Housing in United States

in committee · United States · House Jun 4, 2026

HR 9159: Protect Our Homes Act

The Protect Our Homes Act creates a new loan program to help homeowners associations and similar residential communities repair common areas damaged by natural disasters or implement measures to prevent future damage. This initiative allows these organizations to borrow money from banks to cover costs for fixing water, wind, or fire damage to shared spaces like roofs and hallways, as well as to upgrade properties in areas recently affected by disasters. Loans are capped at $500,000 for most borrowers and up to $2 million for major employers in disaster zones, with interest rates tied to federal debt averages and terms lasting up to thirty years. The program also waives collateral requirements for smaller loans of $14,000 or less and permits borrowers to defer payments if they face financial hardship.

Topics ✓ Housing

in committee · United States · House Jul 9, 2026

HR 9625: Freedom to Build Act

The Freedom to Build Act creates a voluntary designation for local governments that adopt specific reforms to reduce barriers to housing construction. To qualify, a locality must either implement at least three reforms in each of three categories - such as allowing modern building methods, setting strict permit timelines, and eliminating rent control - or demonstrate sustained growth in its housing supply relative to local affordability. The Department of Housing and Urban Development will maintain a public list of these designated areas and review the required reforms every five years. Localities that lose their designation due to reversing reforms or failing supply targets receive a 180-day grace period to correct the issue before revocation. Additionally, the bill directs the Department to prioritize these designated communities when awarding competitive federal grants for housing and community development projects.

Topics ✓ Housing

Sub-Topics Community Development Property Development Renters

in committee · United States · House Jul 14, 2026

HR 9677: Grad Student Affordable Housing Act of 2026

The Grad Student Affordable Housing Act of 2026 directs the Department of Housing and Urban Development to create a program offering rental assistance vouchers to graduate students. To qualify, students must be enrolled in graduate programs and meet specific income limits, which are set at $40,000 for dependents or independent individuals and $80,000 for families, with provisions for cost-of-living adjustments. Selected students receive vouchers that cover 80 percent of the fair market rental cost for their chosen housing. The bill requires students to apply through the Secretary of Housing and Urban Development within one year of the law's enactment.

Topics ✓ Budget & Taxes ✓ Education ✓ Housing

Sub-Topics Affordable Housing Property Development Renters

in committee · United States · House Jul 14, 2026

HR 9669: FACT Pilot Program Act

This bill creates a five-year pilot program to provide grants to states and local governments for expanding Forensic Assertive Community Treatment teams. These specialized teams offer intensive, round-the-clock support including mental health care, addiction treatment, and housing assistance to individuals with serious mental illness who are involved with the criminal justice system. The program requires teams to include a mix of psychiatrists, employment specialists, criminal justice partners, and peer specialists with lived experience. Additionally, the legislation authorizes funding for a study by the National Academies to evaluate the program's effectiveness and develop guidelines for scaling it up.

Topics ✓ Criminal Justice ✓ Healthcare ✓ Housing

Sub-Topics Mental Health Substance Abuse

in committee · United States · House Jun 30, 2026

HR 9569: Making Condos Safer and Affordable Act of 2026

The Making Condos Safer and Affordable Act of 2026 expands federal mortgage insurance options for condominium projects to help finance repairs and replacements of shared facilities like roofs, elevators, and common areas. It allows the governing body of a condominium to take out loans secured by future mandatory payments from individual unit owners, with the government potentially insuring up to 90 percent of the project cost. Additionally, the bill modifies existing rehabilitation loan programs to let individual condo owners use these funds to pay for special assessments related to building improvements or to build reserves for future maintenance. The legislation also streamlines regulations for managing these rehabilitation projects and adjusts loan limits to better reflect the costs of such repairs.

Topics ✓ Housing

Sub-Topics Mortgages

in committee · United States · House Jul 14, 2026

HR 9555: Home Mortgage Interest Credit Act of 2026

This bill creates a new tax credit for homeowners who pay interest on loans used to buy, build, or improve their primary residences. The credit allows taxpayers to directly reduce their federal income tax liability by up to $2,000 annually, or $1,000 for married individuals filing separately, provided their modified adjusted gross income does not exceed specific thresholds that vary by filing status. The amount of the credit is reduced by $20 for every $1,000 that a taxpayer's income exceeds these limits, and the provision includes an automatic inflation adjustment mechanism starting in 2028. This legislation applies to taxable years beginning after December 31, 2026, and excludes nonresident aliens from claiming the benefit.

Topics ✓ Budget & Taxes ✓ Housing

Sub-Topics Income Tax Tax Credits Mortgages

in committee · United States · House Jun 25, 2026

HR 9493: Home Internet Accessibility Act

The Home Internet Accessibility Act requires the Comptroller General to produce a detailed report within a year on which federally assisted housing units currently have or lack the infrastructure to support high-speed internet. This report will analyze specific challenges, costs, and timelines for upgrading these properties, broken down by location and demographic data, while also reviewing past retrofitting efforts and pilot programs. Following this analysis, the Department of Housing and Urban Development must create a formal plan to upgrade necessary housing to support broadband service and submit it to Congress within 18 months. The legislation directly affects residents of government-subsidized housing by aiming to ensure their living spaces can accommodate modern internet connectivity.

Topics ✓ Housing ✓ Technology

Sub-Topics Affordable Housing Property Development Broadband Access

in committee · United States · Senate Jun 24, 2026

S 4903: A bill to improve the point-in-time count conducted by the Department of Housing and Urban Development, and for other purposes.

This bill requires the Department of Housing and Urban Development to improve how it counts homeless individuals across the country. It mandates that local organizations conduct an annual count during the last ten days of April using standardized data systems, while also allowing optional counts at other times of the year. The legislation provides training and technical support for rural areas to help them collect accurate data and submit regular reports to Congress. Additionally, it requires organizations to update their data year-round and collect mid-year information to better track trends and plan services. A Government Accountability Office study will be conducted within a year of the bill's enactment to review the new counting methods and suggest further improvements.

Topics ✓ Housing

Sub-Topics Homelessness Property Development

in committee · United States · House Jul 2, 2026

HR 9584: The Housing Voucher Funding Reallocation Act

This bill, known as the Housing Voucher Funding Reallocation Act, aims to change how unspent federal housing funds are managed at the end of each fiscal year. It directly affects public housing agencies that administer tenant-based assistance, such as housing vouchers. Under the new rules, agencies that do not use all their allocated funds must return the leftover money to the federal government. These recaptured funds are then redistributed to other public housing agencies that have exhausted their entire budgets. The goal is to ensure that available housing assistance reaches more eligible individuals rather than remaining unused in agencies with excess capacity.

Topics ✓ Budget & Taxes ✓ Housing

Sub-Topics Housing Finance Tenant Rights

in committee · United States · Senate Jun 24, 2026

S 4910: Servicemember Residence Protection Act of 2026

The Servicemember Residence Protection Act of 2026 prevents a servicemember's time in military service from counting toward the legal period required to claim ownership of property through adverse possession. This change directly protects the real estate interests of uniformed service members by ensuring their service time does not contribute to losing their property rights. Additionally, the bill requires the Department of Veterans Affairs to update its website with resources on securing, leasing, and managing real property while on military duty. These provisions aim to clarify and safeguard property rights for service members without altering other existing laws regarding adverse possession.

Topics ✓ Housing ✓ Veterans

Sub-Topics Veteran Healthcare Veteran Housing

All housing bills