Housing

SB 6026 requires Washington cities and counties with populations over 30,000 to allow residential development in commercial and mixed-use zones, directly affecting these municipalities and developers. The bill prohibits local governments from banning residential uses in these zones but permits limited mixed-use requirements (e.g., 20% of non-station areas must include ground-floor commercial space) and allows height increases of at least 10 feet in designated areas. Exceptions include historic properties, business improvement areas, and specific locations like refinery zones or historic main streets. The law preempts conflicting local rules and takes effect one year after enactment, unless local ordinances are updated first. It does not override building permit requirements unrelated to zoning.

HB 1345 restricts detached accessory dwelling units (ADUs) - separate small homes on the same lot as a main house - outside urban growth areas in Washington counties. It requires counties to limit each parcel to one ADU, set size limits (max 1,296 sq ft), mandate water metering and sewage capacity documentation, and require ADUs to be within 150 feet of the main home. Counties must enforce penalties for unpermitted ADUs (including $1,000 fines, removal orders, and 3-year permit bans) and track ADU permits for land-use planning updates. The bill applies only to counties allowing such ADUs outside urban areas, not affecting existing urban or rural ADU rules.

HB 2442 allows Washington counties and cities to impose specific real estate excise taxes to fund local capital projects and affordable housing. It authorizes a 0.25% tax on real property sales for general capital projects (like streets, parks, and sewer systems), with strict usage rules requiring projects to align with comprehensive plans. Additionally, it creates a separate 0.5% tax exclusively for affordable housing development, including acquisition, construction, and maintenance for low- and moderate-income residents. Local governments must document funding plans for future projects and follow voter approval processes for new taxes, while funds must be managed through competitive grant processes for housing initiatives. The bill directly affects local governments by expanding their tax tools for infrastructure and housing priorities.

This bill imposes an $80 fee on most residential mortgage loans in Washington at closing, paid by settlement agents and added to the loan if financed. It exempts reverse mortgages for borrowers aged 60 or older, chattel loans for dwellings, and certain homeownership programs (like those under chapter 43.185A RCW). Borrowers must receive a notice about the fee and the statewide foreclosure hotline number. The state must also study using a portion of the fee to create a homeowner assistance fund by July 2027, with the bill expiring August 1, 2028.

HB 1217 aims to improve housing stability for tenants in Washington state, applying to those under the residential landlord-tenant act and the manufactured/mobile home landlord-tenant act. It limits combined rent and fee increases to no more than seven percent within any 12-month period after the initial year of a tenancy, though some exemptions may apply. The bill also requires landlords to provide notice for increases, places limits on various fees and deposits, and allows tenants to terminate their lease if an increase is unlawful. Additionally, it establishes a landlord resource center and authorizes the Attorney General to enforce its provisions, providing specific remedies for tenants in cases of violation.