This bill proposes adding a constitutional amendment to allow Perry County residents aged 65 or older to claim a senior property tax exemption on their primary homes. The exemption would freeze the assessed value of the property for tax purposes, protecting owners from future property value increases while they continue to live there. To qualify, homeowners must have lived in the property as their main residence for at least five years before the tax year they first claim the exemption, and they must apply in writing between October 1 and December 31. The exemption applies only to single-family owner-occupied homes and does not prevent the property from being subject to regular millage rate changes or taxes on any new additions made after claiming the exemption.
This bill proposes a constitutional amendment to allow Madison County residents aged 65 or older to claim a senior property tax exemption on their primary homes. The exemption would freeze the assessed value of the property at the rate before the exemption is claimed, protecting owners from future property value increases while still applying any new millage rates to the frozen value. To qualify, homeowners must have lived in the property as their main residence for at least five years before applying, and they must submit a written request to the county revenue commissioner between October 1 and December 31. The exemption can be claimed starting October 1, 2027, and would continue as long as the property remains the owner's primary residence. This change would require voter approval through a special election to amend the state constitution.
This bill proposes a constitutional amendment to allow Monroe County residents aged 65 and older to claim a senior property tax exemption on their primary single-family home. The exemption would freeze the property's assessed value at the level from the year before the exemption begins, protecting owners from future property value increases while still allowing taxes to rise if the home is expanded or improved. To qualify, homeowners must have lived in the property as their main residence for at least five years before applying, and the exemption can be claimed starting October 1, 2027. The measure requires voter approval through an election before it becomes law, and it would not affect existing homestead exemptions or changes to local tax rates.
This bill proposes a constitutional amendment to allow seniors in Wilcox County, Alabama, to receive a property tax exemption on their primary residences. The measure would freeze the assessed value of qualifying homes for tax purposes, protecting owners from future increases in property values. To qualify, homeowners must be at least 65 years old and have lived in the property as their main home for at least five years before claiming the exemption. The exemption can be claimed starting in 2027 and applies only to the original property value, meaning any additions or improvements made after claiming the exemption would still be taxed. This change would require voter approval in a special election before it becomes law.
HB 313 is a proposed constitutional amendment for Blount County, Alabama, that would allow residents aged 65 or older to claim a property tax exemption on their primary residence. To qualify, homeowners must have owned and lived in a single-family home as their main residence for at least five years prior to claiming the exemption, which would freeze the property's assessed value as of October 1, 2026. The exemption requires written application to the county revenue commissioner between October 1 and December 31, 2027, and does not affect homestead exemptions or millage rate changes. This amendment must be approved by voters in a future election to become part of Alabama's constitution.
This bill requires Alabama tax officials to issue a "tentative certificate" to disabled veterans with a 100% VA disability rating who provide proof of their rating, a home purchase agreement, and an affidavit confirming the property will be their primary residence. It prohibits lenders and settlement agents from including homestead property taxes in these veterans' debt-to-income ratio calculations when processing mortgage applications. The certificate allows eligible veterans - who already qualify for homestead tax exemptions under existing law (Sections 40-9-19/21) - to avoid having their property tax burden counted toward loan eligibility. This change directly affects disabled veterans with 100% VA disability ratings seeking home loans in Alabama.
HB 308 proposes a constitutional amendment to allow Mobile County residents aged 65 or older to claim a property tax exemption on their primary residence. To qualify, homeowners must own a single-family, owner-occupied home used as their principal residence for at least five years before claiming the exemption. The exemption freezes the property’s assessed value from the year prior to claiming (effective October 1, 2027), while requiring annual renewal through the Mobile County Revenue Commissioner by December 31 each year. This change would directly affect Mobile County seniors meeting the age and residency criteria, but requires voter approval to become part of Alabama’s constitution.
HB 77 helps disabled veterans with a 100% VA disability rating by streamlining their access to property tax exemptions when applying for home mortgages. The bill requires tax officials to issue a "tentative certificate" of disability exemption upon receiving basic documentation (like VA disability proof and purchase agreements) within 20 days. It also prohibits lenders from including homestead property taxes in a veteran’s debt-to-income ratio calculation when processing their mortgage application. This directly affects veterans seeking home loans who qualify for Alabama’s homestead tax exemption. The law takes effect October 1, 2026.
HB 96 increases Alabama's homestead exemption to $56,400 for residents aged 62 or older and individuals with disabilities, up from the current $15,000. It changes bankruptcy rules so the exemption amount used is based on the date a bankruptcy petition is filed - not the date the debt was incurred. This bill directly affects seniors and disabled Alabama residents by providing greater protection for their primary homes against creditors and bankruptcy-related debt collection. The law also updates related legal language to reflect these changes while maintaining the existing 160-acre property size limit for homestead protection.
