This bill amends Iowa law to restrict cities and local governments from creating ordinances that provide broader anti-discrimination protections than the state's Civil Rights Act of 1965. It removes language allowing local governments to adopt stricter rules on unfair or discriminatory practices than the state law covers. The change requires all local ordinances to align strictly with the state's existing protections, which cover employment, housing, public accommodations, education, and credit based on protected characteristics. This directly affects cities and counties by limiting their ability to enact more expansive local anti-discrimination measures. The bill does not create new protections but ensures local laws do not exceed the scope of the state's civil rights framework.
SF 2326 modifies Iowa's first-time homebuyer savings account program to allow employers to contribute to accounts for employees. It makes employer contributions deductible for employees when used for eligible home purchases, while employers cannot claim tax deductions for their contributions. The bill also imposes a 10% penalty on non-qualified withdrawals from these accounts, with exceptions for death, job changes, or legal orders. These changes apply retroactively to tax years beginning January 1, 2026. The bill directly affects employees receiving employer-sponsored contributions and employers establishing these accounts.
HF 2551 limits how much landlords can raise rent for current tenants in Iowa residential rentals and mobile home parks. It sets a cap: rent increases cannot exceed either the Midwest region's consumer price index (CPI) increase or the county-assessed property value increase over the past year, whichever is higher. Landlords must provide written notice of any increase at least 90 days before it takes effect, and the new rent cannot start before the current lease ends. This directly affects existing tenants in both standard housing and manufactured home communities.
This Iowa bill (SF 2435) modifies property tax credits for elderly and disabled homeowners and streamlines rules for abandoned mobile homes in rural areas. It updates eligibility for annual property tax credits paid by June 15 and rent reimbursements paid by December 31, directly affecting qualifying low-income seniors and disabled residents. The bill creates a new definition for "valueless homes" (mobile homes with no market value on rural property) and allows rural property owners or mobile home park operators to remove these without court orders, requiring written notice to county treasurers within 10 days. It also adds procedures for issuing new titles to third parties and ensures tax sales can be postponed for disaster-related reasons.
SF 2279 creates a tax credit for Iowa taxpayers who donate to maternity group homes, allowing them to claim a 100% credit against several state taxes (including individual, corporate, and franchise taxes) for their donations. The credit directly affects donors and qualifying maternity group homes, which are defined as community-based residences providing housing, care, and support for pregnant or postpartum women with children. Key limits include a $3.5 million annual statewide cap on total credits and a $500,000 cap per organization, with applications approved on a first-come, first-served basis within six months of donation. The credit cannot be carried forward, transferred, or used to reduce taxable income, and excess credits are forfeited.
SF 2124 expands Iowa's disabled veteran homestead tax credit to include more veterans with lower disability ratings, phased in over time. It allows eligible veterans (with permanent service-connected disability ratings of 70%+ starting July 2027, 40%+ starting July 2028, and 10%+ starting July 2029) to claim a credit equal to the greater of the standard homestead credit or a percentage of their property tax matching their disability rating. The credit applies to property taxes due for fiscal years beginning July 1, 2027, and retroactively covers claims filed since January 1, 2026. This bill directly affects disabled veterans and National Guard members meeting specific service and disability criteria who previously did not qualify under the existing 100% disability threshold.
SF 2106, the "Iowa Residential Rent Fairness and Anticollusion Act," prohibits landlords managing five or more properties from coordinating rent prices with other landlords or using algorithmic rent-setting systems that rely on nonpublic competitor data. It specifically bans software, AI, or automated tools that set rent based on secret data from other landlords without human review, treating this as price fixing. Violators face civil penalties of up to $5,000 per rental unit per month, injunctions, and restitution for tenants overcharged. The bill also requires landlords and algorithm providers to maintain records for five years and allows tenants to sue for damages if harmed by violations.
This bill requires Iowa's Utilities Commission to adopt rules prohibiting gas and electricity disconnections from homes during severe cold or severe hot weather, as defined by those rules. It directly affects residential utility customers by preventing service cutoffs during extreme temperature events. The key provision mandates the Commission to establish specific definitions for "severe cold weather" and "severe hot weather" in its rules, building on existing protections for severe cold. The bill does not create new penalties or funding but modifies the Commission's rulemaking authority to cover both temperature extremes.
This bill allows tenants who are victims of domestic abuse, sexual abuse, stalking, elder abuse, or certain other qualifying crimes to terminate rental agreements early without penalty. To do so, tenants must provide written notice to their landlord with specific documentation, such as a protective order, police report, or certified medical documentation from a healthcare provider. Landlords cannot charge fees, report negative credit information, or refuse to rent based on this termination right. Tenants remain responsible for rent through the termination date but are not liable for future rent if the unit is re-rented, and cannot be charged for forfeiting deposits.
HF 2207 restricts private equity companies from purchasing single-family homes in Iowa during the first 75 days a home is listed for sale. The 75-day period begins when the home is first listed through a real estate broker, multiple listing service, or public online platform. After this period, companies must submit a sworn affidavit to the county recorder confirming the purchase occurred after the 75 days or is exempt under other law, and the county recorder cannot record the deed without it. The law also prohibits companies from evading these rules by using subsidiaries, affiliates, or agents.
