Housing

in committee · Michigan · Senate Mar 4, 2026

SB 795: Housing: landlord and tenants; reporting of rental payments to credit bureaus; provide for. Amends 1972 PA 348 (MCL 554.601 - 554.616) by adding sec. 1e.

SB 795 requires landlords in Michigan to offer tenants the option of having their on-time rent payments reported to credit bureaus. Landlords must provide this option when a lease is signed and annually thereafter, with clear disclosure of fees (capped at $10/month or actual cost), opt-in/out procedures, and a 6-month waiting period after opting out. The law applies to most rental agreements but excludes small landlords with 15 or fewer units (unless they own multiple properties) and assisted housing developments. Tenants who opt in can build credit history, while landlords must follow specific disclosure rules and cannot charge fees for non-payment of the optional reporting fee.

Topics ✓ HousingSupports HousingRequires landlords to report on-time rent payments to credit bureaus, enabling tenants to build credit and improve housing stability through tenant-friendly credit reporting mechanisms.95% confidence

Sub-Topics Landlords Renters Tenant Rights

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in committee · Michigan · House Mar 3, 2026

HB 5531: Land use: zoning and growth management; required studies and documents for site plan approval; limit. Amends sec. 501 of 2006 PA 110 (MCL 125.3501).

HB 5531 requires local governments in Michigan to make a decision on site plan approvals within 60 days. It limits when officials can request additional studies or documents after initial approval, allowing such requests only for material changes, safety concerns, or to ensure compliance with existing standards - preventing new requirements unrelated to the project. This affects developers seeking land use approvals and local officials reviewing applications. The bill clarifies that extra studies cannot be used to delay projects or revisit issues already approved.

Topics ✓ HousingSupports HousingAccelerates site plan approvals by limiting unnecessary delays, directly facilitating housing development and aligning with housing supply goals without restricting tenant protections or affordability measures.85% confidence

Sub-Topics Land Use Zoning

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in committee · Michigan · House Mar 3, 2026

HB 5529: Land use: land division; parcel and lot size requirements; limit. Amends secs. 109, 148 & 186 of 1967 PA 288 (MCL 560.109 et seq.).

HB 5529 modifies Michigan's Land Division Act to set clearer standards for subdividing land. It requires that new residential parcels (with public water/sewer) must be at least 1,500 square feet, limits parcel depth to four times its width (with exceptions for topography), and mandates tax verification for divisions. The bill also adds disclosure requirements for property sales, including whether the right to further divide the land is transferred. These changes directly affect property owners seeking to subdivide land, developers, and local municipalities reviewing subdivision applications.

Topics ✗ HousingOpposes HousingSets minimum parcel size (1,500 sq ft) and limits subdivisions, restricting housing development and affordability per Land Division Act amendments.95% confidence

Sub-Topics Land Use Property Development

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in committee · Michigan · House Mar 3, 2026

HB 5532: Land use: zoning and growth management; city or village zoning ordinance amendment; revise protest petition requirements. Amends sec. 403 of 2006 PA 110 (MCL 125.3403).

HB 5532 revises protest petition requirements for cities or villages amending zoning ordinances. For most changes, a protest petition must be signed by owners of at least 20% of the affected land area (or 20% within 300 feet of the boundary), but if the amendment increases dwelling units, it requires signatures from owners of at least 60% of the affected land area. The bill specifies detailed petition formatting, including land ownership verification by the clerk and warnings about false signatures, with penalties for fraud. This directly affects local governments proposing zoning changes and landowners who may protest such changes.

Topics ✓ HousingSupports HousingRequires 60% landowner signatures to protest zoning changes that increase dwelling units, facilitating housing development by raising barriers to opposition against density-increasing projects.85% confidence

Sub-Topics Land Use Zoning

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signed · Michigan · House Jul 29, 2026

HB 5571: Construction: code; sunset of MCL 125.1504j; provide for on adoption of certain rules by the department. Amends 1972 PA 230 (MCL 125.1501 - 125.1531) by adding sec. 4k. TIE BAR WITH: HB 5570'26

HB 5571 allows single interior exit stairways in multi-family apartment buildings with 4-6 levels (or 3-5 levels with an occupiable roof), directly affecting developers and builders of such structures. The bill requires buildings to have no more than 4 units per level, limit floor area to 4,000 sq ft per level, and ensure exit access travel is ≤125 feet from any point. Key safety provisions include mandatory smoke detectors in common areas (like hallways and laundry rooms), manual fire alarms, automatic smoke detection systems, and sprinklers meeting NFPA standards. It also mandates that the building’s fire department must be accredited by the Commission on Fire Accreditation International and hold a Class 1-2 public protection rating. The bill is contingent on HB 5570 passing into law.

Topics ✓ HousingSupports HousingAllows single stairways in multi-family buildings under safety conditions, reducing construction barriers and facilitating housing development.85% confidence

Sub-Topics Building Codes

passed · Michigan · Senate Jul 3, 2026

SB 792: Economic development: obsolete property and rehabilitation; obsolete property rehabilitation act; modify. Amends secs. 2, 6, 7, 14, 16 & 17 of 2000 PA 146 (MCL 125.2782 et seq.).

SB 792 amends Michigan's "Obsolete Property Rehabilitation Act" to clarify definitions and update eligibility for tax exemptions on rehabilitation projects. The bill specifies that "obsolete property" includes blighted, functionally obsolete, or brownfield sites (e.g., industrial buildings converted to residential use), and defines "rehabilitation" to require major improvements (exceeding 10% of property value), excluding minor repairs. It refines criteria for local governments to establish rehabilitation districts, limiting eligibility to areas with economic hardship indicators like low median income or proximity to large cities. This affects property owners and local governments in designated districts by ensuring only substantial rehabilitation projects qualify for tax relief under the updated rules.

Topics ✓ Budget & TaxesSupports Budget & TaxesAmends tax exemption criteria for property rehabilitation, promoting economic development through targeted fiscal incentives for blighted sites and brownfield redevelopment.90% confidence ✓ HousingSupports HousingAmends tax exemptions for rehabilitating obsolete properties (e.g., industrial-to-residential conversions), promoting housing development through clearer eligibility and major improvement requirements.90% confidence

Sub-Topics Tax Incentives Community Development Property Development Property Taxes Tags Economic Development

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passed both · Michigan · House Mar 24, 2026

HB 5497: Financial institutions: mortgage brokers and lenders; prohibition on certain mortgage lending practices; modify. Amends title & secs. 1 & 2 of 1977 PA 135 (MCL 445.1601 & 445.1602).

HB 5497 prohibits Michigan mortgage lenders from denying loan applications or altering terms (like interest rates or down payments) based on neighborhood racial/ethnic characteristics or building age - except for physical condition assessments. It sets minimum mortgage loan amounts ($10,000) and home improvement loan amounts ($5,000), with annual adjustments using the Consumer Price Index starting in 2028. Lenders must provide written reasons for denials and individually evaluate each application based on risk factors. The bill directly affects banks, credit unions, and mortgage lenders operating in Michigan, aiming to prevent discriminatory lending practices under the state’s mortgage law.

Topics ✓ HousingSupports HousingProhibits racial/ethnic discrimination in mortgage lending, directly preventing housing discrimination per topic indicators.95% confidence

Sub-Topics Mortgages

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in committee · Michigan · House Mar 3, 2026

HB 5530: Land use: zoning and growth management; minimum residential lot size requirements; limit. Amends sec. 201 of 2006 PA 110 (MCL 125.3201) & adds sec. 205f.

HB 5530 limits local zoning ordinances from requiring single-family home lots larger than 1,500 square feet in areas with public water and sewer service. It directly affects local governments that set zoning rules for residential neighborhoods, preventing them from imposing larger minimum lot sizes under these conditions. The bill adds a new provision (Sec. 205f) to Michigan's zoning law, ensuring that such ordinances cannot restrict lot size beyond 1,500 square feet when public utilities are available. This change applies specifically to detached single-family residences zoned for residential use. The policy aims to allow more compact housing development in utility-served areas.

Topics ✓ HousingSupports HousingLimits minimum lot size to 1,500 sq ft, enabling denser housing development and increasing affordable housing supply in utility-connected areas.95% confidence

Sub-Topics Land Use Property Development Zoning

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signed · Michigan · House Jul 29, 2026

HB 5570: Construction: code; single exit stairway in multiple-family dwellings; allow under certain conditions. Amends 1972 PA 230 (MCL 125.1501 - 125.1531) by adding sec. 4j.

HB 5570 would allow single exit stairways in small multi-family buildings (up to 4 floors above ground or 3 floors with an occupiable roof) under strict safety conditions. It applies to buildings with no more than 4 units per floor and 4,000 square feet per floor. Required safety features include fire alarms, smoke detectors in common areas (like hallways and laundry rooms), and sprinklers meeting NFPA standards. This change would affect housing developers building qualifying new or renovated apartment buildings.

Topics ✓ HousingSupports HousingEases building code requirements for small multi-family housing development, enabling more construction without compromising safety, directly supporting housing supply expansion.90% confidence

Sub-Topics Building Codes

in committee · Michigan · House May 14, 2026

HB 5583: Land use: zoning and growth management; setback requirement greater than 25 feet; prohibit. Amends 2006 PA 110 (MCL 125.3101 - 125.3702) by adding sec. 205c.

HB 5583 would limit local zoning rules in metro areas by prohibiting minimum setbacks for homes or outbuildings that exceed 15 feet from the front property line or 5 feet from rear/side lines. It allows up to 25 feet of setback only near specific environmental features: wetlands, lakes/streams, or the Great Lakes shoreline as defined by state law. The bill applies to all local governments located within or adjacent to a federally designated metropolitan statistical area. This change aims to simplify zoning for residential development in urban and suburban regions while maintaining environmental protections.

Topics ✗ EnvironmentOpposes EnvironmentBill reduces minimum setback requirements (to 15 ft front, 5 ft rear/side) except near environmental features, weakening buffer protections for most development.85% confidence ✓ HousingSupports HousingReduces zoning barriers for housing development in metro areas, enabling denser construction and increasing housing supply - key to affordability.90% confidence

Sub-Topics Coastal & Flood Protection Land Use Property Development Zoning

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