The Securing Agriculture's Workforce Act of 2026 modernizes the H-2A visa program by transferring administrative authority to the Department of Homeland Security and introducing a unified online platform to streamline applications for employers and workers. Key provisions include establishing new housing standards with mandatory inspections, creating a system for staggered worker entry and exit, and allowing workers to transfer between employers without losing their status. The bill also defines specific job classifications for wage calculations, expands the scope of covered agricultural activities, and provides legal protections for employers who document the employment of workers seeking visa status. Additionally, it requires agencies to develop a heat illness prevention plan and allows for contract termination due to natural disasters.
The HELP Act of 2026 directs the Department of Health and Human Services to create a program that strengthens and coordinates 211 services, which provide free information and referrals for health and human services like food assistance and housing. The bill authorizes $250 million annually from 2026 to 2032 to fund grants for state-level 211 networks, requiring recipients to match at least 25% of the funding with local resources. A designated nonprofit administering agency will distribute these funds, oversee coordination between 211, 911, and 988 systems, and run public awareness campaigns to ensure all individuals can access these services regardless of location or disability.
This bill modernizes housing assistance programs for Native American tribes and Native Hawaiians by streamlining environmental reviews, extending funding authorization through 2032, and expanding loan guarantee options. Key provisions include consolidating environmental review requirements to reduce paperwork for tribes, allowing 99-year leasehold interests on trust lands for housing, and creating new rental assistance specifically for homeless or at-risk Native American veterans. The legislation also clarifies rent rules, waives certain housing counseling certifications for tribal entities, exempts tribal housing projects from some federal civil rights and Buy America requirements, and establishes a direct loan guarantee process for tribal housing projects.
The SHARE Act introduces a new tax provision that excludes certain income from shared appreciation mortgages from gross income for qualifying borrowers. This bill directly affects low-to-moderate income homeowners who use these alternative financing products, which allow lenders to receive a share of the property's future value increase instead of requiring monthly interest payments. The key mechanism requires borrowers to meet income limits of 140 percent of the area median income and use the home as their primary residence, while the mortgage must be a second lien subordinate to a qualified first mortgage and cannot exceed 49 percent of the purchase price. The tax exclusion applies only to amounts received after December 31, 2025, and does not change the fundamental structure of these loans but rather provides specific tax treatment for their repayment and disposition.
The Military Financial Literacy Act of 2026 expands personalized financial and housing counseling services for members of the Armed Forces. It requires the Department of Defense to establish a one-on-one counseling program within one year that covers credit management, budgeting, anti-predatory lending, rental planning, VA home loans, and legal protections under the Servicemembers Civil Relief Act. The program must partner with HUD-approved, tax-exempt Veteran Service Organizations that have expertise in financial literacy and housing stability. The Secretary of Defense must submit a report to Congress within two years detailing the number of service members who received counseling, completion rates, and indicators of financial stress or housing instability among participants.
HR 1436, the ENABLE Act, makes permanent key tax provisions for ABLE accounts - tax-advantaged savings accounts for people with disabilities. It removes the 2026 expiration date for increased contribution limits to ABLE accounts and allows rollovers from 529 college savings plans into ABLE accounts without tax penalties. These changes directly affect individuals with disabilities who use ABLE accounts for qualified expenses like housing, education, and medical costs. The bill ensures these financial tools remain available long-term, streamlining access to savings without requiring new legislative action each year.
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People with Disabilities
HR 2077, the Helping Heroes Act, establishes the Veteran Family Resource Program within the Department of Veterans Affairs. The program requires the VA to appoint family coordinators at each Veterans Health Administration network within five years to help veterans and their families access VA benefits and community resources addressing social needs like housing, food, and mental health. Coordinators must assess family needs, build relationships, and connect veterans to services, including wellness programs for children. The VA must also conduct a survey of disabled veterans' families every five years to identify unmet needs and report program outcomes to Congress within two years of implementation. This bill directly affects veterans (especially those with disabilities) and their families by connecting them to support services through VA and community partnerships.
This bill creates a single online application system for all federal disaster assistance programs, replacing multiple separate applications. It requires FEMA to establish a unified platform by 360 days after enactment, allowing survivors to apply once for aid like housing, small business loans, or food benefits, track their application status, and receive updates. The system mandates data security standards and allows FEMA to waive certain paperwork rules during disasters while requiring transparency through public notices. This directly affects disaster survivors seeking aid and federal/state agencies administering disaster assistance programs.
HR 1638, the CROWN Act of 2025, prohibits discrimination based on hair texture or hairstyle that is commonly associated with race or national origin, particularly affecting Black individuals who wear natural or protective styles like braids, locs, cornrows, twists, or Afros. The bill explicitly expands protections under existing federal civil rights laws (including the Civil Rights Act of 1964 and the Fair Housing Act) to cover hair-based discrimination in federally funded programs, housing, public accommodations, employment, and equal rights. It requires schools, employers, and other entities receiving federal funds to eliminate grooming policies that disproportionately target these hairstyles. The law clarifies that such discrimination violates federal law and provides enforcement through existing civil rights mechanisms.
The Affordable Homeownership Access Act exempts small property owners who provide direct financing (owner financing) from certain mortgage licensing requirements if they make no more than 24 loans per year for properties they own. It also amends federal definitions to exclude these owner financers from "mortgage originator" rules, requiring loans to be fully amortizing, have reasonable interest rate caps, and include buyer ability-to-pay assessments. The bill mandates a study by HUD and Treasury on owner financing usage - particularly for homes under $150,000 or 60% of local median value - to evaluate its potential to boost homeownership and wealth creation in underserved communities.
