HB 2035 prohibits using artificial intelligence to create explicit sexual material featuring a person's image or voice without their express written consent. It directly affects individuals whose likenesses could be misused and entities (like companies or creators) generating such AI content. The bill bans altering or replicating someone's image/voice via AI for explicit material and requires written consent for any use of a person's likeness in such content. Violators face civil penalties of up to $10,000 per violation, and victims can sue for actual damages plus attorney fees. The law explicitly excludes artistic or anthropological works from its definition of "explicit sexual material."
HB 2392, the "Missouri Social Media Safety for Minors Act," prohibits social media platforms from allowing users under 14 to create or maintain accounts and requires verified parental consent for minors aged 14-16. It mandates platforms to implement secure age-verification processes (without requiring government ID), protect user privacy, and offer parents tools to monitor activity, delete accounts, or limit messaging with unverified adults. The bill bans addictive design features (like infinite scroll), direct messaging from unverified adults to minors, and targeted advertising based on minors' personal data. Violations are deemed unlawful practices, allowing the attorney general or affected parents to seek civil penalties up to $50,000 per violation.
This bill limits digital instruction to 45 minutes daily for elementary students in kindergarten through grade five and requires at least 70% of assignments to be completed using pen, paper, or handwriting practice. It mandates daily access to printed books, hands-on learning tools (like blocks or science materials) in core subjects, and explicit cursive handwriting instruction starting in grade two, with requirements to read/write legible cursive by grade five. Exemptions apply for students with IEPs or 504 plans, and schools must adopt written technology-use policies, report device usage, and verify compliance with paper-based and cursive requirements. The law takes effect for the 2027-28 school year.
HB 1924, the "Charitable Organizations Privacy Protection Act," simplifies how Missouri-based charitable organizations claim assets designated as beneficiaries (like life insurance or retirement accounts). It allows charities to submit a verified affidavit - supported by IRS tax-exempt status, death proof, and organizational documents - to property holders (e.g., banks, insurers) instead of providing sensitive personal information about staff. The bill prohibits property holders from requesting social security numbers, driver’s licenses, or financial details from charity representatives. If the affidavit meets requirements, property must be transferred within 30 days, or the charity may sue for recovery within one year. This directly affects Missouri charities and financial institutions handling beneficiary-designated assets.
HB 2032 requires companies operating "AI companion" chatbots in Missouri to implement strict age verification before users can access them. These chatbots are defined as AI systems designed to simulate emotional interactions like friendship or therapy, not limited-purpose tools. Covered entities must: (1) require user accounts, (2) verify ages using government IDs or reliable third-party methods (not just birth dates), and (3) periodically re-verify users. The bill prohibits designing chatbots that risk encouraging minors to engage in sexual content or self-harm, with fines up to $100,000 per violation. It applies to all such chatbots operating within Missouri, effective August 2026 for existing accounts.
HB 2321, the "AI-Generated Content Accountability and Privacy Protection Act of 2026," would require explicit written consent before publishing AI-generated content that alters a person's appearance, voice, or likeness. Violations could result in fines up to $110,000 or up to five years in prison, with higher penalties for sexual or pornographic content without consent. The law exempts artistic, educational, or research content if clearly labeled as AI-generated, and platforms hosting such content face increased fines. It also mandates privacy safeguards for verification systems, prohibiting third parties from retaining or selling biometric data. The Attorney General must report on the law's effectiveness by August 2028.
HB 1911 creates a new criminal offense for installing, concealing, or placing an electronic tracking device on a motor vehicle without the consent of all vehicle owners, specifically to monitor occupants. It directly affects vehicle owners and occupants by prohibiting unauthorized tracking, with key exceptions including law enforcement investigations, parents monitoring minor children, tracking stolen vehicles, and certain insurance programs. The bill specifies penalties: a class A misdemeanor for a first offense and a class E felony for repeat violations. It explicitly excludes manufacturers' built-in tracking systems and covers specific authorized uses like lienholders repossessing vehicles.
HB 1845 creates the Missouri Angel Investment Incentive Act, offering tax credits to qualified investors who provide cash investments to eligible Missouri businesses. The bill directly affects accredited investors (including those meeting federal JOBS Act criteria) and "qualified Missouri businesses" approved by the Missouri Technology Corporation (MTC) as tech-focused companies operating in designated geographic regions across Missouri. Key provisions include tax credits equal to 25% of qualifying investments (up to $100,000 per investor annually) for businesses meeting location criteria - either domiciled in Missouri or primarily operating within the state. The law excludes investors who are executives, officers, or employees of the business they invest in, but allows directors to qualify for credits.
HB 1747 requires anyone publishing AI-generated or AI-modified images, videos, or audio to include a clear, visible, or audible label stating the content was created or altered using artificial intelligence. This applies to all publishers and disseminators of such content, including social media platforms, news outlets, and other entities. The bill creates a legal right for individuals who suffer harm due to a failure to label such content to sue the publisher for damages. The label must be developed by the secretary of state and used consistently across all AI-generated media.
HB 2324 prohibits Missouri automobile insurers from purchasing or obtaining vehicle driving data (like location, speed, or braking patterns) without the explicit, written consent of the vehicle owner or primary driver. Insurers must disclose what data they collect, how it's gathered, and how it may affect premiums before obtaining consent. The bill also bans insurers from denying coverage, canceling policies, or raising premiums solely because an owner refuses to share driving data, and requires insurers to provide owners with copies of their collected data upon request. Enforcement is handled by Missouri's Department of Commerce and Insurance, which can impose fines for violations.
