Sen. Mark R. Warner

Credit Union Board Modernization Act This bill revises the required frequency of meetings held by a credit union's board of directors. Specifically, new credit unions and credit unions with a low soundness rating must meet monthly. All other credit unions must hold at least six meetings annually, with at least one meeting held during each fiscal quarter. Currently, all credit union boards must meet at least once a month.

Maddy summaryThis bill creates new Small Business Administration (SBA) loan programs specifically for nonprofit child care centers that meet strict criteria, such as being tax-exempt 501(c)(3) organizations providing care for children from birth to school age. It makes these eligible centers qualify for standard SBA loans under sections 7(a) and 504, but requires loan guarantees for amounts over $500,000 and prohibits direct SBA lending (requiring partnerships with banks or financial institutions). The bill also mandates annual SBA reports to Congress tracking the number and value of these loans, while prohibiting loan denials based on religious associations and banning the use of funds for religious activities. This directly affects nonprofit child care centers seeking financing for facility improvements, staffing, or program expansion.

Maddy summarySRES 64 is a Senate resolution honoring the 67 victims of a mid-air collision between American Airlines Flight 5342 and a U.S. Army aircraft near Washington, D.C., on January 29, 2025. It directly affects the families, friends, and communities of the victims, who were from multiple U.S. states and several countries. The resolution formally commemorates the lives lost, offers condolences to grieving families, and expresses gratitude to the 42 emergency response agencies that assisted in rescue and recovery efforts. As a commemorative resolution, it has no policy or legal effect beyond expressing collective mourning and recognition.

This resolution supports the designation of Career and Technical Education Month to celebrate career and technical education across the United States.

Maddy summaryThis bill permanently extends the New Markets Tax Credit (NMTC) program, which incentivizes private investment in low-income communities. It modifies the tax code to keep the credit available beyond 2025 (replacing "2020 through 2025" with "2020 and each calendar year thereafter") and adds automatic annual inflation adjustments to the credit amount starting in 2026. The bill also provides tax relief by allowing NMTC credits to offset the alternative minimum tax, specifically for investments made after December 2024. This directly affects community development financial institutions (CDFIs) and investors who fund projects in designated low-income areas.

Maddy summaryS 475, the Alternatives to PAIN Act, changes Medicare Part D coverage to make non-opioid pain management drugs more accessible and affordable for beneficiaries. It requires Medicare plans to cover qualifying non-opioid pain drugs without deductibles and place them on the lowest cost-sharing tier (meaning patients pay the least out-of-pocket) starting in 2026. The bill also prohibits plans from requiring step therapy (forcing patients to try opioids first) or prior authorization for these specific drugs. Qualifying drugs must treat acute pain (like post-surgery), not work on opioid receptors, have no equivalent alternatives, and meet cost thresholds. This directly affects Medicare Part D beneficiaries needing pain management and the plans that cover them.

Maddy summaryThis bill establishes the White Oak Restoration Initiative Coalition to coordinate federal, state, and private efforts for restoring white oak forests across the U.S. It directs the Agriculture and Interior Departments to launch 5 pilot projects on public lands (including national forests and wildlife refuges) to improve white oak regeneration and health, and creates a voluntary grant program to help private landowners restore white oak forests through partnerships with organizations like the National Fish and Wildlife Foundation. The bill also requires developing a national strategy to address white oak seedling shortages in nurseries and funds research at land-grant universities on white oak genetics, disease resistance, and reforestation techniques. These provisions directly affect federal agencies, land-grant universities, forest landowners, and conservation groups working on white oak ecosystem restoration.

Maddy summaryS 490, the Protecting Americans’ Privacy Act of 2025, restricts access to Treasury payment systems (like those managing public funds) to prevent unauthorized use of tax return information. It prohibits certain non-tenured federal employees, contractors with less than a year of service, and individuals with conflicts of interest from accessing these systems, with violations subject to civil lawsuits. The bill also amends tax law to explicitly forbid disclosing tax returns via these payment systems to restricted personnel, allowing affected taxpayers to seek $250,000 in damages per violation. It directly affects federal employees, contractors, and entities handling public funds, focusing on safeguarding taxpayer data through clear access rules and enforcement.

Maddy summaryS 422, the Right to Contraception Act, establishes a federal statutory right for individuals to access contraceptives and for healthcare providers to offer contraceptive services, free from state restrictions. It directly affects all Americans seeking or providing contraception, particularly protecting historically marginalized groups like people of color, immigrants, LGBTQ+ individuals, and low-income or rural residents who face barriers to care. The bill overrides state laws that restrict access - such as bans on specific contraceptives, provider refusal policies based on personal beliefs, or Medicaid restrictions - and prohibits government actions that impede this right. Enforcement allows the Attorney General or affected individuals to challenge violations in court, with courts required to strike down restrictive laws.

Maddy summaryS 383 (the JOBS Act of 2025) expands Federal Pell Grant eligibility to students enrolled in certain short-term job training programs at eligible institutions of higher education. The bill creates a "job training Federal Pell Grant" for programs meeting specific criteria: 150-600 clock hours over 8-15 weeks, aligned with high-demand industry sectors, and leading to recognized postsecondary credentials that meet employer hiring requirements or licensure prerequisites. It also lowers the minimum Pell Grant award from 10% to 5% of the full annual amount. This directly affects students seeking career-focused training and institutions offering qualifying programs that validate industry partnerships.