Rep. Cindy Ryu

Maddy summaryHB 2268 requires mortgage servicers to pay borrowers at least 2% simple annual interest on funds held in escrow accounts for residential mortgages (covering one- to four-unit homes) starting January 1, 2027. It prohibits servicers from charging fees that would reduce the effective interest rate below 2%. The law applies only to new mortgages executed on or after the effective date, directly affecting borrowers who maintain escrow accounts and the servicers managing those accounts. This policy change mandates a minimum return on escrow funds, shifting a financial benefit from servicers to borrowers.

Maddy summaryHB 2147 increases state funding for school materials, supplies, and operating costs in Washington State to address inflation-driven budget shortfalls affecting school districts. It establishes a new funding formula based on prototypical schools (600 high school students, 432 middle school students, 400 elementary students) with specific class size standards (e.g., K-3 at 17 students per teacher) and minimum staffing allocations. The bill requires transparency by mandating the Superintendent of Public Instruction to publish per-pupil funding reports online, which school districts must link to their websites. It also includes targeted provisions for career-technical education, lab science class size reduction, and high-poverty schools with over 50% free/reduced lunch eligibility. The legislation amends existing law (RCW 28A.150.260) to adjust funding allocations based on actual student enrollment and school type.

Maddy summaryHB 2164 simplifies access to DNA testing for people convicted of felonies in Washington state who seek to prove innocence. It requires courts to approve such requests unless the state proves with "clear and convincing evidence" the DNA could not demonstrate innocence. The bill removes prior barriers that forced convicted people to prove DNA testing met scientific standards at trial or was unavailable at the time. This affects courts, prosecutors, and crime labs by streamlining postconviction DNA testing while preserving evidence as required by law.

Maddy summaryHB 2177 amends Washington State's definition of "fetal death" in vital records laws. The bill specifies that a fetal death must show no signs of life after expulsion/extraction and either meet 20+ weeks of gestation (calculated from last menstrual period) or weigh 350 grams, while excluding induced pregnancy terminations. This change affects how medical providers and health departments record and report fetal deaths for official statistics. The amendment ensures consistency in tracking fetal deaths for public health data without altering abortion access or medical procedures.

Maddy summaryHB 2193 creates a dedicated fund to prosecute mortgage lending fraud by adding a $5 surcharge on most deed of trust recordings in Washington. County auditors collect this fee (keeping 5% for administration) and send the rest to the state treasurer, depositing it into the new "mortgage lending fraud prosecution account." The Department of Financial Institutions manages these funds, using them exclusively for criminal prosecutions of mortgage fraud, in consultation with the Attorney General and local prosecutors. The bill applies to standard deed of trust recordings but excludes assignments or substitutions of previously recorded deeds.

Maddy summaryHB 2216 strengthens protections for emergency responders by amending Washington’s obstruction law (RCW 9A.76.020) to define "emergency responder" broadly to include firefighters, paramedics, and other emergency personnel responding to active incidents. It makes willfully interfering with these responders a gross misdemeanor, covering situations where responders are in uniform, announce their role, or are reasonably identifiable as such. The bill also includes new provisions requiring cities and counties to revise policies to prevent using local resources for immigration enforcement, ensuring services remain available regardless of immigration status. These changes directly affect emergency personnel, public safety responders, and local government agencies operating in Washington.

Maddy summaryHB 2213 requires Washington scrap metal businesses to document every metal sale with detailed records, including seller ID, vehicle details, photos of the metal, and a signed declaration confirming the metal isn’t stolen. Businesses must digitally report transactions over $50 to a state database and limit cash payments to $30 per transaction, with the remainder paid via non-transferable check or electronic method. The law aims to deter metal theft by making it harder to anonymously sell stolen metal, directly affecting all scrap metal businesses operating in the state. Key provisions include mandatory photo documentation of metal and 10-day retention of high-value items.

Maddy summaryHB 2169 strengthens financial independence for Washington youth aged 18-21 in the care of the Department of Children, Youth, and Families (DCYF). It prohibits DCYF from using personal benefits (like Social Security) paid to these youth to reimburse care costs starting January 1, 2027. The bill requires DCYF to help eligible youth apply for Social Security benefits, assist in setting up managed financial accounts (such as ABLE accounts), and provide support for managing funds. If needed, DCYF must help identify an authorized representative to manage benefits, though it clarifies the department owes no fiduciary duty to youth or third parties managing these accounts.

Maddy summaryHB 1017 designates November 22nd as "Kimchi Day" in Washington State, recognizing the cultural significance of kimchi and aligning with similar observances in South Korea and other U.S. states. The bill amends state law to add "The twenty-second day of November, recognized as kimchi day" to a list of non-holiday cultural observances. It does not create a legal holiday or affect work schedules, as these recognized days are explicitly stated to not qualify as paid or unpaid legal holidays under state law. The measure aims to celebrate kimchi’s heritage, citing its UNESCO-recognized preparation process ("kimjang") and health benefits, but has no direct policy impact on residents or businesses.

Maddy summaryHB 1434 amends Washington State law to officially recognize Eid al-Fitr and Eid al-Adha as state legal holidays, adding them to the existing list of recognized days. These Islamic holidays, which shift annually based on the lunar calendar, will now be included in the state's holiday schedule alongside established dates like New Year's Day and Thanksgiving. The bill affects state employees, who will be entitled to paid time off for these holidays under existing provisions for state legal holidays, as outlined in RCW 1.16.050. This change makes Washington the first U.S. state to formally recognize both Eid holidays as official state observances.