Housing (Affordable Housing)

in committee · United States · Senate Jul 23, 2025

S 2423: Streamlining Rural Housing Act of 2025

S 2423, the Streamlining Rural Housing Act of 2025, aims to simplify the approval process for rural housing projects funded by the Department of Housing and Urban Development (HUD) or the Department of Agriculture (USDA). It requires HUD and USDA to create a shared process within 180 days to streamline environmental reviews, designate a lead agency for projects, and establish an advisory group with housing stakeholders (including nonprofits, developers, residents, and public housing agencies). The bill mandates a report within one year with recommendations to speed up project approvals while maintaining safety, resident costs, and environmental standards. This directly affects rural housing developers, public housing agencies, and residents of HUD/USDA-funded housing projects by reducing bureaucratic delays in construction.

Topics ✓ HousingSupports HousingStreamlines HUD/USDA approval processes for rural housing projects, facilitating development and aligning with affordable housing goals.90% confidence

Sub-Topics Affordable Housing Property Development Tags Rural Communities

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in committee · United States · House Jan 16, 2026

HR 7138: Stop Wall Street Landlords Act of 2026

HR 7138 disallows tax deductions for mortgage interest and depreciation on single-family homes (1-4 units) owned by large investment entities with over $100 million in assets, while imposing a 100% excise tax on sales or transfers of such properties. The bill directly affects institutional landlords (e.g., large real estate investment firms), excluding government entities, nonprofits, and federally assisted housing. Revenue from the tax will fund low-income housing programs via the Housing Trust Fund. It also prohibits Fannie Mae, Freddie Mac, and Ginnie Mae from purchasing or guaranteeing mortgages for these properties. The provisions apply 18 months after enactment.

Topics ✓ Budget & TaxesSupports Budget & TaxesCloses tax loopholes for institutional landlords and funds low-income housing via excise tax revenue, aligning with tax fairness and public service funding indicators.95% confidence ✓ HousingSupports HousingBill taxes large landlords to fund low-income housing programs, directly advancing affordable housing goals through revenue allocation.95% confidence

Sub-Topics Procurement Sales Tax Affordable Housing Housing Finance Mortgages

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in committee · United States · Senate Mar 11, 2025

S 969: Stop Predatory Investing Act

This bill disallows tax deductions for interest and depreciation on rental properties owned by individuals or entities holding 50 or more single-family homes (defined as properties with four or fewer units). It directly affects large-scale landlords, including corporations or investors who own extensive rental portfolios, by removing these deductions from taxable income. Exceptions apply if the property is sold to an individual for their primary residence or to a qualified nonprofit organization focused on affordable housing (like community land trusts or housing nonprofits). The law aims to limit tax benefits for investors who own many rental homes, while preserving deductions for sales that support housing affordability. It takes effect for taxable years after enactment.

Topics ✓ Budget & TaxesSupports Budget & TaxesCloses tax loophole for large landlords by disallowing deductions, promoting fiscal responsibility through fairer tax treatment of rental property investors.90% confidence ✓ HousingSupports HousingRemoves tax deductions for large landlords to reduce predatory investing, potentially increasing affordable housing supply by discouraging speculative ownership of rental portfolios.90% confidence

Sub-Topics Tax Credits Affordable Housing Landlords Property Taxes

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in committee · United States · Senate Jan 29, 2025

S 310: Build Housing with Care Act of 2025

This bill establishes a federal grant program to fund the co-location of affordable housing and licensed child care facilities, primarily benefiting low-income families in areas with insufficient child care access ("child care deserts"). It provides up to $10 million per grant to eligible entities (like housing developers, community organizations, or tribal entities) for designing, building, or retrofitting facilities where housing residents can access on-site or nearby child care. Priority is given to projects in low-income, rural, or underserved communities that serve very low-income families or partner with child care providers certified for federal assistance. The program requires grantees to avoid evicting residents, engage housing residents in planning, and use funds strictly for facility-related activities, with annual reporting on outcomes like child care slots created and resident demographics.

Topics ✓ HousingSupports HousingBill funds affordable housing development via grants for co-locating housing with child care, targeting low-income families in child care deserts, directly advancing affordable housing access.95% confidence

Sub-Topics Affordable Housing Community Development Property Development

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in committee · United States · House Jul 23, 2025

HR 4660: Unlocking Housing Supply Through Streamlined and Modernized Reviews Act

This bill streamlines environmental reviews for HUD-funded housing projects by reclassifying many activities into simplified review categories under the National Environmental Policy Act (NEPA). It directly affects HUD housing programs - including tenant assistance, repairs, affordable housing pre-development, and infill projects - by eliminating full environmental reviews for eligible activities. Key mechanisms include categorizing routine housing actions (like minor repairs or 1-4 unit rehab) as "categorical exclusions" and limiting review requirements for larger projects (e.g., 5-15 units) unless they significantly alter environmental conditions. The bill requires HUD to report annually on reduced review times and cost savings in the affordable housing sector over five years. This policy change aims to accelerate housing development without altering environmental protections for qualifying projects.

Topics ✗ EnvironmentOpposes EnvironmentEliminates full NEPA environmental reviews for HUD housing projects, weakening regulatory oversight for routine housing actions per bill summary.95% confidence ✓ HousingSupports HousingStreamlines environmental reviews for HUD housing projects, accelerating affordable housing development by removing bureaucratic barriers for eligible activities like repairs and infill.95% confidence

Sub-Topics Affordable Housing Building Codes Community Development

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in committee · United States · House May 21, 2025

HR 3540: Low-Income Housing Tax Credit Elimination Act

HR 3540, the Low-Income Housing Tax Credit Elimination Act, eliminates the federal Low-Income Housing Tax Credit (LIHTC) for new housing projects. It directly affects developers and investors who rely on this tax credit to fund affordable housing construction. The bill amends the tax code to end eligibility for the credit on buildings placed in service after the law's effective date. This means no new tax credits will be available for affordable housing developments starting in the next taxable year.

Topics ✗ Budget & TaxesOpposes Budget & TaxesEliminates tax credit funding for affordable housing, directly defunding a key public housing program through tax code changes.95% confidence ✗ HousingOpposes HousingEliminates LIHTC, a critical federal funding source for affordable housing development, directly reducing new affordable housing construction and cutting housing assistance.95% confidence

Sub-Topics Tax Credits Affordable Housing Historic Preservation Housing Finance

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in committee · United States · Senate Sep 4, 2025

S 2720: Yes in God's Backyard Act

The "Yes in God's Backyard Act" (S 2720) creates a new program to help faith-based organizations, colleges, and local governments build or preserve affordable rental housing on their properties. It provides technical assistance to address local policy barriers and offers competitive grants to communities with existing policies supporting such housing development. The grants specifically prioritize housing for families earning up to 60% of local median income, homeless individuals, veterans, people with disabilities, and other vulnerable groups. The bill authorizes $25 million annually for technical assistance and $50 million yearly for grants from 2026 to 2031.

Topics ✓ HousingSupports HousingBill creates grants for affordable housing development targeting low-income families, homeless individuals, and veterans, directly advancing housing access and affordability.95% confidence ✓ VeteransSupports VeteransBill prioritizes veterans for housing grants, directly funding affordable housing as a specific beneficiary group under its program.95% confidence

Sub-Topics Affordable Housing Housing Finance Renters Veteran Housing

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in committee · United States · House Feb 5, 2026

HR 7400: Making Homeownership Affordable Again Act

HR 7400, the "Making Homeownership Affordable Again Act," removes the current $250,000 ($500,000 for married couples) limit on tax-free profit when selling a primary residence and extends this exclusion to sales involving first-time homebuyers. It directly affects homeowners selling their current home and first-time homebuyers purchasing a home. The key provision eliminates the dollar cap on capital gains exclusion under tax code Section 121 and defines "first-time homebuyer" as someone without home ownership in the past three years. This policy change applies to home sales occurring after the bill's enactment.

Topics ✓ Budget & TaxesSupports Budget & TaxesRemoves tax cap on home sale profits, providing capital gains tax relief for homeowners and first-time buyers, aligning with tax relief indicators for middle-income households.95% confidence ✓ HousingSupports HousingRemoves tax cap on home sales, increasing affordability for sellers and first-time buyers, directly advancing homeownership access per bill's purpose.95% confidence

Sub-Topics Procurement Affordable Housing Homeownership Property Taxes

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in committee · United States · House Dec 17, 2025

HR 6772: Affordable Housing Through Common-Sense Standards Act

This bill directs the Comptroller General to study whether a federal uniform residential building code could reduce local government approval times for new housing, lower construction costs nationwide, and improve the quality and affordability of housing. The study must be completed within one year of the bill's enactment and report findings to Congress. It does not create new regulations but examines potential benefits of standardized building codes. The study would primarily inform future policy decisions affecting local governments and the housing market, without directly changing current building standards or costs.

Topics ✓ HousingSupports HousingBill studies federal uniform building codes to reduce approval times, lower costs, and improve housing affordability, directly aiming to advance affordable housing goals.85% confidence

Sub-Topics Affordable Housing Building Codes Zoning

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in committee · United States · House Nov 7, 2025

HR 5938: Innovation Fund Act

The Innovation Fund Act establishes a competitive grant program providing up to $200 million annually (2027-2031) to local governments and tribes that have demonstrably increased housing supply. Eligible entities - such as cities, counties, or tribes with proven housing growth - can use funds to implement specific initiatives like reforming zoning rules (e.g., reducing parking requirements, allowing denser housing), streamlining permitting, or using tax incentives to expand affordable housing options. The grants require applicants to show how projects address community housing needs and improve affordability, with priority given to innovative approaches that increase housing supply. The bill explicitly prohibits federal preemption of local zoning laws and focuses on supporting existing local housing strategies rather than mandating new policies.

Topics ✓ Budget & TaxesSupports Budget & TaxesAllocates $200M annually for housing initiatives via grants and permits tax incentives, directly funding programs and utilizing tax policy within budget/tax framework.95% confidence ✓ HousingSupports HousingFunds $200M grants for zoning reforms, denser housing, and affordable housing initiatives to increase supply, directly advancing housing development and affordability.95% confidence

Sub-Topics Affordable Housing Housing Finance Zoning

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