This bill (SB 1070) has no substantive details provided in its official abstract or recent actions. The abstract simply states it "creates provisions relating to illegal aliens" without specifying any mechanisms, requirements, or affected groups. As it is currently in the early prefiled stage (with only a first reading), no concrete policy changes or key provisions have been described or made public. Without further legislative details, it is not possible to summarize its specific impact or provisions.
SS/SB 834 - This act creates new provisions relating to mortgage modifications. MISSOURI RESIDENTIAL SALE LEASEBACK PROTECTION ACT (Section 442.920) The act creates the "Missouri Residential Sale Leaseback Protection" act, which regulates sale leasebacks. A sale leaseback is defined as a transaction or series of transactions in which a seller sells residential real estate that is or was the seller's residence to another party and, as a condition of the sale, or as part of the same or a related transaction, enters into a lease or rental agreement to remain in or re-occupy the property. In any sale leaseback transaction, a buyer is required to provide the seller with certain disclosures, described in detail in the act, alerting the seller of the nature of the transaction and advising them of certain actions they may wish to take. The disclosure must be provided to the seller not more than 10 days and not less than 3 business days before the execution of any sale leaseback agreement, and the disclosure shall be signed by both the seller and the buyer concurrently with the execution of the sale leaseback agreement. Violation of this act is subject to a fine of up to $10,000 per violation. The Attorney General is permitted to enforce this act by bringing a cause of action seeking injunctive relief, civil penalties, and restitution. A seller is also permitted to bring a civil action if harmed by a violation of this act. A seller may recover actual damages, statutory damages up to $10,000, attorneys' fees and costs, and any equitable or injunctive relief. This act may not be waived or modified by agreement of any party. These provisions are identical to provisions in the perfected SS/SB 973 (2026) and substantially similar to SB 1684 (2026). UNIFORM MORTGAGE MODIFICATION ACT (Sections 443.920 to 443.925) The act creates the Uniform Mortgage Modification Act, establishing new procedures with respect to modifications of mortgages. The act provides that, for any mortgage modification, as that term is defined in the act, all of the following apply: • The mortgage continues to secure the obligation as modified; • The priority of the mortgage is not affected by the modification; • The mortgage retains its priority regardless of whether a record of the mortgage modification is recorded in the public land records; and • The modification is not considered a novation. This act supercedes the federal Electronic Signatures in Global and National Commerce Act, as permitted by that Act, except as otherwise provided in this act. This provision contains various exceptions. SCOTT SVAGERA
HB 3191 prohibits "covered institutional investors" (including hedge funds, private equity funds, REITs, and similar investment vehicles that pool capital for rental or appreciation) from purchasing or acquiring single-family residential properties in Missouri after January 1, 2027. Existing owners of such properties before that date may continue owning them but must pay annual penalties ($2,500-$5,000 per property depending on portfolio size) and file yearly reports with the Department of Revenue. The law exempts primary residences, family-owned businesses, nonprofits, and properties acquired through foreclosure or inheritance. It also allows owners to avoid future penalties by selling properties, but prohibits expanding portfolios after 2027. The bill takes effect January 1, 2027, with enforcement by the Attorney General and Department of Revenue.
HB 2771 extends federal Servicemembers Civil Relief Act (SCRA) protections to Missouri National Guard members and eligible Missouri employees called to active state duty by their state's governor or adjutant general. It applies to Missouri National Guard members or Missouri-based employees serving in another state's National Guard for more than 30 consecutive days. The bill guarantees these individuals the same reemployment rights and civil protections (like mortgage/rent relief) under federal SCRA law, and authorizes the attorney general to enforce these rights or pursue legal action against violating employers. This ensures state-activated service members face no employment or financial penalties upon returning to civilian life.
HB 1657 protects the primary homes of eligible seniors and veterans from being seized to pay debts. It applies to residents aged 62+ receiving Social Security or SSI benefits, or honorably discharged veterans receiving VA disability benefits, if they use those protected income sources for mortgage, tax, or maintenance payments on their home. The law blocks creditors from seizing the home through legal actions like liens or forced sales, even if protected funds are mixed with other money, as long as the homeowner provides proof of income usage. This exemption does not cover property taxes, voluntary mortgages, or child support debts, and creditors violating it face $2,500 penalties per violation plus legal fees. The bill is currently pending in the legislature with no votes taken yet.
This bill proposes replacing the current property tax on real estate (such as homes and land) with a sales tax applied to property transactions. It would directly affect homeowners and property buyers by changing how they pay taxes on real estate purchases. The key mechanism is shifting the tax burden from annual property assessments to a sales tax collected at the time of sale, though specific rates or implementation details are not provided in the abstract.
The bill SB 834, titled "Establishes the Uniform Mortgage Modification Act," aims to create standardized procedures for modifying residential mortgage loans. It would directly affect homeowners facing financial hardship and lenders handling mortgage modifications. The bill's key mechanism would establish consistent state-wide rules for mortgage modification programs, including eligibility criteria, required documentation, and timelines for processing requests. However, no specific provisions or details about the act's content are provided in the available abstract or summary. As the bill is currently in early committee stages (prefiled, with a hearing scheduled), concrete policy changes remain undefined in the public context provided.
