Housing in United States

in committee · United States · Senate Jul 23, 2025

S 2414: Housing Supply Expansion Act of 2025

S 2414, the Housing Supply Expansion Act of 2025, updates federal rules for manufactured homes by requiring states to treat homes without permanent chassis equally to those with chassis under state laws. States must certify this parity within 1-2 years of the bill’s enactment, covering areas like financing, insurance, and installation. States that miss deadlines face prohibitions on selling or installing "covered" manufactured homes (built after enactment without a permanent chassis). The bill directly affects states (through their regulations), manufactured home manufacturers, sellers, and buyers by standardizing how these homes are regulated nationwide.

Topics ✓ Housing

Sub-Topics Affordable Housing Homeownership

in committee · United States · House Mar 26, 2025

HR 2355: Collegiate Housing and Infrastructure Act of 2025

This bill amends the tax code to allow charitable organizations (501(c)(3) nonprofits) to provide grants for college student housing without losing their tax-exempt status. It specifically permits grants to improve or maintain "collegiate housing property" (where most residents are full-time students at a nearby college) but excludes grants for fitness facilities. The change affects charities seeking to fund student housing infrastructure, clarifying that such grants qualify as charitable under existing tax rules. The policy change applies to grants made after the bill's enactment date.

Topics ✓ Education ✓ Housing

Sub-Topics Higher Education

in committee · United States · Senate Mar 11, 2025

S 934: American Housing and Economic Mobility Act of 2025

The American Housing and Economic Mobility Act of 2025 aims to increase housing affordability and accessibility through multiple provisions. It expands Fair Housing protections to include gender identity, sexual orientation, marital status, source of income, and veteran status, making discrimination based on these characteristics illegal. The bill includes significant funding mechanisms for affordable housing infrastructure and requires twice as many accessible dwelling units in housing assisted under the Act. It also makes substantial changes to estate tax rules, including higher tax rates for large estates and elimination of certain exemptions. These provisions collectively seek to reduce housing discrimination, increase access to affordable housing, and generate revenue for housing programs.

Topics ✓ Budget & Taxes ✓ Housing ✓ Veterans

Sub-Topics Affordable Housing Homeownership Housing Finance

in committee · United States · Senate Apr 10, 2025

S 1465: Credit Access and Inclusion Act of 2025

This bill allows utility and telecom companies to report on-time payment history for services like electricity, gas, and internet to credit bureaus, helping consumers build credit who may lack traditional credit history. It specifically permits reporting on lease payments for housing (including HUD-subsidized units) and utility/telecom payments, but only includes payment-related details - not usage data like how much electricity was used. The bill also prohibits companies from reporting late payments for customers in approved payment plans (e.g., deferred payments or debt forgiveness). A government study will later assess the impact of this reporting on consumers.

Topics ✓ Housing ✓ Technology

Sub-Topics Landlords Property Development Renters Telecommunications

in committee · United States · Senate Feb 27, 2025

S 788: A bill to amend the Internal Revenue Code of 1986 to impose an excise tax on the failure of certain hedge funds owning excess single-family residences to dispose of such residences, and for other purposes.

S 788, the HOPE for Homeownership Act, targets hedge funds with $50 million or more in assets under management that own single-family residences. It imposes two taxes: a 15% or $10,000 tax on acquiring new homes, and an annual tax of $5,000 per excess home held beyond a phased ownership limit (starting at 90% of prior holdings and declining to 0% after 9 years). The bill also disallows mortgage interest and depreciation deductions for properties owned by these funds when they owe the tax. This directly affects large hedge funds owning multiple single-family homes, requiring them to reduce holdings over time or pay ongoing taxes.

Topics ✓ Budget & Taxes ✓ Housing

Sub-Topics Sales Tax Homeownership Housing Finance Mortgages

in committee · United States · House Sep 16, 2026

HR 5889: Eviction Helpline Act

The Eviction Helpline Act requires the Secretary of Housing and Urban Development to establish a free hotline within one year of enactment to provide eviction-related assistance to tenants living in HUD-assisted rental housing. This includes tenants in public housing, Section 8 voucher programs, and other federally subsidized housing units covered under specific HUD programs. The hotline will offer direct support for eviction issues, such as legal guidance or housing resources, without requiring tenants to pay for services. The bill does not change existing housing laws but creates a new service to help vulnerable renters navigate eviction processes. Funding for the hotline will be authorized annually starting in fiscal year 2026.

Topics ✓ Housing

Sub-Topics Affordable Housing Renters Tenant Rights

in committee · United States · Senate Jul 23, 2025

S 2391: BUILD Housing Act

The BUILD Housing Act streamlines environmental review processes for federal housing assistance programs. It allows the Department of Housing and Urban Development (HUD) to designate certain HUD-funded housing projects as "special projects" for environmental review under the National Environmental Policy Act (NEPA), reducing administrative steps. This directly affects HUD housing programs, particularly enabling federally recognized tribes to assume environmental review responsibilities instead of relying solely on states or local governments. The bill modifies existing law to include tribes as eligible entities for these reviews, using the federal definition of "Indian Tribe" from the Native American Housing Act.

Topics ✗ Environment ✓ Housing

Sub-Topics Housing Finance Property Development Tags Tribal Nations

in committee · United States · House Jan 21, 2026

HR 7186: American Family Housing Act

HR 7186, the American Family Housing Act, restricts large investment firms from purchasing single-family homes or gaining controlling ownership in companies that own many homes. Specifically, it prohibits any "large-scale company" (defined as an investment firm or private fund with over $100 billion in assets under management) from buying single-family residences or holding more than 49% equity in a company owning over 100 such homes, beginning 100 days after enactment. The bill defines "single-family residence" as a standalone home without shared walls or utilities, excluding condos and co-ops. This directly affects major institutional investors in the housing market, limiting their ability to expand ownership of single-family properties. The law aims to curb institutional investment in residential real estate through these specific financial and ownership restrictions.

Topics ✓ Housing

in committee · United States · House Feb 4, 2026

HR 7344: Affordable Housing Supply Chain Clarity Act

HR 7344, the Affordable Housing Supply Chain Clarity Act, requires the Department of Housing and Urban Development (HUD) to clarify how "Build America, Buy America" rules apply to the Home Investment Partnerships Program (HOPA), which funds affordable housing development. Specifically, HUD must complete a review within 180 days of enactment, issue updated guidance within 90 days of the review, and submit a report to Congress within 270 days. This bill directly affects housing developers and local governments receiving HOPA funds by providing clearer rules for sourcing materials and labor under existing federal requirements. It does not change funding or create new housing but aims to reduce confusion in applying current procurement rules to affordable housing projects.

Topics ✓ Housing

Sub-Topics Affordable Housing Homeownership Housing Finance

in committee · United States · House Nov 10, 2025

HR 6008: Bring Down Housing Costs Act

The Bring Down Housing Costs Act establishes a federal task force under the Department of Housing and Urban Development to address rising home prices in specific states. The task force, composed of 21 members including congressional representatives, federal agency officials, community advocates, and housing industry experts, will identify states with year-over-year increases in median home prices (using HUD data), develop and recommend best practices for reducing costs, and monitor their implementation. It must submit annual reports to state governors, federal agencies, and relevant congressional committees for five years. This bill creates a process for collaborative problem-solving but does not mandate specific policy changes or funding for states.

Topics ✓ Housing

Sub-Topics Affordable Housing Homeownership Housing Finance

All housing bills