Housing (Affordable Housing)

in committee · United States · House Apr 10, 2025

HR 2854: Neighborhood Homes Investment Act

The Neighborhood Homes Investment Act creates a new tax credit for developers who build or rehabilitate affordable homes in distressed communities. The credit is calculated as the lesser of (1) the difference between development costs and sale price, (2) 40% of development costs, or (3) 32% of the national median home price. It applies only to homes sold to qualified homeowners with income up to 140% of area median income in designated "qualified census tracts" (areas with high poverty rates, low median home values, and low median family income). Developers must meet quality standards and repay the credit if the home is sold within 5 years of the affordable sale. This credit aims to address the "value gap" that prevents housing development in distressed communities by incentivizing affordable home construction and rehabilitation.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates tax credit for affordable housing developers targeting low-income buyers (≤140% AMI), providing tax relief for lower-income housing initiatives under fiscal policy.95% confidence ✓ HousingSupports HousingCreates tax credit for affordable housing development in distressed areas targeting low-income buyers (≤140% AMI), directly advancing affordable housing access.95% confidence

Sub-Topics Tax Credits Tax Incentives Affordable Housing Community Development Homeownership

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in committee · United States · House Jun 23, 2025

HR 4069: Downpayment Toward Equity Act of 2025

The Downpayment Toward Equity Act of 2025 creates a federal program to provide financial assistance to first-generation homebuyers for down payments, closing costs, and other home purchase expenses. It authorizes $100 billion in funding to be distributed through states and eligible entities, with grants that can cover up to $20,000 or 10% of a home's purchase price (whichever is greater). To qualify, homebuyers must meet income limits (up to 120-140% of median area income), be first-time homebuyers with no prior home ownership by their parents, and complete homebuyer counseling. The program requires recipients to occupy homes as primary residences for at least five years, with repayment required if they sell sooner, and states must report on program demographics to ensure equitable outcomes.

Topics ✓ HousingSupports HousingProvides $100B for first-time homebuyers' down payments/closing costs, directly advancing affordable housing access for low-to-moderate income households.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · United States · House Jun 12, 2025

HR 3952: Choice Neighborhoods Initiative Act of 2025

The Choice Neighborhoods Initiative Act of 2025 authorizes $1 billion in federal grants to transform neighborhoods with extreme poverty and severely distressed housing. It provides funding for eligible entities like local governments, public housing agencies, and nonprofits to implement transformation plans that include rehabilitating or replacing distressed housing, ensuring one-for-one replacement of public and assisted housing units, and providing supportive services for residents. The legislation requires grantees to develop long-term affordability plans, maintain resident involvement throughout the process, and provide relocation assistance to displaced residents while complying with fair housing and accessibility requirements. The bill also mandates regular reporting on program implementation and outcomes to ensure accountability for how funds are used to revitalize neighborhoods.

Topics ✓ HousingSupports HousingAuthorizes $1B in grants for rehabilitating distressed housing, ensures one-for-one replacement of public/assisted units, and funds neighborhood transformation programs targeting affordable housing needs.95% confidence

Sub-Topics Affordable Housing Community Development Zoning

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in committee · United States · House Jan 16, 2026

HR 7139: Housing Choice Voucher Fairness Act of 2025

The Housing Choice Voucher Fairness Act of 2025 (HR 7139) requires housing agencies to continue providing tenant-based rental assistance to voucher recipients who move outside their jurisdiction after January 1, 2026, unless the new rent exceeds 10% higher than the previous rent. This directly affects families using housing choice vouchers and the public housing agencies administering the program. The key provision establishes a 10% cost threshold for rent differences, preventing agencies from terminating assistance solely due to relocation outside their area. The bill applies only to moves occurring on or after the 2026 effective date, with no changes to existing rules for prior relocations.

Topics ✓ HousingSupports HousingBill ensures tenant-based rental assistance continuity for voucher holders moving outside jurisdiction (10% rent cap), protecting tenant rights and strengthening affordable housing access.90% confidence

Sub-Topics Affordable Housing Housing Finance Tenant Rights

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in committee · United States · House Feb 2, 2026

HR 6671: REPAIR Infrastructure Act

HR 6671, the REPAIR Infrastructure Act, reauthorizes $3 billion annually (2027-2031) for infrastructure projects that reconnect communities divided by highways or other "divisive roadway infrastructure" (like high-speed roads or viaducts). It directly affects local governments, tribes, and community groups seeking funding to rebuild access to jobs, healthcare, schools, and parks - especially in neighborhoods historically cut off by transportation projects. Key provisions prohibit using funds for new highway lanes, require projects to address historic inequities, and prioritize affordable housing, disability access, and community input. Projects must demonstrate how they prevent displacement, support low-income residents, and integrate with local land use (e.g., preserving affordable housing or limiting parking requirements).

Topics ✓ EducationSupports EducationBill funds infrastructure projects to reconnect communities with schools, enhancing educational access in neighborhoods historically cut off by transportation projects.75% confidence ✓ HousingSupports HousingReconnects communities divided by highways, improving access to jobs/healthcare/schools in historically isolated neighborhoods, advancing housing accessibility and community cohesion.92% confidence ✓ TransportationSupports TransportationFunds $3B annually to rebuild access in communities divided by highways, directly enhancing transportation infrastructure connectivity and addressing historical transportation barriers.95% confidence

Sub-Topics Affordable Housing Community Development Land Use Bridges Roads & Highways Transportation Funding

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in committee · United States · House Jun 5, 2025

HR 3745: American Neighborhoods Protection Act of 2025

This bill imposes an annual $10,000 tax on large residential property owners who own more than 75 single-family homes (defined as properties with up to 4 units), excluding nonprofits, construction companies, and owners of federally subsidized housing. Revenue from this tax funds a new Housing Trust Fund, which provides down payment assistance grants to homebuyers. Priority for these grants goes to families purchasing homes sold by owners subject to the tax. The tax applies to taxable years beginning after December 2025.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill imposes targeted tax on large property owners to fund Housing Trust Fund providing down payment assistance, directly advancing fiscal management through new revenue allocation for public housing programs.90% confidence ✓ HousingSupports HousingBill creates Housing Trust Fund with down payment grants prioritizing buyers from taxed properties, directly funding affordable housing access and advancing homeownership opportunities.90% confidence

Sub-Topics Procurement Affordable Housing Homeownership Housing Finance

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in committee · United States · House Jul 17, 2025

HR 4498: Ensuring Continued Access to Funding for Colonias Act

HR 4498 increases the annual funding cap for the Colonia Set-Aside Program from $1 million to $2 million. This change directly affects colonias - unincorporated, low-income communities along the U.S.-Mexico border that often lack basic infrastructure like water and sewage systems. The bill amends Section 916(e)(4) of the Cranston-Gonzalez National Affordable Housing Act to raise the funding limit. This adjustment provides more resources to support housing improvements in these underserved border areas.

Topics ✓ HousingSupports HousingIncreases annual funding for colonias housing infrastructure ($1M→$2M), directly advancing affordable housing access in underserved border communities with basic infrastructure deficits.95% confidence

Sub-Topics Affordable Housing

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in committee · United States · House Sep 3, 2025

HR 5085: To exempt Federal actions related to the construction of infill housing from the requirements of the National Environmental Policy Act of 1969, and for other purposes.

HR 5085 exempts federal agencies from conducting environmental reviews under the National Environmental Policy Act (NEPA) for infill housing projects that meet specific criteria. These projects must be located on previously developed urban sites (under 20 acres, with 75% urban adjacency), pass required environmental assessments, and avoid high-risk wildfire/flood zones per FEMA data. The bill also shortens FEMA’s natural hazard risk assessment update cycle from every 5 to every 3 years. This directly affects federal agencies approving housing developments and developers seeking streamlined project approvals.

Topics ✗ EnvironmentOpposes EnvironmentExempts infill housing from NEPA environmental reviews, weakening federal environmental assessment requirements for construction projects.90% confidence ✓ HousingSupports HousingExempts infill housing from NEPA reviews, streamlining approvals for urban development projects that meet criteria, advancing housing construction.92% confidence

Sub-Topics Coastal & Flood Protection Forestry Natural Disasters Affordable Housing Building Codes Zoning Tags Emergency Management

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in committee · United States · Senate Mar 24, 2025

S 1091: Rural Housing Accessibility Act

This bill requires rural public housing agencies (PHAs) to handle housing vouchers when families move from one area to another. Specifically, if a family holds a voucher from an original PHA and seeks housing in a new rural area, the new PHA must either cover the cost using its own funds or bill the original PHA for up to 12 months. It directly affects rural PHAs and families using housing vouchers who relocate within rural communities. The key change limits billing from the original PHA to a maximum of 12 months, reducing financial barriers for rural housing mobility.

Topics ✓ HousingSupports HousingBill ensures rural voucher holders can relocate without losing housing assistance by requiring PHAs to cover costs or bill original agency for 12 months, strengthening tenant mobility rights.95% confidence

Sub-Topics Affordable Housing Tags Rural Communities

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in committee · United States · House Feb 9, 2026

HR 7422: NEST Act

The NEST Act creates a new tax-advantaged savings account specifically for first-time homebuyers, allowing them to deduct contributions from their taxable income. Contributions would be limited to 20% of a state's median home price, with tax-free distributions available for qualified home ownership expenses like down payments and closing costs. Employer contributions to these accounts would be excluded from both income tax and employment taxes. The bill includes safeguards such as a 20% additional tax on funds withdrawn for non-homebuying purposes and rules preventing misuse of the accounts. It would take effect for taxable years beginning after December 31, 2025.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates tax deductions and exclusions for first-time homebuyers, providing tax relief and promoting home ownership through fiscal incentives.92% confidence ✓ HousingSupports HousingCreates tax-advantaged savings for first-time homebuyers, lowering barriers to homeownership and increasing affordability through deductible contributions and employer tax exclusions.95% confidence

Sub-Topics Income Tax Affordable Housing Homeownership Housing Finance

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