This bill prohibits insurance companies from denying coverage, raising premiums, canceling policies, or limiting coverage based solely on a policyholder owning or harboring a specific dog breed or mix. It directly affects homeowners and renters insurance policyholders who might previously have faced discrimination due to their dog's breed. The law amends insurance regulations to ban these restrictions, ensuring coverage decisions cannot be influenced by breed alone. It applies to all policies issued, renewed, or modified after the effective date.
This bill prohibits utility companies from terminating residential electricity or heat service during forecasts of extreme temperatures - specifically when the National Weather Service predicts 95°F or higher (heat index) or 32°F or lower. It directly affects residential customers in New York, preventing service cutoffs on the day of such forecasts or during any subsequent holiday or weekend. Key provisions require utilities to maintain service during these periods and align with existing cold-weather protections for vulnerable residents. The law applies immediately upon enactment and does not override stricter existing utility settlements.
Establishes the "New York state lead-safe renovation, repair and painting act"; establishes standards for lead-safe renovation, repair and painting of residential properties; requires documentation of compliance with such standards.
This bill (S 947) prohibits residential landlords from charging tenants fees for using electronic rent payment methods like online portals or automated clearing house (ACH) systems. It requires landlords to offer at least one fee-free payment option (such as cash or check) and bans them from requiring electronic payment as the sole method. Landlords also cannot charge fees for tenants who choose not to use electronic systems. The law applies directly to tenants and landlords in New York residential leases and takes effect immediately.
Requires landlords of certain housing accommodations to include with all new and renewal leases, on any rent bills, including any electronic communication the informational material describing eligibility for and the benefits of the senior rent increase exemption program and the disability rent increase exemption program.
Requires the office of temporary and disability assistance to make publicly available on its website information regarding waivers, rental supplement plans and shelter supplement plans.
Requires manufactured home park owners to provide a written justification for rent increases in excess of three percent of the current rent; provides that increases in costs to justify such rent increase for ordinary maintenance or repair to meet the warranty of habitability obligations must be shown to be necessary.
Relates to prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint; provides that no insurer licensed or permitted by the superintendent to provide liability coverage to rental property owners shall exclude coverage for losses or damages caused by exposure to lead-based paint.
Prohibits landlords from restricting the installation of appliances or fixtures by tenants; provides that the landlord is not compelled to change utilities or alter the unit for such installation; prohibits surcharge where tenant pays utilities directly to provider; requires a tenant restore appliances or fixtures to the condition they were prior to being installed or allowing such appliances or fixtures remain in the rental unit at no cost to the landlord; defines "appliances or fixtures".
Requires the modification of restrictive covenants prior to the sale of real property when covenants, conditions and restrictions exist which discriminate on the basis of a protected class in violation of state or federal law.
