Housing

in committee · New Jersey · General Assembly Jan 13, 2026

A 1247: Increases maximum municipal percentage of affordable fair share housing satisfied by age-restricted units to 50 percent.

This bill increases the maximum percentage of a municipality's affordable housing requirement that can be met with age-restricted housing units from 25% to 50%. It directly affects New Jersey municipalities obligated to provide affordable housing under state law. The key provision changes the allowable limit for age-restricted units without altering the overall housing obligation. The bill takes effect immediately upon enactment.

Topics ✓ HousingSupports HousingBill increases allowable age-restricted units for affordable housing compliance (25%→50%), facilitating municipalities to meet housing obligations without reducing overall requirements.92% confidence

Sub-Topics Affordable Housing

Track

in committee · New Jersey · General Assembly Jan 13, 2026

A 2299: Prohibits use and sale of algorithmic devices for setting rent price or occupancy of residential dwelling units.

This bill prohibits landlords and software sellers from using or providing algorithmic devices that set, recommend, or advise on rents or occupancy rates for residential properties in New Jersey. It directly affects landlords (including large corporate owners) and companies that develop or sell such software, banning tools that analyze non-public competitor data to influence pricing. The law defines "algorithmic device" to exclude software using public data or affordable housing program guidelines, ensuring it doesn’t restrict standard rent-setting practices. Violations carry civil penalties up to $1,000 per violation, with the Attorney General able to seek damages or injunctions.

Topics ✓ HousingSupports HousingBans algorithmic rent-setting tools that could lead to unfair pricing, strengthening tenant protections in housing policy.95% confidence ✗ TechnologyOpposes TechnologyBill explicitly prohibits algorithmic devices for rent pricing, restricting a specific technology application in housing markets.90% confidence

Sub-Topics Affordable Housing Landlords Renters

Track

in committee · New Jersey · General Assembly Jan 13, 2026

A 2627: Prohibits residential landlord from imposing certain surcharges for rent payments.

This New Jersey bill (A 2627) prohibits landlords from charging tenants more than $5 per month for using digital payment methods (like credit cards or online platforms) to pay rent. It directly affects renters - especially fixed-income tenants, seniors, and low-wage earners - who often face cumulative fees of hundreds of dollars annually. Landlords must cover any fees exceeding $5 per payment or reimburse tenants within 10 days, and provide itemized receipts showing compliance. Violations trigger penalties under existing housing laws, including potential consumer fraud claims.

Topics ✓ HousingSupports HousingProhibits landlord surcharges >$5 for digital rent payments, protecting low-income tenants from annual fees and strengthening tenant affordability and rights.90% confidence ✓ TechnologySupports TechnologyCaps digital payment fees for rent, reducing financial barriers for low-income tenants using digital services, aligning with digital equity promotion.85% confidence

Sub-Topics Landlords Renters Tenant Rights

Track

in committee · New Jersey · Senate Feb 19, 2026

S 3533: Establishes "Household Water Assistance Program"; appropriates $75 million.

S 3533 establishes the "Household Water Assistance Program" with $75 million in funding to help low-income New Jersey households pay for water, sewer, and stormwater utility costs. It targets households with incomes at or below 200% of the federal poverty level, those receiving benefits like SNAP or SSI, or those facing temporary financial hardship (e.g., job loss or medical expenses). The program prevents disconnections for nonpayment and restores service for households already disconnected due to unpaid bills. Administered by the Department of Community Affairs, it directly supports vulnerable households struggling with essential water service costs.

Topics ✓ Budget & TaxesSupports Budget & TaxesAppropriates $75M for water assistance to low-income households, directly funding essential public service per Budget & Taxes criteria.95% confidence ✓ HousingSupports HousingFunds utility assistance for low-income households to prevent disconnections, supporting housing stability and tenant protections.90% confidence ✓ Labor & EmploymentSupports Labor & EmploymentTargets households facing job loss (unemployment hardship), providing financial stability during employment disruption85% confidence

Track

in committee · New Jersey · General Assembly Jan 13, 2026

A 3479: Establishes mortgage payment relief and foreclosure protection for certain homeowners impacted by the remnants of Hurricane Ida.

This New Jersey bill provides temporary mortgage relief to homeowners directly impacted by Hurricane Ida's 2021 flooding. It requires mortgage servicers to grant a one-year payment pause (forbearance) to eligible homeowners who received federal disaster aid for storm-damaged primary residences, meet income limits (under 150% of median income), and have limited savings. During this period, servicers cannot charge fees, penalties, or report negative credit information, and must halt foreclosure actions. The relief applies only to those who obtained FEMA or similar federal assistance for damage sustained to their homes.

Topics ✓ HousingSupports HousingProvides foreclosure protection and mortgage relief for disaster-affected homeowners, preventing displacement and strengthening housing stability for vulnerable residents.95% confidence

Sub-Topics Mortgages

Track

in committee · New Jersey · General Assembly Jan 13, 2026

A 1476: Establishes procedures for sale of certain State-owned properties used by agencies or organizations providing housing to adults with developmental disabilities.

This bill allows nonprofit agencies providing housing for adults with developmental disabilities to pay only 50% of liens when selling State-owned properties they've used for at least 10 years. It requires the state to transfer all sale proceeds directly to these agencies, rather than keeping them. Agencies must use the funds exclusively to buy new housing properties, renovate existing ones, or improve services for residents. This removes current financial barriers where agencies had to return all sale money to the state and pay full liens, hindering housing expansion.

Topics ✓ HousingSupports HousingBill reduces financial barriers for nonprofits providing housing to adults with developmental disabilities, directs sale proceeds to fund new housing/renovations/services, explicitly advancing affordable housing development for vulnerable population.95% confidence

Track

in committee · New Jersey · General Assembly Jan 13, 2026

A 1409: Extends affordable housing preference to certain allied South Korean veterans.

This bill amends New Jersey's affordable housing laws to include certain South Korean veterans who served as allies with U.S. forces during the Vietnam conflict. It defines "disabled veteran" and "veteran" to explicitly cover South Korean veterans who are New Jersey residents, served in Vietnam as U.S. allies, and have a service-connected disability recognized by South Korea's equivalent to the U.S. Veterans Administration. These veterans will now qualify for the same housing preference priority system as U.S. disabled veterans, placing them in the second priority tier (after homeless veterans). The change expands existing eligibility under current housing programs without creating new funding or altering income requirements.

Topics ✓ HousingSupports HousingBill expands affordable housing eligibility to include South Korean veterans meeting specific criteria, directly increasing access to housing preference programs under NJ law.95% confidence ✓ VeteransSupports VeteransExpands affordable housing preference to South Korean veterans meeting service criteria, advancing their access to housing benefits under New Jersey's laws.95% confidence

Sub-Topics Affordable Housing Homelessness Veteran Healthcare Veteran Housing

Track

in committee · New Jersey · Senate Feb 5, 2026

S 3328: Eliminates property tax exempt status of certain school faculty housing.

This bill (S 3328) removes the property tax exemption for housing owned by school districts and occupied by faculty members. Currently, New Jersey law exempts certain school properties from property tax, but explicitly excludes "housing for faculty or other employees." This bill formally eliminates that exemption by amending the tax code to clarify that such faculty housing is no longer exempt. The change directly affects school districts that provide housing to faculty and the faculty members living in it, requiring them to pay property taxes on that housing. The key mechanism is a specific amendment to the state tax code (R.S.54:4-3.6) to remove the exclusion for faculty housing.

Topics ✓ Budget & TaxesSupports Budget & TaxesRemoves property tax exemption for school faculty housing, closing a tax loophole to generate additional government revenue per tax code amendment.95% confidence ✗ HousingOpposes HousingRemoves tax exemption for school faculty housing, increasing costs for districts and potentially reducing affordability for faculty, directly opposing affordable housing goals.90% confidence

Sub-Topics Property Tax Tax Incentives Property Taxes

Track

in committee · New Jersey · General Assembly Feb 19, 2026

A 4400: Waives certain inspection fees for municipally owned affordable housing developments.

This bill (A4400) amends New Jersey law to waive inspection fees for municipally owned affordable housing developments. It specifically allows the commissioner to waive fees if a unit has already undergone a thorough municipal inspection within the prior 12 months. The waiver applies directly to local government-owned affordable housing properties, reducing administrative costs for these developments. This change modifies existing fee structures under P.L.1967, c.76, without altering inspection requirements.

Topics ✓ HousingSupports HousingWaives inspection fees for municipal affordable housing, reducing costs to sustain existing units and aligns with affordable housing preservation goals.90% confidence

Sub-Topics Affordable Housing

Track

in committee · New Jersey · General Assembly Jan 13, 2026

A 741: Prohibits certain financial institutions from requiring certain disabled veterans to include anticipated property tax obligations as part of mortgage applications.

This bill prohibits New Jersey financial institutions (state-chartered banks, mortgage companies, and credit unions) from requiring disabled veterans or their surviving spouses to disclose annual property tax obligations when applying for a mortgage on their primary residence. It applies specifically to "qualified veterans" (100% service-connected disability) and their surviving spouses who qualify for the disabled veterans' property tax exemption. Financial institutions must instead obtain a certification from the municipal assessor confirming the applicant meets all exemption eligibility requirements except property ownership (for new homes) or including ownership (for refinancing). The bill streamlines the mortgage process by removing this tax disclosure requirement, using a standardized form for assessor certifications.

Topics ✓ HousingSupports HousingRemoves property tax disclosure barrier for disabled veterans in mortgage applications, easing access to housing and supporting affordability for this vulnerable group.90% confidence ✓ VeteransSupports VeteransRemoves property tax disclosure requirement for disabled veterans' mortgages, easing access to housing benefits for qualified veterans.95% confidence

Sub-Topics Mortgages Property Taxes Veteran Healthcare

Track