Rep. Ann Wagner

Maddy summaryHR 941, the Small LENDER Act, creates a 3-year compliance period and a subsequent 2-year penalty-free period for small lenders required to report small business lending data under a new rule. It directly affects financial institutions that originated at least 500 small business loans in each of the previous two years (defined as loans to businesses with under $1 million annual revenue). The bill delays full enforcement of new data reporting requirements, giving lenders time to adjust without penalties during the grace periods. This changes how the Consumer Financial Protection Bureau enforces reporting rules for smaller lenders focused on small business loans.

Maddy summaryHR 2675, the Protecting Our Courts from Foreign Manipulation Act of 2025, requires parties and their lawyers in federal civil cases to disclose any foreign funding tied to case outcomes. It mandates written disclosure of foreign funders' identities (including country of origin) and certification about funding sources, while banning foreign states or sovereign wealth funds from funding litigation. The law also requires annual reports to Congress detailing foreign-funded cases, including amounts and jurisdictions. This directly affects parties using foreign-funded litigation, courts handling such cases, and foreign entities seeking to influence U.S. courts through financial support.

Maddy summaryThis bill, known as the Stopping Harmful and Outrageous Torts Act, expands legal protections for firearm manufacturers and sellers by strengthening their immunity from civil lawsuits. It requires courts to immediately dismiss any pending cases against these companies that are based on the criminal or unlawful misuse of a gun by a third party, while also clarifying that sellers are not liable for negligence in entrusting products to others. The legislation further restricts who can file such suits by prohibiting foreign governments from bringing these claims and adding a specific exception for victims under the age of 17, though it maintains immunity for cases involving design or manufacturing defects. Additionally, the bill allows companies to move these cases to federal court and grants them the right to appeal dismissal orders immediately, along with the ability to recover legal fees if they win. Finally, it preempts state and local laws that attempt to impose liability on these entities for the same types of misuse-related harms.

Maddy summaryThe TSP Modernization Act allows individuals to electronically transfer money from their Thrift Savings Fund accounts to qualified retirement plans at brokerage firms, a change that takes effect one year after the law is passed. To initiate this transfer, account holders must provide the necessary information to the Federal Retirement Thrith Investment Board. Additionally, the bill requires the board to submit a report to Congress one year after enactment detailing how the electronic transfer process was implemented.

Maddy summaryThe Abraham Accords Expansion Act of 2026 updates the legal framework for the Special Envoy to include Central Asia and the Caucasus in normalization efforts alongside existing regions. This change formally recognizes Kazakhstan as the first Central Asian nation to join the Abraham Accords and defines specific countries within the Caucasus and Central Asia regions. The bill requires the Special Envoy to coordinate with other federal agencies like Defense and Commerce while implementing these goals using existing authorities without requesting new funding. Additionally, the act allows the Special Envoy to appoint a Deputy Special Envoy with relevant regional expertise to assist in these expanded diplomatic activities.

Maddy summaryThis bill, known as the Sex Trafficking Demand Reduction Act, modifies how the United States evaluates foreign countries' efforts to combat human trafficking. It requires these nations to demonstrate serious and sustained actions, such as banning the purchase of commercial sex acts, educating buyers about exploitation, and reducing international sex tourism. These new criteria will be used in future annual reports to determine whether a country meets the minimum standards for eliminating trafficking. Consequently, the bill directly affects how the U.S. government assesses and categorizes the anti-trafficking progress of other nations.

Maddy summaryH.Res. 1320 is a non-binding resolution that calls on all Americans to honor military personnel who died while serving in the pursuit of freedom and peace on Memorial Day 2026. The bill does not create new laws or change any policies; instead, it serves as a formal expression of gratitude and remembrance from the House of Representatives. Because it is a commemorative resolution rather than a procedural or funding measure, it has no direct legal effect on individuals or government operations.

Maddy summaryThis bill modifies federal rules to allow adults with disabilities aged 18 and older to work for employers at wages below the standard minimum rate, whereas the previous law restricted this option to individuals under 24. It requires these employers to make documented efforts to find suitable jobs for their employees at regular intervals and permits the use of subminimum wages only if state agencies fail to provide necessary job counseling and referrals. Additionally, the bill mandates that employers must provide copies of these job search records to the individuals they employ. These changes aim to expand employment opportunities for adults with disabilities while maintaining specific oversight to ensure they are not denied access to regular competitive employment.

Maddy summaryThis bill authorizes the U.S. Mint to produce commemorative $5 gold and $1 silver coins marking the 25th anniversary of the September 11, 2001, terrorist attacks. The coins must feature designs honoring victims and first responders (including the inscription "Never Forget") and will be sold only during 2027-2028. All surcharges ($35 per gold coin, $10 per silver coin) collected from sales will fund the National September 11 Memorial and Museum at the World Trade Center, with no net cost to the federal government. The coins are legal tender but primarily intended for collectors, not circulation.

Nationwide Consumer and Fuel Retailer Choice Act of 2025 This bill amends the Clean Air Act to address the limitations on Reid Vapor Pressure (a measure of gasoline's volatility) that are placed on gasoline during the summer ozone season. Specifically, the bill applies the waiver for Reid Vapor Pressure requirements that is applicable to gasoline blended with 10% ethanol (E10) to gasoline blended with up to 15% ethanol (E15). This change allows gasoline that is blended with 10% to 15% ethanol to be sold year-round. Currently, states may be excluded from the waiver for Reid Vapor Pressure requirements by submitting documentation supporting that the waiver would increase air pollution. The bill nullifies existing state exclusions, but states may submit documentation after enactment of the bill to be excluded going forward. The bill also modifies the Renewable Fuel Standard Program, which requires transportation fuel sold or introduced into commerce in the United States to contain minimum volumes of renewable fuel. Under the existing program, obligated parties, such as small refineries, must satisfy the volume obligations by either blending renewable fuels into their gasoline or diesel fuel products or by acquiring credits that represent the required renewable fuel volume. The bill directs the Environmental Protection Agency to return compliance credits to small refineries under certain circumstances.