Housing (Affordable Housing)

in committee · United States · House Mar 2, 2026

HR 7586: American Families First Act

HR 7586, the American Families First Act, requires federal agencies to issue guidance within 180 days of enactment to prevent large institutional investors from purchasing single-family homes financed by the government that could instead be bought by individual homebuyers. The bill mandates agencies like HUD and the USDA to define "large institutional investors," block such investors from acquiring homes meant for owner-occupants, and restrict transferring government-owned homes to these entities. It also directs agencies to promote sales to individual buyers through policies like first-look rights for homebuyers and disclosure requirements. The guidance includes narrow exceptions for build-to-rent rental communities but focuses on using federal housing programs to support individual homeownership.

Topics ✓ HousingSupports HousingBlocks institutional investors from acquiring government-financed homes meant for individual homebuyers, increasing affordable housing access and preventing consolidation that reduces owner-occupant supply.95% confidence

Sub-Topics Affordable Housing Homeownership Tenant Rights

Track

in committee · United States · House Oct 24, 2025

HR 5825: Tribal Housing Innovation Act

The Tribal Housing Innovation Act (HR 5825) creates a competitive grant program through the Department of Housing and Urban Development (HUD) to fund sustainable housing on tribal lands. It provides up to $150 million annually for Indian Tribes or tribal housing groups to build new residential units with sustainable features (like solar panels, energy-efficient appliances, or insulation) or add such features to existing units. Grants require that units be rented only to tribal members, and recipients must report on the number of units built/modified, features added, and tenant demographics. The program mandates annual reporting to Congress on national impacts, aiming to improve housing sustainability while prioritizing tribal communities.

Topics ✓ EnergySupports EnergyBill mandates sustainable housing features including solar panels and energy-efficient appliances, directly advancing renewable energy and efficiency standards.90% confidence ✓ EnvironmentSupports EnvironmentBill funds sustainable housing with solar panels and energy-efficient features on tribal lands, directly advancing environmental protection and clean energy adoption.85% confidence ✓ HousingSupports HousingBill allocates $150M annually for sustainable housing development on tribal lands, directly funding new residential units with energy-efficient features, advancing affordable housing access.95% confidence

Sub-Topics Solar Affordable Housing Homeownership Housing Finance Tags Tribal Nations

Track

in committee · United States · House Jan 23, 2025

HR 646: Build Housing with Care Act of 2025

HR 646, the Build Housing with Care Act of 2025, establishes a HUD grant program to fund the co-location of affordable housing developments with child care facilities. It directly affects housing developers, child care providers, and residents of affordable housing by requiring grants to support projects in "child care deserts" (areas with severe child care shortages), prioritizing low-income, rural, or Head Start-serving providers. Key provisions mandate that projects must not evict residents, include resident engagement plans, and ensure child care providers serve low-income families or dual-language learners. The bill authorizes $100 million annually (2025-2030) and requires annual reports tracking child care slots created, resident usage, and demographic data.

Topics ✓ EducationSupports EducationFunds child care facilities co-located with housing, prioritizing Head Start providers (early education), supporting early childhood educational access.80% confidence ✓ HousingSupports HousingBill funds affordable housing developments co-located with child care in 'child care deserts' and prohibits resident evictions, directly advancing affordable housing and tenant protections.90% confidence

Sub-Topics Early Childhood Affordable Housing Housing Finance

Track

in committee · United States · House Jun 30, 2025

HR 4266: Housing for US Act

This bill establishes a revolving loan fund to increase middle-class housing supply by providing capitalization loans to states using funds from the release of Federal National Mortgage Association and Federal Home Loan Mortgage Corporation. States will create housing revolving loan funds to provide financing to local governments and non-profits for new construction or rehabilitation of housing that meets affordability standards (80-165% of area median income) for middle-income families. The housing must maintain affordability for at least 15 years, and construction must comply with labor requirements including apprenticeship and prevailing wage standards. The fund will be repaid to the Treasury for deficit reduction after 10 years.

Topics ✓ HousingSupports HousingBill creates revolving loan fund to finance middle-income housing (80-165% AMI) through state programs, directly advancing affordable housing supply via federal capitalization.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

Track

in committee · United States · House Mar 27, 2025

HR 2410: Revitalizing Downtowns and Main Streets Act

HR 2410 creates a 20% federal tax credit for developers converting older non-residential buildings (at least 20 years old) into affordable housing. The credit applies to qualified conversion costs, requiring that 20% of units be rent-restricted for residents earning 80% or less of the area median income for 30 years. It establishes a $12 billion national credit limit, with $3 billion reserved for conversions in economically distressed areas, and mandates state-level allocation plans prioritizing projects near transit and employment. The bill directly affects developers seeking tax incentives for downtown revitalization, not tenants or local governments.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates 20% federal tax credit for affordable housing conversions, directing $12B toward housing development with rent restrictions, advancing affordable housing funding through tax policy.95% confidence ✓ HousingSupports HousingCreates 20% tax credit for converting buildings to affordable housing with 20% rent-restricted units for 30 years targeting 80% AMI earners, directly funding affordable housing expansion.95% confidence

Sub-Topics Tax Credits Tax Incentives Affordable Housing Historic Preservation Housing Finance

Track

in committee · United States · Senate Apr 30, 2025

S 1527: Housing Affordability Act

The Housing Affordability Act (S 1527) updates inflation-adjusted monetary limits for multifamily housing programs under the National Housing Act. It increases specific dollar amounts - such as loan limits and income thresholds - by replacing outdated figures (e.g., raising a $38,025 limit to $167,310) with new values calculated using the Bureau of the Census' Price Deflator Index for Multifamily Residential Units. These adjustments, effective July 1, 2025, require the Secretary to publish the updated amounts in the Federal Register and round them to the next lower dollar. The bill directly affects federal housing programs that use these monetary thresholds, such as multifamily mortgage loans and rental assistance.

Topics ✓ Budget & TaxesSupports Budget & TaxesAdjusts housing program funding limits upward for inflation, increasing government spending on affordable housing affordability programs.90% confidence ✓ HousingSupports HousingBill increases inflation-adjusted income thresholds and loan limits for multifamily housing programs, directly strengthening affordable housing access under the National Housing Act.95% confidence

Sub-Topics Affordable Housing Housing Finance Mortgages

Track

in committee · United States · House Jan 15, 2026

HR 7062: Build HUBS Act

The Build HUBS Act extends and improves the Transportation Infrastructure Finance and Innovation (TIFIA) and Railroad Rehabilitation and Improvement Financing (RRIF) programs to support housing near transit. It creates new definitions for "attainable housing projects" (affordable to households earning up to 120% of area median income, with most units affordable to those earning up to 80% of area median income) and allows an "investment-creditworthiness assessment alternative" instead of requiring investment-grade ratings for financing. The bill requires at least 75% of TIFIA funding for attainable housing projects to go toward residential components, sets a lower interest rate (half the Treasury Rate) for these projects, and exempts certain land acquisition activities from environmental review requirements under the National Environmental Policy Act.

Topics ✓ HousingSupports HousingExtends TIFIA/RRIF to fund transit-oriented housing with affordability thresholds (80-120% AMI), directly advancing housing development and affordability.95% confidence ✓ TransportationSupports TransportationExtends TIFIA/RRIF programs to fund transportation infrastructure, promotes transit-oriented housing development, and improves financing mechanisms for transit projects.95% confidence

Sub-Topics Affordable Housing Housing Finance Zoning Rail

Track

in committee · United States · House May 1, 2025

HR 3133: HAVEN Act

The HAVEN Act (HR 3133) makes several key changes to federal housing assistance programs. It reduces the percentage used to calculate rental payments from 30% to 20% for several housing programs, increasing assistance for recipients. The bill expands the Housing Choice Voucher Program by adding 500,000 vouchers in 2026 and increasing by 500,000 each year through 2029. It also creates housing navigation grants to help families find housing, expands anti-discrimination protections to include "lawful source of income," and requires zip code-based fair market rents for housing vouchers starting in 2026.

Topics ✓ Budget & TaxesSupports Budget & TaxesExpands housing vouchers and reduces rent percentages, directly increasing government funding for housing assistance as an essential public service.90% confidence ✓ HousingSupports HousingReduces rental payments (30%→20%), expands vouchers by 500k/year, adds housing navigation grants, and expands anti-discrimination protections - all advancing affordable housing access and tenant rights.95% confidence

Sub-Topics Affordable Housing Renters Tenant Rights

Track

in committee · United States · House Dec 19, 2025

HR 4856: Revitalizing America’s Housing Act

The Revitalizing America's Housing Act proposes multiple measures to increase housing supply and affordability through tax incentives, zoning reforms, and improved safety standards. Key provisions include a new Neighborhood Homes Credit to incentivize building or rehabilitating homes in affordable areas, zoning reform incentives to encourage municipalities to adopt more housing-friendly policies, and expanded tax benefits for homeowners selling primary residences. The bill also includes specific protections for veterans' housing, improved lead and mold safety standards for public housing, and requirements for better oversight of housing programs. These changes directly affect homeowners, renters, housing developers, public housing agencies, and local governments across the country.

Topics ✓ Budget & TaxesSupports Budget & TaxesProvides tax incentives (Neighborhood Homes Credit) and expanded tax benefits for homeowners, directly advancing housing affordability through fiscal policy.92% confidence ✓ HousingSupports HousingBill explicitly increases housing supply and affordability via tax incentives, zoning reforms, and Neighborhood Homes Credit for affordable areas.95% confidence

Sub-Topics Tax Incentives Affordable Housing Property Taxes Zoning

Track

in committee · United States · Senate Jul 23, 2025

S 2402: First-Time Homebuyer Tax Credit Act of 2025

This bill creates a refundable tax credit of up to $15,000 (10% of purchase price) for first-time homebuyers in the U.S. To qualify, buyers must be at least 18 years old, have no recent home ownership, and purchase with a federally-backed mortgage. The credit is reduced for higher-income households relative to local median income and home prices. Homeowners who sell within 4 years must repay the credit, though exceptions exist for military service or job changes. The credit can also be transferred to the mortgage lender at the time of purchase.

Topics ✓ Budget & TaxesSupports Budget & TaxesCreates refundable tax credit reducing tax burden for first-time homebuyers, with income-based reductions targeting middle/lower-income households.90% confidence ✓ HousingSupports HousingBill provides refundable tax credit to first-time homebuyers, directly increasing affordability and accessibility of homeownership per housing topic description.90% confidence

Sub-Topics Tax Credits Affordable Housing Homeownership Housing Finance

Track