Housing

in committee · United States · Senate Jul 17, 2025

S 2322: Appraisal Modernization Act

This bill creates a public database of residential appraisal data to increase transparency in mortgage lending. It requires major mortgage agencies (Fannie Mae, Freddie Mac, FHA, USDA, VA) to share appraisal data with the Federal Housing Finance Agency, including property details, appraisal methods, and borrower demographics like race and ethnicity. The data will be made publicly available in searchable formats to help identify potential issues in how appraisals are conducted across different communities. It also establishes a process for borrowers to request a review of an appraisal they believe is inaccurate or reflects discrimination.

Topics ✓ HousingSupports HousingBill requires transparency in appraisals including race/ethnicity to identify discrimination, directly supporting fair housing practices per topic indicators.95% confidence

Sub-Topics Housing Finance Mortgages

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in committee · United States · House Feb 4, 2026

HR 7360: To amend the United States Housing Act of 1937 to permanently authorize the emergency safety and security grant program, and for other purposes.

This bill permanently authorizes a grant program under the U.S. Housing Act of 1937 to help public housing agencies improve safety and security in federally assisted housing for low-income residents. It provides funding for specific items like security cameras, fencing, carbon monoxide detectors, smoke alarms, and heating systems to address threats from crime, drug activity, and health hazards like extreme temperatures. Public housing agencies can apply for grants up to $250,000 per year (with higher limits for larger agencies), supported by $225 million annually in dedicated funding. The change replaces a temporary program, ensuring consistent resources for critical safety upgrades in public housing communities.

Topics ✓ HousingSupports HousingPermanently authorizes safety/security grants for low-income public housing, funding critical infrastructure to protect tenants and maintain housing quality per bill summary.92% confidence

Sub-Topics Housing Finance Tenant Rights

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in committee · United States · House Jun 30, 2025

HR 4266: Housing for US Act

This bill establishes a revolving loan fund to increase middle-class housing supply by providing capitalization loans to states using funds from the release of Federal National Mortgage Association and Federal Home Loan Mortgage Corporation. States will create housing revolving loan funds to provide financing to local governments and non-profits for new construction or rehabilitation of housing that meets affordability standards (80-165% of area median income) for middle-income families. The housing must maintain affordability for at least 15 years, and construction must comply with labor requirements including apprenticeship and prevailing wage standards. The fund will be repaid to the Treasury for deficit reduction after 10 years.

Topics ✓ HousingSupports HousingBill creates revolving loan fund to finance middle-income housing (80-165% AMI) through state programs, directly advancing affordable housing supply via federal capitalization.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · United States · House Mar 27, 2025

HR 2410: Revitalizing Downtowns and Main Streets Act

HR 2410 creates a 20% federal tax credit for developers converting older non-residential buildings (at least 20 years old) into affordable housing. The credit applies to qualified conversion costs, requiring that 20% of units be rent-restricted for residents earning 80% or less of the area median income for 30 years. It establishes a $12 billion national credit limit, with $3 billion reserved for conversions in economically distressed areas, and mandates state-level allocation plans prioritizing projects near transit and employment. The bill directly affects developers seeking tax incentives for downtown revitalization, not tenants or local governments.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates 20% federal tax credit for affordable housing conversions, directing $12B toward housing development with rent restrictions, advancing affordable housing funding through tax policy.95% confidence ✓ HousingSupports HousingCreates 20% tax credit for converting buildings to affordable housing with 20% rent-restricted units for 30 years targeting 80% AMI earners, directly funding affordable housing expansion.95% confidence

Sub-Topics Tax Credits Tax Incentives Affordable Housing Historic Preservation Housing Finance

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in committee · United States · Senate Apr 30, 2025

S 1527: Housing Affordability Act

The Housing Affordability Act (S 1527) updates inflation-adjusted monetary limits for multifamily housing programs under the National Housing Act. It increases specific dollar amounts - such as loan limits and income thresholds - by replacing outdated figures (e.g., raising a $38,025 limit to $167,310) with new values calculated using the Bureau of the Census' Price Deflator Index for Multifamily Residential Units. These adjustments, effective July 1, 2025, require the Secretary to publish the updated amounts in the Federal Register and round them to the next lower dollar. The bill directly affects federal housing programs that use these monetary thresholds, such as multifamily mortgage loans and rental assistance.

Topics ✓ Budget & TaxesSupports Budget & TaxesAdjusts housing program funding limits upward for inflation, increasing government spending on affordable housing affordability programs.90% confidence ✓ HousingSupports HousingBill increases inflation-adjusted income thresholds and loan limits for multifamily housing programs, directly strengthening affordable housing access under the National Housing Act.95% confidence

Sub-Topics Affordable Housing Housing Finance Mortgages

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in committee · United States · House Jul 14, 2025

HR 4369: End Tenant Credit Screening Act

HR 4369 prohibits landlords and property managers from using credit reports to screen tenants for rental housing. It bans credit checks for decisions like approving applications, setting security deposits, or determining lease terms. The law applies to all housing providers and overrides tenant consent to use credit reports, with one exception for reconsidering denied applications. This changes how housing providers assess applicants by removing credit history as a factor in rental decisions.

Topics ✓ Criminal JusticeSupports Criminal JusticeRemoves credit checks in housing, reducing barriers for individuals with criminal records and supporting reintegration to lower recidivism.85% confidence ✓ HousingSupports HousingBans credit checks for tenant screening, removing a barrier for low-income renters and protecting tenant rights, which advances affordable housing access.95% confidence

Sub-Topics Landlords Renters Tenant Rights

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in committee · United States · House Jan 15, 2026

HR 7062: Build HUBS Act

The Build HUBS Act extends and improves the Transportation Infrastructure Finance and Innovation (TIFIA) and Railroad Rehabilitation and Improvement Financing (RRIF) programs to support housing near transit. It creates new definitions for "attainable housing projects" (affordable to households earning up to 120% of area median income, with most units affordable to those earning up to 80% of area median income) and allows an "investment-creditworthiness assessment alternative" instead of requiring investment-grade ratings for financing. The bill requires at least 75% of TIFIA funding for attainable housing projects to go toward residential components, sets a lower interest rate (half the Treasury Rate) for these projects, and exempts certain land acquisition activities from environmental review requirements under the National Environmental Policy Act.

Topics ✓ HousingSupports HousingExtends TIFIA/RRIF to fund transit-oriented housing with affordability thresholds (80-120% AMI), directly advancing housing development and affordability.95% confidence ✓ TransportationSupports TransportationExtends TIFIA/RRIF programs to fund transportation infrastructure, promotes transit-oriented housing development, and improves financing mechanisms for transit projects.95% confidence

Sub-Topics Affordable Housing Housing Finance Zoning Rail

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in committee · United States · House May 1, 2025

HR 3133: HAVEN Act

The HAVEN Act (HR 3133) makes several key changes to federal housing assistance programs. It reduces the percentage used to calculate rental payments from 30% to 20% for several housing programs, increasing assistance for recipients. The bill expands the Housing Choice Voucher Program by adding 500,000 vouchers in 2026 and increasing by 500,000 each year through 2029. It also creates housing navigation grants to help families find housing, expands anti-discrimination protections to include "lawful source of income," and requires zip code-based fair market rents for housing vouchers starting in 2026.

Topics ✓ Budget & TaxesSupports Budget & TaxesExpands housing vouchers and reduces rent percentages, directly increasing government funding for housing assistance as an essential public service.90% confidence ✓ HousingSupports HousingReduces rental payments (30%→20%), expands vouchers by 500k/year, adds housing navigation grants, and expands anti-discrimination protections - all advancing affordable housing access and tenant rights.95% confidence

Sub-Topics Affordable Housing Renters Tenant Rights

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in committee · United States · Senate Apr 10, 2025

S 1477: Housing for All Act of 2025

The Housing for All Act of 2025 is a comprehensive federal housing bill that allocates significant funding to address housing shortages and homelessness. It provides $45 billion for the Housing Trust Fund, $40 billion for the HOME Investment Partnerships Program, and expands housing choice vouchers by 500,000 in 2025 with annual increases to 1 million by 2028, prioritizing individuals at risk of homelessness. The bill establishes a Racial Equity Commission to examine structural racism in housing and creates new programs including safe parking initiatives, eviction protection grants, and mobile crisis intervention teams. It directly affects vulnerable populations including people with disabilities, racial minorities, elderly individuals, veterans, and those experiencing homelessness or housing instability. The legislation also requires a GAO report on eviction data and promotes inclusive transit-oriented development to enhance climate resilience.

Topics ✓ HousingSupports HousingAllocates $45B to Housing Trust Fund, $40B to HOME program, expands vouchers by 500K+ annually to address homelessness and racial equity in housing.95% confidence

Sub-Topics Homelessness Housing Finance Tenant Rights

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in committee · United States · House Jan 20, 2026

HR 7149: Veteran Housing Promise Act

HR 7149, the Veteran Housing Promise Act, removes annual funding limits for multiple veteran housing programs to ensure continuous support for homeless veterans. It amends key sections of Title 38 to replace fixed annual appropriations (e.g., $5 million for homeless veteran grants through 2025) with "such sums as may be necessary" starting in fiscal year 2026 for programs like homeless veterans reintegration, supportive housing for low-income families, and specialized services for veterans with mental health needs. This directly affects homeless veterans, particularly women veterans with children and veterans with special needs, by guaranteeing flexible federal funding. The bill does not create new programs but extends existing ones through permanent, needs-based funding authority.

Topics ✓ Budget & TaxesSupports Budget & TaxesRemoves annual funding caps for veteran housing programs, ensuring continuous appropriations without fixed limits, advancing fiscal support for essential services.95% confidence ✓ HousingSupports HousingBill removes annual funding limits for veteran housing programs, ensuring continuous support for homeless veterans and low-income families through increased funding.95% confidence ✓ VeteransSupports VeteransRemoves annual funding limits for veteran housing programs, ensuring continuous support for homeless veterans through flexible appropriations.95% confidence

Sub-Topics Homelessness Veteran Healthcare Veteran Housing Veteran Mental Health

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