Sen. Mitch McConnell

Maddy summaryThe Fair Access to Banking Act (S 401) prohibits large financial institutions ($10 billion+ in assets) and payment networks from denying services to lawful businesses based on political or reputational factors, such as the type of legal business they operate. It requires banks to justify denials using objective, risk-based standards instead of category-based decisions, and mandates written explanations for denials. The law enables lawsuits against violators with treble damages and civil penalties up to 10% of service value (capped at $10,000 per violation). It directly affects major banks, payment processors, and credit unions that serve large-scale customers, ensuring fair access for businesses operating within federal law.

Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act This bill allows, beginning in 2028, for Medicare coverage and payment for multi-cancer early detection screening tests that are approved by the Food and Drug Administration and that are used to screen for cancer across many cancer types, if the Centers for Medicare & Medicaid Services determines such coverage is appropriate. Coverage is limited to those under a certain age (age 68 in 2028, increased by one year every year thereafter) and to one test every 11 months.

Laken Riley Act This act requires the Department of Homeland Security (DHS) to detain certain non-U.S. nationals ( aliens under federal law) who have been arrested for burglary, theft, larceny, shoplifting, assault of a law enforcement officer, or any crime that results in death or serious bodily injury to another person. The act also authorizes states to sue the federal government for decisions or alleged failures related to immigration enforcement. Under this act, DHS must detain an individual who (1) is unlawfully present in the United States or did not possess the necessary documents when applying for admission; and (2) has been charged with, arrested for, convicted of, or admits to having committed acts that constitute the essential elements of the above crimes. The act also authorizes state governments to sue for injunctive relief over certain immigration-related decisions or alleged failures by the federal government if the decision or failure caused the state or its residents harm, including financial harm of more than $100. Specifically, the state government may sue the federal government over a decision to release a non-U.S. national from custody; failure to fulfill requirements relating to inspecting individuals seeking admission into the United States, including requirements related to asylum interviews; failure to fulfill a requirement to stop issuing visas to nationals of a country that unreasonably denies or delays acceptance of nationals of that country; violation of limitations on immigration parole, such as the requirement that parole be granted only on a case-by-case basis; or failure to detain an individual who has been ordered removed from the United States.

Maddy summarySRES 41 is a procedural resolution authorizing the Senate's Sergeant at Arms to organize quarterly blood donation drives for Senate staff and employees during the 119th Congress. It requires the Sergeant at Arms to consult with the Senate Rules Committee to select dates, locations, and partnering blood donation organizations for each drive, while allowing Senators to request specific organizations. This resolution does not create new law or affect the public - it solely streamlines internal Senate operations for employee health initiatives.

Maddy summaryThis bill prohibits federal funds from being used for abortions or health plans covering abortion. It amends the Affordable Care Act to block premium tax credits and cost-sharing reductions for health plans that include abortion coverage (except for rape/incest cases or life-threatening conditions), and requires clear disclosure of abortion coverage and related surcharges in plan materials. The law explicitly exempts abortions performed due to rape, incest, or to preserve a mother's life, and allows separate abortion coverage using non-federal funds. It applies to all federal health programs and ACA marketplace plans, effective for plan years beginning after 2025.

Maddy summaryS 6, the Born-Alive Abortion Survivors Protection Act, requires healthcare providers at facilities performing abortions to provide the same medical care to infants born alive during or after an abortion as they would to any newborn, including immediate hospital admission. The bill mandates that any provider or facility employee who witnesses a failure to provide this care must report it to law enforcement, with violations punishable by fines up to $5,000 or up to 5 years in prison. It also allows women who undergo abortions to pursue civil lawsuits for damages if providers fail to comply, including three times the abortion cost plus punitive damages. The bill defines "abortion" as procedures intended to kill the unborn child or terminate pregnancy without preserving the child's life after viability.

Maddy summaryThis bill amends the federal Controlled Substances Act to automatically classify all fentanyl-related substances as Schedule I drugs. It defines "fentanyl-related substances" to include any compound structurally similar to fentanyl through specific chemical modifications (like changes to rings or groups), covering isomers, salts, and derivatives. This means any new fentanyl analogues created by manufacturers would be immediately illegal without needing separate scheduling. The law directly affects drug manufacturers, distributors, and anyone possessing these substances, aiming to prevent new fentanyl variants from entering the market and causing overdoses.

Maddy summarySRES 19 is a Senate resolution honoring former President Jimmy Carter's life and legacy, commending his decades of public service, humanitarian work, and diplomatic achievements including the Camp David Accords and founding The Carter Center. The resolution specifically recognizes his Nobel Peace Prize, efforts to combat diseases like Guinea worm, and 30+ years of Habitat for Humanity homebuilding. It formally mourns his passing and extends condolences to his family, while highlighting his role in establishing U.S.-China diplomatic relations and creating the Departments of Education and Energy. As a symbolic resolution with no policy impact, it directly affects no individuals or entities but serves as a formal Senate tribute to Carter's historical contributions.

Maddy summaryThis bill would allow individuals with a valid concealed carry permit from their home state to carry concealed handguns in other states that either permit concealed carry for residents or don’t ban it entirely. It applies to permit holders who are federally eligible to possess firearms, require government-issued ID, and must follow the host state’s specific restrictions (like where carry is prohibited). The bill does not override state laws on issuing permits but ensures reciprocity for those who legally carry in their home state, excluding machineguns and destructive devices.

Maddy summaryS 34, the Justice for 9/11 Act, directly affects Khalid Shaikh Mohammad, Walid Muhammad Salih Mubarak Bin ‘Attash, and Mustafa Ahmed Adam al Hawsawi - three individuals detained at Guantanamo Bay for their alleged roles in the 9/11 attacks. The bill mandates that their plea agreements and judgments cannot block military trials under Chapter 47A of Title 10 for the 9/11 attacks, makes the death penalty available in such trials, and requires them to remain in solitary confinement at Guantanamo Bay under strict conditions. Specifically, it prohibits contact with foreign nationals, restricts psychological treatment to only what medical authorities at Guantanamo authorize, and bans their transfer to the continental U.S. or any other country. The law overrides prior legal barriers to ensure these individuals face trial under military law with these specific confinement and sentencing provisions.