Housing (Affordable Housing)

in committee · Tennessee · Senate May 27, 2026

SB 2410: Housing - As enacted, establishes the community workforce housing innovation pilot program to be administered by the Tennessee housing development agency; authorizes the agency to provide loans to an applicant for construction or rehabilitation of workforce housing in each of the three grand divisions; requires the housing to be affordable to natural persons or families who meet certain criteria. - Amends TCA Title 7, Chapter 53; Title 13; Title 48, Chapter 101, Part 3; Title 56 and Title 67.

SB 2410 establishes Tennessee's Community Workforce Housing Innovation Pilot Program, administered by the Tennessee Housing Development Agency. The program provides loans for constructing or rehabilitating housing affordable to families earning no more than 150% of the area median income (adjusted for household size), prioritizing projects setting aside at least 80% of units for workforce housing and 50% specifically for essential services personnel (like teachers, first responders, and healthcare workers). It requires applicants to form public-private partnerships, meet minimum funding contribution thresholds (10% of costs or $2 million), and demonstrates innovative design or regulatory incentives. The agency must fund at least one project in each of Tennessee’s three grand divisions (East, Middle, West) by March 2027, with interest forgiveness available for projects meeting affordability and set-aside targets.

Topics ✓ HousingSupports HousingEstablishes loan program for workforce housing meeting 150% AMI, prioritizing 80% affordable units for essential workers. Directly funds affordable housing development.92% confidence

Sub-Topics Affordable Housing Property Development

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died · Tennessee · House Mar 18, 2026

HB 2340: Housing - As introduced, encourages municipalities to study and assess housing affordability and inventory availability, and to adopt a pattern book for purposes of encouraging the construction of medium-density housing. - Amends TCA Title 6; Title 7 and Title 13.

HB 2340 encourages Tennessee municipalities to study housing affordability and inventory by requiring them to: (1) conduct a detailed housing stock inventory, (2) assess current/future housing needs based on demographics and income gaps, and (3) create a pre-approved "pattern book" of medium-density housing designs. This pattern book would include standardized floor plans, building layouts, and streamlined permit processes for "missing middle" housing - mid-sized developments between single-family homes and large apartment buildings (under 12 units). The bill directly affects local governments and developers by aiming to make housing construction more efficient and affordable within existing neighborhoods. It does not mandate adoption but provides a framework for communities to address housing shortages through planning. The bill is currently pending committee review in the Tennessee General Assembly.

Topics ✓ HousingSupports HousingEncourages medium-density housing development via pattern book and streamlined permits to address affordability gaps, directly advancing housing options.95% confidence

Sub-Topics Affordable Housing Building Codes Zoning

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signed · Tennessee · House May 27, 2026

HB 2509: Housing - As enacted, establishes the community workforce housing innovation pilot program to be administered by the Tennessee housing development agency; authorizes the agency to provide loans to an applicant for construction or rehabilitation of workforce housing in each of the three grand divisions; requires the housing to be affordable to natural persons or families who meet certain criteria. - Amends TCA Title 7, Chapter 53; Title 13; Title 48, Chapter 101, Part 3; Title 56 and Title 67.

HB 2509 establishes Tennessee's Community Workforce Housing Innovation Pilot Program, administered by the Tennessee Housing Development Agency. It authorizes the agency to provide loans for constructing or rehabilitating workforce housing affordable to households earning no more than 150% of area median income, prioritizing projects that set aside at least 80% of units for workforce housing. The program requires applicants to form public-private partnerships and contribute at least 10% of project costs through grants or land donations, with funding targeted to all three grand divisions and projects near employment centers. Projects must demonstrate regulatory incentives (like streamlined permits) or innovative features (e.g., mixed-use design) to qualify for loans.

Topics ✓ HousingSupports HousingEstablishes pilot program funding workforce housing at ≤150% AMI with 80% set-aside, directly advancing affordable housing access through loans and affordability requirements.95% confidence

Sub-Topics Affordable Housing Housing Finance Property Development

in committee · Tennessee · Senate Mar 17, 2026

SB 2516: Housing - As introduced, encourages municipalities to study and assess housing affordability and inventory availability, and to adopt a pattern book for purposes of encouraging the construction of medium-density housing. - Amends TCA Title 6; Title 7 and Title 13.

SB 2516 encourages Tennessee municipalities to study local housing needs and adopt standardized design guides for medium-density housing (such as townhouses or small apartment buildings). It requires cities to inventory housing stock, assess affordability gaps between household income and housing costs, and create "pattern books" with pre-approved designs and streamlined permitting processes. These pattern books would help developers build more housing options without altering neighborhood character by providing clear, approved layouts. The bill applies to all Tennessee cities and towns that choose to participate in these planning efforts.

Topics ✓ HousingSupports HousingEncourages medium-density housing development via pattern books and streamlined permitting to address affordability gaps and increase housing options.95% confidence

Sub-Topics Affordable Housing Building Codes Zoning

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in committee · Tennessee · House Apr 16, 2026

HB 2409: Taxes, Real Property - As introduced, adds an exception to the requirement that mineral and other interests in real property are assessed to the owner of the real property. - Amends TCA Title 67, Chapter 5.

HB 2409 amends Tennessee property tax law to change how mineral interests and similar property rights are assessed. It specifies that these interests (like mineral rights or leasehold improvements) are generally assessed to their owner, but adds two exceptions: 1) if a lessee has a "payments in lieu of taxes" agreement with state/local government (effective April 30, 2019 or later), or 2) if the lessee is part of a housing authority's affordable housing project under specific lease terms (entered after April 30, 2026). In these cases, the property is assessed solely to the governmental entity (like a housing authority), not the private owner. The bill directly affects mineral rights holders, property owners with lease agreements, and housing authorities managing affordable housing projects.

Topics ✓ HousingSupports HousingBill explicitly adds tax assessment exception for housing authority affordable housing projects, directly supporting development by modifying property tax treatment.85% confidence

Sub-Topics Affordable Housing Property Taxes

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failed · Tennessee · Senate Mar 3, 2026

SB 1990: Trade Regulation - As introduced, enacts the "Stop Rent Rigging Act." - Amends TCA Title 47 and Title 66.

SB 1990, the "Stop Rent Rigging Act," prohibits rental property owners and managers in Tennessee from using or facilitating algorithmic tools that coordinate pricing across multiple properties. The bill bans software or data services that collect rental data from two or more landlords (excluding affordable housing programs), analyze it, and recommend prices or lease terms to them. It also prohibits landlords from adjusting their own rents based on such recommendations. The law, effective July 1, 2026, targets coordinated pricing practices that reduce competition in the residential rental market.

Topics ✓ HousingSupports HousingBill bans algorithmic rent coordination preventing anti-competitive pricing that harms tenants, strengthening tenant protections in housing market.90% confidence ✗ TechnologyOpposes TechnologyProhibits algorithmic tools coordinating rental pricing, restricting tech application in housing market per bill's explicit ban on data analysis software for rent coordination.90% confidence

Sub-Topics Affordable Housing Renters

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signed · Tennessee · Senate May 27, 2026

SB 539: Taxes, Real Property - As enacted, establishes the process for property tax assessment and valuation of multi-unit rental housing that receives a federal, state, or local incentive based on low-income renter restrictions. - Amends TCA Title 7; Title 13; Title 48; Title 49; Title 67 and Title 68.

SB 539 establishes new rules for taxing multi-unit rental properties (four or more units) that receive federal, state, or local incentives tied to low-income housing restrictions, such as tax credits or rent subsidies. Property owners must notify local assessors by December 31 each year if their property has such restrictions, and assessors must value these properties using specific methods - including adjusting for rent differences between restricted and non-restricted units and excluding tax credits from valuation. The bill requires a higher capitalization rate (50-150 basis points above the national average) for these properties to reflect their reduced market value, with rules taking effect for tax year 2026. This directly affects owners of qualifying rental housing and property assessors statewide.

Topics ✓ Budget & TaxesSupports Budget & TaxesAdjusts property tax assessments for low-income housing, reducing tax burden on qualifying properties through valuation methods that reflect restricted rents.85% confidence ✓ HousingSupports HousingSB 539 creates tax assessment rules for low-income rental properties with rent restrictions, maintaining incentives to preserve affordable housing by preventing excessive tax burdens on qualifying units.90% confidence

Sub-Topics Property Tax Tax Incentives Affordable Housing Historic Preservation Property Taxes

signed · Tennessee · House May 8, 2025

HB 1306: Economic and Community Development - As enacted, clarifies that certain definitions concerning housing facilities and developments with regard to industrial development corporations include affordable and workforce housing; authorizes a municipality or county to approve amendments to an economic impact plan when approving the plan. - Amends TCA Title 7, Chapter 53; Title 9, Chapter 21 and Title 9, Chapter 23.

HB 1306 clarifies that Tennessee's definitions of housing facilities for economic development include affordable and workforce housing, explicitly expanding eligibility for industrial development corporation projects. It modifies housing definitions in multiple statutes to cover multifamily, single-family, condo, and townhome developments intended for low-to-moderate-income, elderly, or disabled residents. The bill also streamlines approval processes by allowing municipalities to amend economic impact plans without new public hearings, reducing administrative barriers for housing projects. This directly affects local governments, housing developers, and residents of affordable housing developments across Tennessee.

Topics ✓ HousingSupports HousingExplicitly expands eligibility for affordable/workforce housing in economic development definitions and streamlines approvals for qualifying projects.95% confidence

Sub-Topics Affordable Housing Community Development Property Development

in committee · Tennessee · Senate Apr 20, 2026

SJR 27: Taxes, Exemption and Credits - Authorizes the allocation by the Tennessee housing development agency, and credit by the department of revenue, of the tax credit created by the Tennessee Rural and Workforce Housing Act against a taxpayer's liability for premium tax, retaliatory tax, franchise tax, and excise tax; authorizes $10 million per year to be allocated in credits for the next three calendar years. -

SJR 27 authorizes the Tennessee Housing Development Agency to allocate $10 million annually in tax credits for low-income housing projects, applicable against premium tax, retaliatory tax, franchise tax, and excise tax liabilities. These credits are specifically for projects meeting criteria under the Tennessee Rural and Workforce Housing Act, with at least 50% of funds required to support housing in eligible rural areas. The resolution directs the agency to use these credits for the 2026-2028 calendar years, building on existing state law (Public Chapter 971 of 2024). It directly affects housing developers and property owners who qualify for these credits, providing a financial incentive to build or rehabilitate affordable housing. The bill does not create new taxes but modifies how existing tax credits can be applied.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill allocates $10M/year in tax credits for low-income housing projects, providing tax relief and directly funding affordable housing (an essential public service) through fiscal policy, aligning with support indicators.95% confidence ✓ HousingSupports HousingAuthorizes $10M annual tax credits for low-income housing projects under Tennessee Rural and Workforce Housing Act, directly funding affordable housing development.95% confidence

Sub-Topics Business Taxes Tax Credits Tax Incentives Affordable Housing Housing Finance Property Development

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in committee · Tennessee · Senate Mar 24, 2026

SB 961: Housing - As introduced, enacts the "Affordable Housing and Tenant Protection Act"; allows local governments to adopt ordinances and resolutions to control rent for private residential rental units; creates the increased housing program and increased housing fund; authorizes the Tennessee housing development agency to make grants from the fund to eligible developers and first-time homebuyers to assist in gap financing and down payment assistance. - Amends TCA Title 7, Chapter 53; Title 9; Title 12; Title 13; Title 66 and Title 67.

SB 961, the "Affordable Housing and Tenant Protection Act," allows Tennessee local governments to adopt rent control ordinances for private residential properties after conducting housing supply assessments and establishing local rent agencies. It creates the "Increased Housing Program" administered by the Tennessee Housing Development Agency (THDA), which provides gap financing to developers building affordable housing and down payment assistance to first-time homebuyers for owner-occupied homes. The program prioritizes communities affected by recent federally declared disasters and requires annual reporting on program outcomes. This bill directly affects renters, landlords, and developers in localities that adopt rent control, while expanding state-level support for affordable housing construction and homebuying.

Topics ✓ HousingSupports HousingCreates rent control for tenants, funds affordable housing via THDA grants, and provides down payment assistance - directly advancing housing access and protections.95% confidence

Sub-Topics Affordable Housing Renters Tenant Rights

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