Rep. Michael Cloud

Maddy summaryHR 3336, the Depot Investment Reform Act of 2025, modifies how the Department of Defense calculates minimum capital investment requirements for military equipment depots. It changes Section 2476(a)(1) of Title 10 to require depots to consider the preceding fiscal year, current year, and estimated next year’s funding - instead of just the prior three years - when determining investment levels. This directly affects DOD depots responsible for maintaining military equipment, as it adjusts the timeframe used for budget planning. The bill makes a technical change to funding calculation rules without creating new programs or altering overall funding levels.

Maddy summaryThis bill phases out enhanced federal funding for Medicaid in states that expanded coverage under the Affordable Care Act. It gradually reduces the federal share of Medicaid costs for states that expanded coverage, decreasing the percentage each year from 2027 through 2034 before returning to standard funding levels after 2035. The change directly affects low-income residents in expansion states who rely on Medicaid, as states will pay more for their coverage over time. Non-expansion states (those that haven't expanded Medicaid) are exempt from these reductions, and expansion states can choose to limit coverage to individuals at or below 100% of the federal poverty line to maintain the higher federal funding rate.

Maddy summaryHR 976, the "1071 Repeal to Protect Small Business Lending Act," would repeal data collection and reporting requirements for small business loans under Section 704B of the Equal Credit Opportunity Act. This specifically removes the mandate for financial institutions - especially community banks and credit unions - to track and submit loan data by business characteristics like race or gender. The bill aims to reduce compliance costs for lenders, which its findings argue limit small business access to credit. The repeal would eliminate these reporting obligations and remove references to the requirement from related federal laws.

Maddy summaryHR 3186, the Universal Savings Account Act of 2025, creates a new tax-advantaged savings account type. It allows individuals to contribute up to $10,000 in 2025 (increasing annually with inflation, capped at $25,000), with contributions growing tax-free until withdrawal. The accounts must be held by banks or approved institutions, accept only cash contributions, and prohibit investments in life insurance. This directly affects individual savers seeking tax-free growth for future needs, excluding retirement-specific accounts like IRAs. The bill takes effect for taxable years starting after December 31, 2024.

Maddy summaryHR 3134, the Emergency Care Improvement Act, allows Medicare and Medicaid to reimburse freestanding emergency centers (FECs) for specific emergency services. The bill defines FECs as 24/7 facilities meeting state emergency care standards, with physician staffing, hospital referral agreements, and quality programs - currently operating in over 118 locations, primarily in Texas. It amends coverage rules to include FECs under Medicare Part B and Medicaid for "specified emergency services" (excluding certain evaluation codes), sets payment rates based on outpatient department standards, and extends EMTALA emergency care laws to cover these centers. This policy change directly affects FECs and Medicare/Medicaid beneficiaries by enabling reimbursement for emergency care previously excluded from coverage.

Maddy summaryThe Military Chaplains Act of 2025 clarifies and strengthens protections for chaplains serving in all branches of the U.S. military. It outlines specific duties for chaplains to meet the religious needs of service members while ensuring they can practice their faith without censorship or retaliation. The bill prohibits requiring chaplains to perform actions contrary to their religious beliefs and bans retaliation against chaplains who refuse such requests. It also defines key terms like "confidential communications" and "religious-endorsing organization" to ensure consistent application of these protections across all military services.

Maddy summaryHRES 365 is a non-binding resolution expressing the House's recognition that Robert Aitken’s Bible - the first English-language Bible printed in North America - should be formally acknowledged as a historical document of the U.S. Congress. It cites historical context, including Congress’s 1782 approval of the Bible for use in schools and Secretary Charles Thomson’s endorsement. The resolution directly affects Congress’s historical record by recommending the House formally recognize this artifact’s significance. It does not create new laws or policies but aims to document a historical connection between Congress and early American religious printing. This is a procedural resolution, not a legislative action.

Maddy summaryHRES 339 is a non-binding House resolution supporting the Second Amendment and criticizing the Biden administration's firearm-related policies. It does not create new laws or directly affect anyone; instead, it formally disapproves of specific Biden-era actions by the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF) and Bureau of Industry and Security (BIS) that the resolution claims restricted constitutional rights. Key provisions include condemning ATF rules limiting firearm access, BIS policies restricting firearm exports, and the Biden administration's "gun control agenda," while commending former President Trump for seeking to reverse these policies. The resolution reaffirms the constitutional right to bear arms but has no legal effect, as it is a symbolic statement of legislative opinion.

Maddy summaryHR 2819, the DRIVE Act, prohibits the Federal Motor Carrier Safety Administration from requiring speed limiting devices on trucks weighing over 26,000 pounds operating in interstate commerce. This directly affects commercial truck drivers and carriers that operate large vehicles across state lines. The bill blocks the agency from implementing any rule mandating speed limiters that would cap these trucks' maximum speed. It prevents a potential new federal requirement for trucking companies without altering existing safety standards.

Safeguard American Voter Eligibility Act or the SAVE Act This bill requires individuals to provide documentary proof of U.S. citizenship when registering to vote in federal elections. Specifically, the bill prohibits states from accepting and processing an application to register to vote in a federal election unless the applicant presents documentary proof of U.S. citizenship. The bill specifies what documents are considered acceptable proof of U.S. citizenship, such as identification that complies with the REAL ID Act of 2005 that indicates U.S. citizenship. Further, the bill (1) prohibits states from registering an individual to vote in a federal election unless, at the time the individual applies to register to vote, the individual provides documentary proof of U.S. citizenship; and (2) requires states to establish an alternative process under which an applicant may submit other evidence to demonstrate U.S. citizenship. Each state must take affirmative steps on an ongoing basis to ensure that only U.S. citizens are registered to vote, which shall include establishing a program to identify individuals who are not U.S. citizens using information supplied by certain sources. Additionally, states must remove noncitizens from their official lists of eligible voters. The bill allows for a private right of action against an election official who registers an applicant to vote in a federal election who fails to present documentary proof of U.S. citizenship. The bill establishes criminal penalties for certain offenses, including registering an applicant to vote in a federal election who fails to present documentary proof of U.S. citizenship.