, including attorney fees, and the law takes effect July 1, 2026.
SB 1807 prohibits businesses in Tennessee from using computer algorithms to set prices for specific goods or services based on personal data about individual consumers. This directly affects companies like ride-sharing apps, e-commerce platforms, or retailers that adjust prices using personal information such as location, browsing history, or purchase patterns. The bill exempts insurance companies, financial institutions under federal law, and existing subscription agreements. Violations would be treated as unfair business practices under Tennessee’s Consumer Protection Act, subject to penalties and remedies under that law, effective July 1, 2026.
SB 1580 prohibits developers and deployers of artificial intelligence systems from advertising or claiming that their AI can act as a qualified mental health professional. This directly affects AI companies and developers who market their systems to the public. Violations are treated as deceptive practices under Tennessee's Consumer Protection Act, subject to a $5,000 civil penalty per violation. The law defines "artificial intelligence" broadly as systems capable of human-like reasoning and learning.
HB 1549 amends Tennessee's Uniform Commercial Code (UCC) to incorporate updates from the Uniform Law Commission's 2018 and 2022 revisions. The bill primarily updates definitions to modernize electronic transactions, including clarifying terms like "conspicuous," "delivery" for electronic documents, "control" of electronic titles, and "electronic" records. It affects businesses, legal entities, and courts handling commercial transactions in Tennessee by standardizing how electronic records, signatures, and digital documents are treated under state law. The changes ensure Tennessee's UCC aligns with current commercial practices and federal standards for electronic commerce. The bill was introduced in January 2026 but withdrawn before committee action.
SB 1876 clarifies that specific bank account details held by Tennessee state agencies must be kept confidential. It directly affects state agencies managing financial records by requiring them to protect information like debit card numbers, PINs, account numbers, routing numbers, and associated personal identifiers (including tax ID numbers and addresses). The bill amends Tennessee law to explicitly list these types of financial data as confidential, preventing their disclosure under public records requests. This change ensures greater privacy for individuals' banking information held by state entities.
Tags
Government Transparency
SB 1641 amends Tennessee law (TCA Section 10-7-604) to require the Secretary of State to exclude personal mailing addresses and telephone numbers of agency members from annual publications of agency information. This directly affects state agency members by protecting their personal contact details, which the bill designates as confidential and not subject to public disclosure. The key mechanism is a procedural change: the Secretary of State must omit these personal details when compiling and publishing annual agency data, effective July 1, 2026. The bill does not alter agency operations or create new programs, solely modifying how contact information is handled in public records.
SB 2053 requires county or city legislative bodies to publicly approve the location of new quarries or digital asset mining facilities (like large-scale cryptocurrency operations using over 1 megawatt of energy) before construction begins. It mandates a 21-day public notice period, including newspaper publication, website posting, and mailings to residents within 500 yards of the proposed site. The bill directly affects local governments (counties/cities), developers seeking to build such facilities, and nearby residents who receive advance notice. It applies to all new projects approved on or after July 1, 2026, and does not change existing facility operations.
SB 2041 creates a civil lawsuit for individuals whose intimate images (such as photos or videos of private areas or sexual activity) are shared without consent. Victims can sue for monetary damages - including up to $150,000, actual harm like emotional distress, or the defendant's profits - and seek court orders to stop the sharing or protect their identity using a pseudonym. The law defines "intimate image" and clarifies that consent for creating the image doesn't cover sharing it, requiring written agreements for valid consent. It includes exceptions for law enforcement reporting and good-faith sharing to assist the victim, while shielding internet companies from liability for proactively restricting such content.
SB 2071 prohibits businesses from requiring customers to use programmable money (digital currency with built-in transaction rules) for payments and bans digital payment providers from denying transactions based on protected characteristics like race, religion, political views, or medical history. If a transaction is denied, providers must explain the reason within 90 days upon request. Violations are treated as breaches of Tennessee’s Consumer Protection Act, enabling legal action and remedies. This law directly affects digital payment services and consumers using programmable money in Tennessee.
Tags
Consumer Protection
SB 1493 creates a Class A felony offense for knowingly training AI systems that encourage suicide, criminal homicide, or develop emotional relationships with users. It specifically prohibits AI chatbots from simulating human appearance/voice, acting as a mental health professional, or prompting users to isolate from family or share sensitive information. The bill directly affects AI developers and companies creating chatbots that meet its definitions, excluding standard customer service bots, video game features, and basic voice assistants. Violators face criminal penalties and civil lawsuits allowing victims to seek $150,000 in liquidated damages or actual harm compensation.
